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 Fixed Deposit Rates In Malaysia V. No.8, Please Read Post#1 and #2

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Bonescythe
post May 15 2015, 01:12 AM

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QUOTE(magika @ May 14 2015, 04:41 PM)
OCBC changing RM quite frequently, now don't remember which RM assigned to me.

BR function I never attend. Now don't think they will invite as mostly all my FD out already.
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u always place FD.. never support the RM by buying the unit trust.. so they no business, then lingkup and run else where lor.
Bonescythe
post May 15 2015, 01:31 PM

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QUOTE(raptar_eric @ May 15 2015, 11:08 AM)
alliance bank's efd system is the most sheety system i have ever used... transferred fresh funds in, cannot detect as fresh funds... called CC, they tell me to wait 1 month... what nonsense? promo ended by then =.=
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mad.gif mad.gif

Zzzzz

shakehead.gif shakehead.gif
Bonescythe
post May 16 2015, 10:36 PM

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QUOTE(raptar_eric @ May 16 2015, 05:55 PM)
Problem is i created my account on Wednesday. Deposited rm250 during creation. There is no AMB for me..

I tried ibg 20k n deposit another 250, still doesnt detect as fresh funds
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Hmm.. but u say first time successful, and second time unsuccessful?

Bonescythe
post May 17 2015, 04:31 PM

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QUOTE(gsc @ May 16 2015, 11:59 PM)
Post #2 mentioned HL bank 6 months at 4% valid till end May. Last Friday I was at HL bank and was told 10 months 4%. Can anyone verify is 6 months at 4% still available?
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HL Bank 10mths 4%

HL MACH 9 mths 4%, place it online..

Looks like u shud know which is better
Bonescythe
post May 18 2015, 02:21 AM

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QUOTE(gsc @ May 17 2015, 10:53 PM)
Overlooked my Junior FD which was matured earlier. Found this out only last Friday. I dont have Mach account and tomorrow will withdraw and top up some funds and place for 10 months.
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just walk to a MACH branch, open a MACH account.. need around 10 minutes or lesser.. then use internet banking (hong leong connect), transfer fund from saving to MACH money box account.. and use money box to place FD..

biggrin.gif

Open account no need $$$, and u won't have another debit card either..

biggrin.gif


Bonescythe
post May 20 2015, 09:13 PM

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QUOTE(nexona88 @ May 20 2015, 04:46 PM)
Main question. No PIDM Protection okay or not for u?  tongue.gif
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No pidm because pidm only assure 250k..
they assure everything.. hahaha.


Bonescythe
post May 20 2015, 10:07 PM

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QUOTE(nexona88 @ May 20 2015, 09:44 PM)
guarantee by gomen of malaysia  laugh.gif
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1mdb also guaranteed by gov of malaysia
Bonescythe
post May 22 2015, 02:55 PM

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For FD chaser...
alliance gonna offer 4.1% for 7mth soon.. kikiki

insider news
Bonescythe
post May 22 2015, 06:04 PM

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QUOTE(low yat 82 @ May 22 2015, 04:40 PM)
min how much to deposit?  hmm.gif
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Shud be 10 grand if not wrong.
Bonescythe
post May 26 2015, 11:41 AM

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QUOTE(cybpsych @ May 26 2015, 06:59 AM)
HLB “Family Day Campaign - 12-month FD Step Up Rates Promotion
29 May 2015 - 26 June 2015, 9:15:00 hours (9.30 a.m.) to 16:30:00 hours (4.30 p.m.)

1st – 4th month @ 3.80% p.a.
5th – 8th month @ 4.00% p.a.
9th – 12th month @ 4.50% p.a.
Effective FD Rates @ 4.10%p.a.
min RM10k Fresh Fund

Priority Banking Premium FD: +0.5% p.a. rate, min RM100k Fresh Fund

The FD interest shall be credited into CASA on monthly basis.

More info: HLB | T&Cs

user posted image
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had anyone claim the HLB gifts before?

How to enrol? Izit automatic enrollment program, as long as the money is inside?

And when it is due, then go where to claim?

Haha..

Thinking to get 2 ikea pillow
Bonescythe
post May 26 2015, 09:35 PM

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QUOTE(cybpsych @ May 26 2015, 07:13 PM)
corrected earlier post to +0.05% p.a. rate for PB customers.
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They treat PB not like PB..
0.05% ....... sad.gif

If 0.1% also make thing smells better
Bonescythe
post May 28 2015, 10:24 PM

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QUOTE(Kelv @ May 27 2015, 02:52 PM)
UOB FD promo in RinggitPlus, anyone?
https://ringgitplus.com/en/fixed-deposit/UO...ed-Deposit.html

"RinggitPlus is running an exclusive UOB Fixed Deposit with high 5-month 3.9% p.a. interest rate and exclusive gift. To get a Dyson Air Multiplier fan, all you need to prepare is RM35,000 deposit or RM10,000 to get yourself a brand new Huawei Media Tablet."

BUT

"To enjoy this high promotional FD interest rate, 70% of your deposit will go into your new UOB eAccount and the remaining 30% will be kept in your UOB Fixed Deposit account."
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Eying the huawei tablet...
tomorrow go and chiong ahhh....

got the sms already from ringgit plus..
weet
Bonescythe
post May 29 2015, 11:03 AM

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If it say deduct 370.. means tat thing cost 370 lo.
advertising price is rm 699.

aiyah.. 5 mth for 370.. better than ntg.. still got 3.9% for
That 30% of fd.. haha
Bonescythe
post May 29 2015, 11:04 AM

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Old customer.. g n get ur siblings and opennla.. hahaha
Bonescythe
post May 29 2015, 05:07 PM

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QUOTE(aeiou228 @ May 29 2015, 10:46 AM)
Very low spec model. But for small kids ok lah.
Subscribe Malay mail can get free too.
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comes with free 4 year malay mail

biggrin.gif

will be knocking at my door in 60 days.. hopefully biggrin.gif
Bonescythe
post May 29 2015, 06:05 PM

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Uob extended promo


Attached thumbnail(s)
Attached Image
Bonescythe
post May 29 2015, 06:06 PM

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QUOTE(sav123456 @ May 29 2015, 06:02 PM)
Am a bit confused. Have a question on HSBC advance customer. Is there a minimum sum that we have to deposit to become an advanced customer (just like PB customer) or is it that just by opening a $5 current account, we can be advance customer? Thought I ever read somewhere that we have to maintain a fairly large sum to be considered 'advanced' customer but then below quote from BoomChaCha seems to indicate otherwise. Appreciate some help on this. Thanks
Quote from BoomChaCha
'HSBC 5% for 3 Months FD has extended to 30 June 2015 - New added on 27 April 2015
Minimum RM 5K, maximum RM 30K
Min RM 5 to open a current account (Advance)
Free Umbrella while stock last'
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Hsbc advance

lock down 30k
Bonescythe
post Jun 8 2015, 11:02 PM

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We will be going back to see interest rate at 7% 8% or not leh ??
Like 1997 1998
Bonescythe
post Jun 8 2015, 11:18 PM

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QUOTE(nexona88 @ Jun 8 2015, 11:07 PM)
I don't think would go back to the old days level icon_rolleyes.gif
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But 4.5% is already half way there
Bonescythe
post Jun 8 2015, 11:24 PM

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QUOTE(BoomChaCha @ Jun 8 2015, 11:20 PM)
You lost confidence in share market..?  hmm.gif
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I no lost confident.. i see opportunity of it going that way only..

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