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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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dh13
post Dec 11 2019, 06:18 PM

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Finally. HSBC cashback in user posted image
dh13
post Jan 1 2020, 03:07 AM

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QUOTE(fruitie @ Jan 1 2020, 12:24 AM)
Crap, I didn't get any GrabPay points.. I tried to reload from my saved HSBC card but it failed, so no choice to remove the card and reloaded straight from HSBC card. It cannot work this way? cry.gif
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Same.. I reload twice and got the points after my second reload.. not sure why...
dh13
post Feb 24 2020, 12:52 AM

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QUOTE(poteryu @ Feb 23 2020, 03:20 PM)
User of Amanah Mpower here.
Report back my cash back findings for the month JAN.
I exclusively use Samsung Pay for this card for the whole January,
even for petrol and Tesco.

I only get RM 15 cashback earlier this month.
So i probably sure the all my Spending is considered under 'ewallet' category, which is capped at RM15.

Looks like i gotta bring that card out again.
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I have called the CS and they told me that for Grocery & Petrol, the transaction must be via Card (Paywave also can) , if via Samsung Pay, it will be consider as e-Wallet bangwall.gif bangwall.gif
I have tested with small amount and all spending at Tesco / Giant / AEON Big via Samsung Pay are counted towards eWallet spending.
Thus I use the physical card and wave it in Giant / Tesco / AEON Big and i got the cashback tracked under Grocery. Same goes to Petrol.
dh13
post Feb 25 2020, 10:41 AM

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QUOTE(lyc1982 @ Feb 24 2020, 07:03 PM)
by logic, any payments done with ewallet is considered as ewallet transactions...

i don't see any dispute here...
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QUOTE(poteryu @ Feb 25 2020, 09:46 AM)
I am clear about the terms here, not even wanna dispute with HSBC about this.
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nothing to dispute.. just because it actually fall under 2 categories (e-Wallet & Groceries), so we might think it will count it as groceries. but the condition is based on entry mode (via Virtual Card No in Samsung Pay) then the transaction will be calculated as e-Wallet, although we don't think Samsung Pay is eWallet bangwall.gif bangwall.gif
dh13
post Mar 1 2020, 12:10 AM

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Grab fixed the issue only 1K of Points this month.

This post has been edited by dh13: Mar 1 2020, 12:10 AM
dh13
post Mar 5 2020, 05:26 PM

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Received mine too.


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dh13
post Jun 11 2020, 01:36 PM

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QUOTE(Capricorn22 @ Jun 11 2020, 12:44 PM)
Applied hsbc credit card through RP, didnt get the iphone 😩 but noticed that some that applied & activated in few days also didnt won...my card took forever to arrive & i knew that i didnt stand a chance 😢
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which campaign?. In Feb ?
dh13
post Jun 16 2020, 10:10 PM

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QUOTE(jiaen0509 @ Jun 16 2020, 01:37 PM)
I owned SC. Look for new cc, applied Citi but no call from them then Ringgitplus call and recommend HSBC. Then I agreed. Next hours received call from HSBC and link to upload documents.

But slow in approving process. Thought 1-3 working days can know the results.
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Ringgitplus hardsell HSBC, they dont even bother you check what card you applied before. dIRECT apply with Bank will be better since Ringgitplus is just a agent to hold your data and pass them to bank in bulk.. If Bank offer guarantee gift like TnG, Lazada voucher, better get from Bank. RinggitPlus just wanna get your commission to support their "Fake' Flash Deal..

This post has been edited by dh13: Jun 17 2020, 12:05 AM
dh13
post Jun 17 2020, 12:14 AM

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QUOTE(kkdavelim @ Jun 16 2020, 10:57 PM)
I does not agree with that.
In 2017-2018 I have successfully get they prize.
Those prize usually first 100 success activate.

I get 3 Bose speaker from range RM300/RM699 and even RM1200 perceive value.

While now 2020 , I have hold most of the promotion bank card , I do not have the experience now.
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It was good before 2020.. They have changed the process since this year.
The process was like we submit our phone no and basic info and they will pass our info to Bank and Bank's Sales Team will call to follow up. We dont submit documen directly to RinggitPlus. That time only Maybank was using XPress Apply. For other bank, RinggitPlus is just a middleman.
For now and my recently experience, they are moving to using Chatbot via Whatsapp. RinggitPlus Call Centre will do first screening of our data and document before submission to the bank. Bank only do the approval job (assumed less work for Bank side,) Worst to worst Bank might just call and ask you some question /reject then approve your application. However, the lead time is longer because the Call Centre is too slow to process due to limited resource and they do failed to process some application until I keep follow up. FYI, I did applied 2 credit card via RinggitPlus this year from diff bank and the processes are same.\
If you notice, they change the way of promo and use "flash deal" to attract customer and to cover the cost, last time they wont give high value item like IPhone etc and mostly are guaranteed gifts .

