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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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Dexter
post Sep 23 2021, 09:46 AM

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Look like markdown point currently for Lazada.

Lazada RM100 Voucher
Redeem with points 50,000, Now: 35,000.
1.4% rebate equivalent.

For reward cash rm50 for 24,000 pts is equal to 1% rebate.

So far, I tested BigPay, ShopeePay, KiplePay, Boost and Lazada Wallet able to get 5x points. I didn't try for TNG & GrabPay due to I allocated other CC to reload them.
Dexter
post Oct 5 2021, 05:39 PM

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What a good time! I got it too. Reload at 0000.
Dexter
post Nov 1 2021, 12:38 AM

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QUOTE(cybpsych @ Aug 29 2021, 04:22 PM)
Notice - Change in HSBC Amanah MPower Credit Card-i Proposition effective 1 November 2021

https://cdn.hsbcamanah.com.my/content/dam/h...proposition.pdf

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Just reminder...

Effective today, 1-Nov, HSBC Amanah MPower card will not having any special cashback rate for normal categories other than 3 categories (petrol, grocery and e-wallet).

This post has been edited by Dexter: Nov 1 2021, 12:39 AM
Dexter
post Nov 9 2021, 05:05 PM

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Almost forgotten this RM20 as the transaction history (Go+ Daily Earning) is flooding my screen everyday.

Have to look 1 by 1 to see RM20 credit...YES. Got it.
Dexter
post Dec 2 2021, 01:51 PM

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QUOTE(coolguy99 @ Dec 1 2021, 06:33 PM)
My TnG end up double reload this month...First reload it said pending so I reloaded another time
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My 1st reload (RM200 to TNG) pending, I didn't trust them.

So I did again after few mins and successful. End up the 1st reload never happened.

I luckily no trust given. If 1st reload successful, no harm, since TNG giving interest for it.

This post has been edited by Dexter: Dec 2 2021, 01:51 PM
Dexter
post Dec 12 2021, 12:54 AM

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QUOTE(msa9696 @ Dec 10 2021, 09:49 PM)
I got 2 x RM 15 grab voucher seems they double awarded
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Hopefully it's technical glitches. I had 2x RM15 also.
But I check again, I had 1st & 3rd Dec auto top-up with HSBC, which I forgot to turn-off on 2nd time.

Likely the reason that I could think of.
Dexter
post Feb 5 2022, 12:09 AM

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QUOTE(BRY7 @ Jan 29 2022, 08:42 PM)
for VS 15k bonus points per category, does it go with statement month or calendar month?
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It goes with statement month.
Dexter
post Feb 9 2022, 07:59 AM

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QUOTE(BRY7 @ Feb 5 2022, 08:57 PM)
If you look at post 9912 above, its contradicting to your statement. are you sure?
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Yeah, it's seems contradicting based on TnC mentioned, it's calendar month as I re-check.
But my experience tells me it's statement date for last year, however, I could be wrong if TnC might change recently.

Statement Date = 7-Sep-21

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All transactions above (Aug & Sep) were earning bonus points except TNB (Utility, 1x)

All eligible for 5x, all except TNB 1x only.
Foreign currency is 8x.

- Original 1x = 3958 pts
- Additional 4x (online) = 13996 pts
- Additional 7x (foreign) = 3038 pts
Total = 20992 pts

This post has been edited by Dexter: Feb 9 2022, 08:00 AM
Dexter
post Feb 16 2022, 03:56 PM

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QUOTE(edwin1002 @ Feb 11 2022, 10:46 PM)
my card little point only. why you can get so many de? Maybe you are new customer baru got so many point.

i max 3,000 point only for online transaction. why you can get so many de?

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QUOTE(edwin1002 @ Feb 12 2022, 08:57 PM)
Anyone know why can get these point more than 3000point?

As i know just 3000 max for categerioes online transaction
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Hey Edwin, sorry for late reply. I didn't check forum daily.

I'm using Visa Signature which max reward points are higher up to 15k per category, easier to accumulate to exchange for voucher.
35k points can exchange with RM100 Lazada/Grab/Zalora/Shopee voucher.

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I assume you're having diff card (Visa Platinum) which giving diff cap of rewards there.

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Consider to switch your card to Visa Signature if your spending pattern can earn much higher points.

