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Credit Cards HSBC Credit Cards V.2, Read the T&C before applying!

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JuneResources
post Dec 4 2018, 10:05 AM

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QUOTE(widget @ Dec 4 2018, 10:02 AM)
Actually the Rm25 in my post refers to the government tax per card imposed from this year.
As the Amanah yearly renewal is next Feb, I cancelled earlier to avaoid paying this
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Sorry, I overlook for your previous previous post which is refer to sst..
Did they don't offer you something to offset the rm25?

JuneResources
post Dec 5 2018, 09:25 AM

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QUOTE(kingz113 @ Dec 5 2018, 12:37 AM)
Trying to apply for the HSBC card with Lazada promo but have failed after 3 attempts.

First and second rejection, my company not more than 2 years.

3rd rejection, company don't have landline number.

FML.
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Then u rather don't apply.
Oversea bank normally need lot of verification one..
JuneResources
post Dec 12 2018, 02:27 PM

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This time call and cancel the credit card, no much benefit for it already.
See how their progress and any offer or not.. cool2.gif
JuneResources
post Jan 3 2019, 11:01 AM

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QUOTE(boonhan @ Jan 2 2019, 04:26 PM)
Call hotline and press lost card.

Within 1 or 2 minutes pick and tell them card lost already want cancel directly.
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I don't think so it will work.
Some of the bank will say you cannot cancel directly, need to replace card (which charge you RM50 if I'm not wrong) then able to cancel card.

Some bank tricky might ask you the month and year of the card to verify you.

JuneResources
post Sep 13 2019, 11:17 AM

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Hi, wanna ask you all the annual fee of credit card been charge at the statement already. Can request waiver or cancel the credit card?

That is really huge pain of annual fees. Previously before charge the annual fees, I got call customer service (around on June 2019) to request waiver of annual fees. The customer service say that will request another teams to call back after 1 week.

Oh ya until now, I don't receive any call from them. But saw the statement got annual fees RM600. Damn it!! Got ppl experience how to solve for this annual fees?

Appreciate and thanks a lot.
JuneResources
post Sep 13 2019, 12:19 PM

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QUOTE(fruitie @ Sep 13 2019, 11:19 AM)
Just call CS to ask if can be waived. If cannot then proceed to cancel provided you didn't spend after AF is charged.
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I call again just a moment. Luckily finally got friendly CS can proceed to cancel and waive the annual fees.
But damn still need to pay SST, as been charge at the statement there.. bangwall.gif
JuneResources
post Sep 13 2019, 03:19 PM

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QUOTE(avinlim @ Sep 13 2019, 12:24 PM)
Means that, when AF and SST already charged to card, and bank site not willing to waive both, you need to pay the sst for the card and cancel the card wihout paying the AF right?

I think is the same as my citibank card. need pay sst and cancel card then the AF will reverse automatically. Providing that I do not use the card after the AF has been charged to the card.
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Yes, AF can be waive by bank site..
Since SST been charge in statement already, so there is no reverse back to waive for SST.

Anyway, I less use that card, but it's good for installment purpose.
The rest there is no much benefit since it's only gain the reward points.
JuneResources
post Oct 11 2025, 08:43 AM

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QUOTE(iXora.ix @ Oct 8 2025, 05:22 PM)
why eh like suddenly increase to 100k p.a? like just sc do. are they try to exit cc business?
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Still not enough la..
Behind extra 1 zero, then can learn from citi exit business soon. 😁

This post has been edited by JuneResources: Oct 11 2025, 08:43 AM

 

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