Took RM300k to RHB to open premier account and get 4.08% for 3 months.
The RM said she have no idea what am i talking about.
The best rate now is 3.6% for 12 months...board rate... I was pissed....

So when across to Ipoh Padang CIMB.... their premier banking is so friendly and said an offer of 4.00% for 3 months... and free door gifts and also free WorldMastercard...

Just tried my luck today at BR for nego rate even at RM50k & renewing the cert.

Managed to get it at 4.15%!     

CIMB rate quite ok for me.
Can get 4.1% for 6 months.

However, very pissed off with their RM.
Took ages to revert to me and always cannot reach.

Went to another branch (normal banking) and all they can offer is just what is adverstised, no nego or special rate.

in the end, decided to keep my money and try again next month...
Perhaps I should just walk into other Preferred Banking branch.

SCB said they bought plastic resin for me at RM30,000 per tonne and asked me to call 0377189999 before 2.30pm today for delivery.  I am not going to call them, What joke is this?? We put FD and they want to deliver plastic resin??

Islamic Banking, will required Asset as collateral, thats why Plastic Resin is the asset tying to it.
BTW, Plastic Resin price crash from 2900 to 2400, wonder why SCB islamic can still give high FD on it.

when is FED meeting...

usually follow FED foot step.

More talks of withdrawing of EPF savings at 60 years old.

http://www.themalaysianinsider.com/malaysi...f-savings-at-60

this means is that they want to continue rolling the money for another 5 years in the hope that unclaimed monies from deceased contributors can be used to cover up what had been loaned to 1MDB and the like

For some, EPF money may be for big items like kid's education, grand holiday, new house, kid's car/house, etc etc, beside normal living expenses (if the saved amount is sufficient).

Cheerio.

this?
http://www.kwsp.gov.my/portal/documents/10...012__Eng_-1.pdf
http://www.kwsp.gov.my/portal/en/member/me...-of-withdrawals

pls be reminded that this is a FD thread....

Oh.. Wind blows from where..? 

So, it looks like it is better to place FD with the best rate but don't mind to lock in longer term..?
Like Affin's 2 years at 4.38%..? 
Or even 5 years in MBSB & Bank Rakyat..?

Thanks 

There was a time where one can only open a bank account at a branch nearest to his/her workplace or home, so I am not sure if they are starting to enforce it again now.

Mbsb offering 4.3 pa for FD

macam not bad..

nobody check out ???kikiki

Well..i believe for most.. the fund is already available in
their saving/ current acc.. they just go n do placement over the counter, and then get the rate

So.. this can attract fresh fund ??

Maybank Fixed Deposit (FD) JOY 3 Campaign
5 March 2015 - 30 April 2015

1-2 months @ 3.55% p.a., 3rd month @ 4.55% p.a, effective 3.88% p.a. | RM25k fresh fund

More info: Maybank | T&Cs

this is new? all FD terms n conditions have this statement .

Just done place 12month FD at UoB with 4.2%.
The banker say next month rate might change.