Yes, based on my experience, waiver *does not come automatically. I called and ask for it.

*edited: does to does not

check out the respective promo T&C. i noticed between 3-6 monts.

TnC says eligible after 3 months from the cancellation of your last HSBC card.

With the inflation of rewards points and exclusion of ewallet for online transaction, the visa signature card is as good as a rubbish. Time to cancel haha

i was at KLIA and PEN airport

I thought the 8x points for overseas spend is good, but then this stupid inflation.

Which card do you use for overseas spend these days?

Anybody here knows what is the forex rate for hsbc?

For eg if I swipe my card in thailand what's the transaction rate is?

1:1.4 or 1:1.4+1% rate?

Many thanks. 
MBB VI I can't hit the spending requirements for waiver, but AMB WMC does look quite good - RM1.4 per miles for overseas spend.  Now just waiting for a good sign up promo to get it

I feels like kena cheat.

Previously need 10500 points to get 1000 enrich miles.

I have 6500, so seems like 4000 more to go.

Suddenly they change it to 18,000 points

Suddenly become 11500 to go, and if counting by old method, my 6500 points become -1000 points (since I now need 11500 more points to reach 18,000 while previously I was at 6500 and only 4000 more to hit 10500)

When I have a better alternative for enrich, I will cut it.. or maybe just keep it for the lounge access.

Lounge access also kena con, I used it to go to HKIA West Lounge, access denied, say their validation terminal doesnt recognise it.

Come back to Msia, call HSBC, the heavily indian accented CS (outsourced?) keep on saying I should have called them FROM OVERSEAS and have them explain to the Plaza Premium Lounge ppl.

What a joke.

Lazada 500 until 31 Dec 2019. In other words, tell you to xx. 

Many thanks for the recommendations.
Which card that link to loungekey now?

If you're a frequent traveler (but to the same location repeatedly), makes more sense to build up your points/tier with the airline you're traveling with to gain access to their own lounge (if applicable). Usually this means coughing up some cash to buy business class tickets earlier on to reach the required tier, then once you've reached "Silver" for example you might get lounge access even with economy class tickets flying out of their home airport. This may or may not be the same for MAS/China Air - but this is what I've done with Emirates.

Many thanks for the info.
SCB VI is not available for me as i do not have priority banking with them.
Amex plat annual fees is more than RM3k per year. Can't justify for the annual fee.
Citi prestige is the only option i have. But also cost Rm 1k annual fee. 
Seems like HSBC still suit me the most.
Hmm....lounge membership huh. 
Will study a bit.
Again, thanks for the info ya.