Maybank Fixed Deposit (FD) JOY 3 Campaign
5 March 2015 - 30 April 2015

1-2 months @ 3.55% p.a., 3rd month @ 4.55% p.a, effective 3.88% p.a. | RM25k fresh fund

More info: Maybank | T&Cs

Unfortunately, I am in the same situation as you, at Damansara Uptown branch.
Gone are those days where customer is always right.

I have done similar to what you did but I got the excuse that it has past the date so they cannot revert the interest to 6 months. The only consolation is that they will deposit interest after 12 months & I said what choice do I have?

Since BCC got the interest, I am thinking of pursuing my case then!
Problem is I do not want to visit that bank as hard to find parking & have to wait long for their bad service.

Yeah, that's what happened. Advised me to divert some $$$ to one particular product, which will also enable me to place a promotional FD of 7.1% (3 months) or 5.6% (6 months).

I have too many insurance/education/saving plans to buy another one..... 

This promotion is open to new HSBC Advance customers who open an HSBC Advance account during the Promotion Period

Source: http://www.hsbc.com.my/1/2/hsbcadvance/pre...trust-promotion

what is an advance account?

Some time ago, I received sms from UOB about getting a Luminarc Dinner Set with minimun deposit of 60k. Anyone know whether this is for FD or CASA?

add: just found the T&C. It is for CASA
http://www1.uob.com.my/assets/pdf/tnc/casa160315_tnceng.pdf

Dear all sifu,

Got one question for OCBC FD

Let say i have 30k cash in my hand and 30k inside OCBC smart saver acc currently.

The 30k cash i only need it by next week , if i put my 30k cash into FD today and get the 4.2% for 12month and then i withdraw the 30k on my smart saver account on Friday ( 2 day after FD placement ), do i still enjoy the promotion rate for my FD?

Wow, I think this is the highestt eFD rate to date. I've checked in their website, this promo will last until 31 May 2015. How come yours with rate 3.3%?

Bones switching to FD's. Expecting a slowdown on BURSA? 

is this for priority banking customer only?
I checked online but couldn't find it.

A couple of points to note, if this has not been covered by others already, discovered during my FD hunt today:

- the 4.18% 6 month Hong Leong offer for Priority Banking customers is only for those "invited" to do so via SMS.  Apparently there is a higher tier to PB now, called the "chosen-ones".  I was not invited, hence, could not participate.  I am just "coolie-class" PB to HLB

- even if you bring a banker's cheque which is almost guaranteed to clear, HLB's Islamic FD product will only calculate the effective date for interest calculation as 2 days after placement date.  For conventional FD, the effective date is the same date as placement date for banker's cheque.  Go figure.

- you must open an Islamic savings/current account if you want to place an Islamic FD for interest to be credited into.  Interest is credited monthly.

I wasted an hour in HLB establishing the above facts.  In the end, I cancelled my initial placement and asked for my banker's cheque back and went for CIMB's Islamic FD instead at 4% for 3 months.  Here, the effective date for interest calculation = placement date for banker's cheque.  There is no need to open an Islamic savings/current account for interest crediting; it can be credited into any CIMB account.  Further, if you opt for 3 month FD, interest is only credited at the end of 3 months.  For the 12 months 4.2% Islamic FD product, interest can be credited monthly.

It seems to me that HLB is not very serious about getting new funds.  Maybe they're having difficulties selling loans

so they didnt lend to 1MDB, dont they?

Uncle Teh from PBB said that he didnt lend money to that company, now we wait for tauke Quek's statment

Oh.. No.. Alliance bank is not doing this right.. 

I deposited a Maybank banker's check to my Alliance saving account via Alliance Bank ATM
machine before 4.00pm on 27 April.

Then 2 days later on 29 April, I went to Alliance bank to use the money from my
Alliance saving account (money from Maybank banker's check) to place FD with promo rate
4.1% for 1 year tenure, no problem at all. The bank staff did not even ask me the source of
money. After I gave her my bank saving book, then she just placed FD for me.

I think for your case, you need to talk to the bank officer or branch manager,

Since I can do it, why not you..?

Did you rentas to your Alliance saving or other non-fixed FD account and then make a FD placement? May be Alliance bank takes it as internal fund transfer and hence not a new fund.

My personal experience with HL bank was I need to inform the bank on which date the fund will be credited into my saving account and I will use this "new" fund for FD. The bank staff said in this way, then only they will track the movement and then took it as new fund. Not sure has HL bank change the procedure.

From Hybrid to FD, this implied it is not fresh fund.