kids nowadays.. everything need spoon-feed.
sendiri cari kat google pun malas

This post has been edited by nexona88: Dec 26 2014, 12:13 PM

not me Dai Kor.. haha

I got a little excited seeing your new avatar pic.. Viet?

Lovely leh

Helo everyone, i need some thoughts here, I'm interested in reits, but am not sure which platform to start, a UT reits fund or wit bursa reits, it seems less risky wit UT reits as 1 fund invest into a few reits than to having a few reits on bursa, am looking for Amasia pacific reits class b, it's a fund which invest the fund solely on reits comparing to other reits fund in fsm, others reits + stock, so my question is UT reits vs. bursa reits (better option as in better return/manageable), please advise thanks

This post has been edited by yeowhock: Dec 26 2014, 12:44 PM

My opinion -

I invest in REITs as substitute for investing in real estates - I want stream of cash flows. Thus, I chose to invest in REITs thru Bursa.

If u invest in a REIT fund, the dividends received are all reinvested; if u want the cash flow, u gotta manually sell some units yourself.

I see, u mean bursa reits has better cash flows as in return? But how many of bursa reits do I need(assuming no loss be it UT reits or bursa reits) to be comparable with UT reits return, how is the performance ratio for bursa reits vs UT reits? Plus do you often withdraw the profit return from bursa reits? sounds promising

why is boring?no yumcha today?

anyway ask how to chose the best

1)Authorised Depository Agents (ADAs), i.e. stockbroking companies

2)Bursa Registered Brokers for trading activities


help appreciated.

Unit trust funds typically reinvest the dividends received UNLESS u opt to receive the dividends in cash. With FSM, all dividends are reinvested. If u want cash flows, u have to manually sell some units.

This, u gotta go Google and understand what is unit trust.

When I buy REITs, I rarely sell any. Treat them some sort of like Fixed Deposits.

REITS.. get from Bursa lah.. cheaper

Yup, I kinda get the idea of investing in UT, you're right, i do look at it like FD , still learning ways of different investing platform, i have a few UT funds with FSM, does it make sense if I invest in both, bursa reits n UT reits? I don't want to look like blindly invest or over diversify hahah

Actually I lazy to go thru the trouble of opening the CDs acc, so I thought if UT reits a better option I just focus on UT reits as I have a few UT funds too

There is some pros and cons of investing in REIT fund vs REITs

A good REIT manager can do more in-depth research and study than us.

But, a REIT fund manager may sell off REITs that show paper loss on his portfolio with good and stable yield to make his annual/interim report look nice (window dressing ).

If u invest in REITs yourself thru Bursa, u may choose to keep those REITs; eventually the dividends will cover the paper/price loss if u keep them long enough.

Well, this point is also valid for other dividend-yielding stocks.

If u have time and diligence to do some research and study yourself, IMHO it's better and more rewarding to invest in REITs and dividend stocks yourself than to buy a REIT/Dividend UT fund.

This post has been edited by Pink Spider: Dec 26 2014, 01:26 PM

Hahah now it's more like reits manager vs self-invest, but I do see your point, thank you for your thoughts

I am old...cannot take "One Important Risk You Might Have Overlooked with REITs"....
http://www.fool.sg/2013/08/01/one-importan...ked-with-reits/

ini...accounting

Interest on loans are treated as expenses.

If a REIT/stock is distributing 100% of its EARNINGS to shareholders, means that it has already covered the interest payments.

Loan maturing? Dig new hole to cover old hole Take new loan to pay off old loan lor...REFINANCE, unker!

Worse case, new loan will get higher interest rate - this will reduce future earnings, hence dividends. Won't do much harm actually

This post has been edited by Pink Spider: Dec 26 2014, 01:45 PM

please click...

i'm also rotting in the office...

REALLY need a job change...

Rotting in the office....
they have a term for it....
DEFINITION of 'Underemployment'

A measure of employment and labor utilization in the economy that looks at how well the labor force is being utilized in terms of skills, experience and availability to work. Labor that falls under the underemployment classification includes those workers that are highly skilled but working in low paying jobs, workers that are highly skilled but work in low skill jobs and part-time workers that would prefer to be full-time. This is different from unemployment in that the individual is working but isn't working at their full capability. ....investopedia.

I just so envy you guys.....because you realized it....

Sometimes is better to rot in the office than to rot at home, no? ;p

Do you guys wanna like make a whatsapp group? Me and Arvinaaaaa wanna do it :3
Newbies till Sifus also can..