This post has been edited by dh13: Jun 17 2020, 12:16 AM
dh13
post Aug 4 2020, 12:05 AM

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QUOTE(oldman1920 @ Aug 2 2020, 07:43 PM)
Guys,  I use amanah card at giant amount RM 200 via Samsung pay. My issue is, my ewalet category has RM 30 cash back spending quota left while grocery category has RM 180 cash back spending quota left.  How do bank give cash back to me based on this transaction?

Is it bank will choose ewallet category for cash back regardless MCC code if I pay via Samsung pay? Even petrol or grocery?
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Transaction captured via Samsung Pay will be counted as eWallet in HSBC. If you would like to Grocery Spending Quotat you have to use Physical Card. Verified with CS and Tested by myself. (Although I don't understand why Samsung Pay is an eWallet.. bangwall.gif )
dh13
post Aug 4 2020, 11:58 PM

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QUOTE(kimdami @ Aug 4 2020, 09:30 PM)
Is village grocer also under cashback program
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Assuming you are referring to MPower Platinum Credit Card-i.

Nope. Only Giant , AEON BIg, MyDin and Tesco.

user posted image

This post has been edited by dh13: Aug 4 2020, 11:59 PM
dh13
post Sep 1 2020, 01:08 AM

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QUOTE(fruitie @ Sep 1 2020, 12:20 AM)
Tried reloading at sharp 12, asked to wait. Decided to reload again at around 12.03 and it went through. Not sure if the first reload will be reflected later. laugh.gif
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QUOTE(xeon1989 @ Sep 1 2020, 12:21 AM)
Yes, it will...
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Same situation as fruitie , the one reload sharp at 12.00 am came in late, around 12.04, but the one i reload on 12.02 reloaded almost immediately
dh13
post Nov 9 2020, 11:21 AM

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QUOTE(effectz @ Oct 14 2020, 11:39 AM)
I asked for sst waiver via app msg. received call they offer 3x swipe within 1 and half month then sst will be offset in 2-3 months. haha
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QUOTE(aska01 @ Nov 1 2020, 08:19 AM)
Hi everyone, may I know is HSBC still offering the RM25 cash back with 3 swipes when we ask for SST rebate this year? I just called the customer service and they said this RM25 cash back campaign no longer valid anymore..
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QUOTE(fruitie @ Nov 1 2020, 06:39 PM)
Yes. I had it back in May. Attached above two recent posts for your reference.
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Called HSBC and got the same offer as well 3 swipes of any amount (but must be Card Present Transaction, not online) in 45 days from the day i called for the rebate to be credited in 2-3 months.
dh13
post Nov 9 2020, 02:27 PM

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QUOTE(fruitie @ Nov 9 2020, 11:22 AM)
Didn't know they don't allow online transactions, for HSBC I only spend online, never bring out to swipe all these years.
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Erm Did you get the rebate then?. I thought if reload Tng can count as 1 transaction,. but I asked CS whether Online Transaction included but CS told me it is excluded.. not sure whether anyone use online and got the rebate.
dh13
post Dec 8 2020, 10:32 AM

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Received.

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This post has been edited by dh13: Dec 8 2020, 10:32 AM
dh13
post Jan 1 2021, 10:42 AM

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QUOTE(ismetheboy @ Jan 1 2021, 01:33 AM)
Grabfood updated their tnc with effective from december reload, no more 1 voucher each Month, only 1 voucher each unique card and account.

I also reloaded only read it. Sian
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QUOTE(thecurious @ Jan 1 2021, 01:41 AM)
...but its not updated in hsbc website...zzz
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QUOTE(fruitie @ Jan 1 2021, 01:58 AM)
Oh my. cry.gif This is sad.
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Found this. .it was not stated there..
user posted image

now in Grab Website
user posted image

This post has been edited by dh13: Jan 1 2021, 10:44 AM
dh13
post Mar 26 2021, 05:30 PM

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Horray !! Last Year Oct Campaign
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This post has been edited by dh13: Mar 26 2021, 05:34 PM
dh13
post Mar 26 2021, 08:44 PM

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QUOTE(MGM @ Mar 26 2021, 08:36 PM)
Got the same SMS for rm100 but still not credited in cc account. What about u guys?
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yup Maybe still unposted that is why cant see.
dh13
post Apr 9 2021, 09:42 PM

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Just wondering anyone tried to purchase and gotten the cashback recently (using MPower Platinum Credit Card-i) ?
Since Tesco will be rebranded to Lotuss but their merchant name already updated to Lotuss when it is posited in Credit Card Statements..
dh13
post Nov 18 2021, 12:37 PM

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not sure anyone got this situation. Received Auto waiver for Annual Fee for Amanah Platinum-I , but when call to CS, they said the don't have any offer for SST Rebate. not sure is this CS or I should call another time to check again.

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