This post has been edited by Dexter: Feb 16 2022, 03:56 PM
Dexter
post May 11 2022, 04:40 PM

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QUOTE(leonardchin @ May 10 2022, 08:35 PM)
Anyone receive the HSBC TnG RM20 cashback for the month of May yet? I did my top-up at 1st May 00:04 but have not receive the cashback yet. Quite late this month.
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00:05 for me, able to get RM20 TNG cashback for HSBC reload.
Dexter
post Jul 25 2022, 08:21 AM

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QUOTE(tan_aniki @ Jul 23 2022, 05:30 PM)
i always redeem the RM100 shopee vc worth 35k
i think that's the best value out of the rest
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Totally agree with BEST VALUE based on points and worth of voucher.
I did redemption for about 5 times (Lazada & Shopee) over last 12 months.
Dexter
post Nov 21 2022, 04:54 PM

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QUOTE(algorhythm @ Nov 11 2022, 01:23 PM)
Hi Sifu-s here,

Can anyone advice which of the cards below is better in terms of cashback / rewards

For visa signature, is ewallet reload entitled for cash back? Cuz I dont really spend in foreign currency , but the Premium lounge access seems attractive to me

Any advice would do  , thank you in advance
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For Visa Signature, I had tested on e-wallet below so far earn 5x point (not cashback) as it's fall under Online.
However, u can redeem point to cashback.

- BigPay
- ShopeePay
- KiplePay
- Boost
- Lazada Wallet


Dexter
post Nov 30 2022, 07:36 PM

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QUOTE(ericlaiys @ Nov 21 2022, 06:25 PM)
i thought top up ewallet no point. but spend on lazada/shopee got point
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Visa Signature can achieve 5x points for e-wallet reload that I've been tested so far.
Max is 15000 pts. Have to reload RM3000 to maximize points earning.

I just gotten MasterCard Platinum which ShopeePay & Lazada Wallet reload can get 5x as well under 'Online Shopping' category. Max is 3000 pts. Have to spend RM600 to maximize points earning.
Dexter
post Jan 7 2023, 04:30 PM

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QUOTE(Dexter @ Nov 30 2022, 07:36 PM)
Visa Signature can achieve 5x points for e-wallet reload that I've been tested so far.
Max is 15000 pts. Have to reload RM3000 to maximize points earning.

I just gotten MasterCard Platinum which ShopeePay & Lazada Wallet reload can get 5x as well under 'Online Shopping' category. Max is 3000 pts. Have to spend RM600 to maximize points earning.
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My Dec's month e-wallet reload no longer fetch 5x now. Another convenient way to earn pts has gone. bye.gif
They likely flag those it under 'Withdrawable/transferable to other bank account or e-wallet'.

And new T&C (effective 1st Jan) : https://www.hsbc.com.my/content/dam/hsbc/my...-conditions.pdf
Dexter
post Mar 23 2023, 06:09 PM

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QUOTE(sg8989 @ Mar 20 2023, 01:13 AM)
I'm not sure why i suddenly got rm25 cash back.
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SST rebate. I received too.
Should qualified for auto-waiver. Good actually as I no need calling their CS.
Dexter
post May 17 2023, 07:25 PM

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QUOTE(stormkiller @ May 1 2023, 01:58 PM)
Visa Signature entitled to earn x5 point from the topup to bigpay or boost?
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QUOTE(xxradeonxx @ May 2 2023, 12:50 PM)
Hi all, can I check if HSBC VISA Sign can get points when reload into Shopeepay?
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Yes. Reload ShopeePay, Boost & BigPay can entitled for 5x pts.
RM3k e-wallet reload will get 15k pts every month.
Dexter
post May 24 2023, 06:51 PM

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QUOTE(cclim2011 @ May 17 2023, 09:14 PM)
15k points can change what. just want to know the rebate %
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HSBC Visa Signature with 15k max earned pts per month is equivalent to RM42.86 worth if you redeem Shopee RM100 voucher below.
It's what I feel the most worthy redemption.

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Dexter
post May 29 2024, 04:49 PM

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QUOTE(rdevil33 @ May 8 2024, 08:03 PM)
Ewallet top up eligible for 5x points?
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ShopeePay YES
Boost YES
Lazada YES
GrabPay YES

Dexter
post Jul 31 2024, 02:55 PM

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Today HSBC telemarketing sales offer me to apply Live+ card.

It comes with free for life annual fee & RM150 cashback (with spending condition). It's my 4th card from HSBC. Need consolidation of existing less useful card.
Dexter
post Sep 23 2024, 08:53 PM

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QUOTE(moto-moto @ Aug 6 2024, 10:09 AM)
for visa signature, is topping up shopee or lazada wallet considered as online transaction?
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Yes, it's under online transaction, eligible for 4x points

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