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 Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2

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nexona88
post May 22 2015, 04:33 PM

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QUOTE(Bonescythe @ May 22 2015, 02:55 PM)
For FD chaser...
alliance gonna offer 4.1% for 7mth soon.. kikiki

insider news
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thumbup.gif


nexona88
post May 22 2015, 06:04 PM

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QUOTE(plumberly @ May 22 2015, 05:57 PM)
Don't know whether this has been mentioned here or not.

Heard that FD rate etc will be reduced as from 1 Jun 2015. How much I do not know.

I thought the last BNM meeting agreed to maintain the existing rate.

Cheerio.
*
all banks or juz certain bank? hmm.gif

u know the reason why? cry.gif mad.gif

This post has been edited by nexona88: May 22 2015, 06:04 PM
nexona88
post May 22 2015, 06:26 PM

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QUOTE(Ramjade @ May 22 2015, 06:24 PM)
Guess is try to stimulate the economy. So people will spent more
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well if they do that, then I juz have to "transfer" to Amanah Saham Scheme.. 6% p.a yo brows.gif
nexona88
post May 22 2015, 06:33 PM

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QUOTE(sandkoh @ May 22 2015, 06:30 PM)
laugh.gif why wait,xfer all now to get 6% pa.what is 4.1%,4.2%???  laugh.gif  tongue.gif
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wait for maturity 1st then only can "transfer" sweat.gif
nexona88
post May 22 2015, 06:41 PM

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QUOTE(sandkoh @ May 22 2015, 06:36 PM)
oh,no more fd chasing bagi kamu ka? fd mature move to asx. whistling.gif  brows.gif
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brows.gif all thanks to "1Mxx" sweat.gif
nexona88
post May 22 2015, 10:14 PM

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QUOTE(wil-i-am @ May 22 2015, 09:22 PM)
I tot u get 2k today?
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not from FD sweat.gif

This post has been edited by nexona88: May 22 2015, 10:14 PM
nexona88
post May 22 2015, 10:35 PM

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QUOTE(wil-i-am @ May 22 2015, 10:30 PM)
U have plenty of reserves
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not much.. me Ikan Bilis only unlike u flex.gif
nexona88
post May 23 2015, 06:01 PM

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QUOTE(sandkoh @ May 23 2015, 08:17 AM)
2 "ikan billis" tiap tiap hari tengok fd dan asnb.  laugh.gif
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ain't have time for it sweat.gif
nexona88
post May 31 2015, 05:05 PM

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QUOTE(BoomChaCha @ May 31 2015, 04:34 PM)
RHB: FD Bundle with ASNB VP Unit Trust
(1) 3 Months at 7%
(2) 6 Months at 7.8%

[attachmentid=4467828]

Are these good deals?  hmm.gif
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really not keen to have tis Bundle ASNB fund with FD thingy..

FD should juz be pure FD.. don't mix with others investments products

juz my opinion icon_rolleyes.gif
nexona88
post May 31 2015, 08:44 PM

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suddenly tis FD thread become ASNB thread tongue.gif

anyway I stand on my opinion.. FD & UT should never be bundle together icon_rolleyes.gif
nexona88
post Jun 4 2015, 12:57 PM

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QUOTE(BoomChaCha @ Jun 4 2015, 12:45 PM)
[attachmentid=4473092]

"Wa Ka Lu Kong".. as long the FD cert is printed with 4.33% for 15 months, this is bound by law,
you have to honor it..  Don't play play with me..

[attachmentid=4473093]
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nice attach pict laugh.gif

yeah, once printed on FD slip.. OPR up or down cannot change the rate.. need to give the rate printed on the slip sweat.gif

This post has been edited by nexona88: Jun 4 2015, 12:58 PM
nexona88
post Jun 5 2015, 05:53 PM

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BoA Merrill Lynch Research: BNM to cut OPR by 25bps in 2H15 icon_rolleyes.gif
http://www.theedgemarkets.com/my/article/b...15?type=Markets
nexona88
post Jun 6 2015, 08:39 PM

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Sifu Gen-X don't want to open new Version 9 FD Thread brows.gif
nexona88
post Jun 8 2015, 06:25 PM

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QUOTE(BoomChaCha @ Jun 8 2015, 05:16 PM)
MBSB is very steady, MBSB is still offering 4.7% for 5 years, regardless of the volatile FD market.. sweat.gif
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5yr FD kinda long blush.gif not every people like it yawn.gif
nexona88
post Jun 8 2015, 08:14 PM

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QUOTE(culain99 @ Jun 8 2015, 07:21 PM)
question is stability of MBSB
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u worried might go bust tongue.gif
nexona88
post Jun 8 2015, 08:29 PM

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QUOTE(bbgoat @ Jun 8 2015, 08:23 PM)
laugh.gif Well, spread out your eggs, there are always some risk in life. Diff people has diff risk appetite.  tongue.gif
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thumbup.gif so true rclxms.gif
nexona88
post Jun 8 2015, 10:29 PM

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QUOTE(cherroy @ Jun 8 2015, 09:52 PM)
Owner or shareholders of company do not bare the company liabilities.
Owner or shareholding can change hand at anytime at their wish.

Previously on Transmile case, people also use this same analogy aka owned by Robert Kuok related company (or one of major shareholder), so many said they won't let the company went down.
What happened next to the company and its share is a history already.

MAS was owned by Gov, still it needs to be closed down and formed a new company.

Company incorporated as Berhad, or Sdn Bhd, or limited company, as its name implied, limited liabilities aka the liabilities won't spread to the owner or shareholders.

A company is strong or not, is not because of who owned it, but on how it is run and its own financial strength.
Who actually owned the company doesn't matter.
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true rclxms.gif notworthy.gif

some people always mislead thinking because the company have some gov funds or some tycoon as major shareholders, they won't let the company go down the drain..

tis thinking has to change icon_rolleyes.gif
nexona88
post Jun 8 2015, 11:07 PM

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QUOTE(Bonescythe @ Jun 8 2015, 11:02 PM)
We will be going back to see interest rate at 7% 8% or not leh ??
Like 1997 1998
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I don't think would go back to the old days level icon_rolleyes.gif
nexona88
post Jun 8 2015, 11:24 PM

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QUOTE(Bonescythe @ Jun 8 2015, 11:18 PM)
But 4.5% is already half way there
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still have another 50% to go tongue.gif

seriously, the max can go I think around 5%.. not more than that icon_rolleyes.gif
nexona88
post Jun 8 2015, 11:28 PM

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QUOTE(Bonescythe @ Jun 8 2015, 11:25 PM)
Ok.. on a serious note la..

i am seeing 5.5 to 6.5%

2016
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if 5.5 to 6.5%, better put in FD than buying dividend stock icon_idea.gif

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