My opinion -

I invest in REITs as substitute for investing in real estates - I want stream of cash flows. Thus, I chose to invest in REITs thru Bursa.

If u invest in a REIT fund, the dividends received are all reinvested; if u want the cash flow, u gotta manually sell some units yourself.

Unit trust funds typically reinvest the dividends received UNLESS u opt to receive the dividends in cash. With FSM, all dividends are reinvested. If u want cash flows, u have to manually sell some units.

This, u gotta go Google and understand what is unit trust.

When I buy REITs, I rarely sell any. Treat them some sort of like Fixed Deposits.

REITS.. get from Bursa lah.. cheaper

There is some pros and cons of investing in REIT fund vs REITs

A good REIT manager can do more in-depth research and study than us.

But, a REIT fund manager may sell off REITs that show paper loss on his portfolio with good and stable yield to make his annual/interim report look nice (window dressing ).

If u invest in REITs yourself thru Bursa, u may choose to keep those REITs; eventually the dividends will cover the paper/price loss if u keep them long enough.

Well, this point is also valid for other dividend-yielding stocks.

If u have time and diligence to do some research and study yourself, IMHO it's better and more rewarding to invest in REITs and dividend stocks yourself than to buy a REIT/Dividend UT fund.

Do you guys wanna like make a whatsapp group? Me and Arvinaaaaa wanna do it :3
Newbies till Sifus also can..

hi..who did a job change

There is some pros and cons of investing in REIT fund vs REITs

A good REIT manager can do more in-depth research and study than us.

But, a REIT fund manager may sell off REITs that show paper loss on his portfolio with good and stable yield to make his annual/interim report look nice (window dressing ).

If u invest in REITs yourself thru Bursa, u may choose to keep those REITs; eventually the dividends will cover the paper/price loss if u keep them long enough.

Well, this point is also valid for other dividend-yielding stocks.

If u have time and diligence to do some research and study yourself, IMHO it's better and more rewarding to invest in REITs and dividend stocks yourself than to buy a REIT/Dividend UT fund.

Like I've said before, if u hold long enough, the dividends will be more than enough to cover for your capital losses.

But then, u still have to pick good REITs, some "bad" REITs suffer capital losses that dividends can barely cover...see ARREIT and AMFIRST...see their 5-year chart.

I see RO Player is back

boleh guna (censored) lol, simpan rm100 sahaja for initial investment

Really? Wow  , Initial amount reduced by 1/2 (did not noticed that) and 1%SC..... Good news..for that that want to get in.

just remembered the reason why some who have more than 1 of the same coverage.

i think Mr Chen is NOT saying that to promote his fund....   when he said that he is not promoting EI funds....
he was talking about "Psychology and Investing"
Synopsis: Successful investing doesn't require one to be a genius. In fact, Warren Buffett once quipped, "Success in investing doesn't correlate with I.Q. once you're above the level of 25. Once you have ordinary intelligence, what you need is the temperament to control the urges that get other people into trouble in investing." Here we look at some of the common psychological barriers and mental pitfalls preventing investor from becoming more successful and explore strategies to overcome them.

i think he is JUST saying "even though similar mandate, strategy and stock selection could be different between fund houses" is in the post above.
david83 is that correct?

OFF topic.....just a note:
For years I had been paying my streamyx bill using auto pay by cc. just last month till now it stopped transaction. My streamyx bill show no payment made while my cc statement shows no charges.
Just noticed my latest Streamyx statement that I had 2 months non payment....just when to ATM to do payment....fyi: my cc had been paid promptly.......so check your streamyx bill frequently...else kena potong also don't know why.