I used to : ANALYSE TILL PARALYSE... Moving forward, I will just do a simple worksheet for my self...

money put in.. VS current Value.

then do a simple formula for percentage...

Bear in mind ya... PAST PERFORMANCE is not reflective of FUTURE PERFORMANCE.

Yes, why so anal???

as u can see from my worksheet (see post #1), it's just 2 measures:

(1) profit/(loss) in RM
(2) IRR

ROI or average cost I also did not bother

Ok, can already

Thanks Pink!

sorry,..got you involved!

Thanks for the link, will read it later at home.

As for your case.... I don't know how to reply liao.

Let's put it this way, percentage is more accurate "tool" for measurements - when price changes, RM0.10 change can be little or very high depending on current price. So how to know if its "very little difference" or "very big difference" - percentage.

a RM0.10 change from RM1 is 10% CHANGED. a RM0.10 change from RM10 is merely a 1% change. But without using %, do you know which one is "bigger" change? You can argue back and say, "well, look at the fund price lah, what else to look?" -then I'll ask you back, how do you know RM0.10 from RM1 is big change but RM0.10 from RM10 is small change? and here we are again: Percentage.

3rd round of 0.5% SC this week again?

I don't think so. Any idea to support that?

Market talks in jb and Sabah this sat

Talks only and not their annual event.

Somemore, they're currently having 1% promotional SC on 10 selected funds from participating fund houses at their annual event in Penang and KL.

This post has been edited by David83: Jan 21 2015, 10:09 PM

Yesterday my portfolio increase quite substantial in terms of value..

Hello yklooi,
dont be pening, use real example from my portfolio, to show you.

If i can split my self into A and B,
this can show you when a UT drops, the person who holds more number of units in that UT, WILL NOT lose more than the other who holds lesser number of units.

A bought OSK GS US Eq RM10k on 29.12.2014 @ RM0.8176 and got 12,231 units

B bought later within a month, RM10k on 16.1.2015 @ RM0.7684 so got more units ie 13,014 units.

Say la, next month suey suey OSK GS US Eq going down some more, drops to RM0.70.

Who will lose more money? You said B, becos he got more units?

Fact is, It is the person who holds lesser number of units,
not the one who got more units from same invested amount.

A with lesser number of units, lost (14.3%) RM0.1176 per unit, so A suffer a loss of RM1430 from his RM10k investment

B who got more number of units despite his shorter invested time, lost only(8.9%) RM0.0684 per unit. His loss is only RM890 from his RM10k investment.

Now on a serious note, this RHB OSK GS US Equity has dropped quite abit recently, is this its normal ups and down or the UT has got some problem?

Worried la if i keep buying when it is going down....
If you guys are moving out of it, please let me know so that i wont go deeper underwater.

That fund tracks US market closely. You have to compare with US benchmark like S&P 500.

Fund won't always goes up all the time.

Overall portfolio return went up a lot the past 5 days.

The SC charges for Ponzi 2.0 also recovered. Just saying.. Lol

You can still top up for Ponzi since it's still got 1% SC.

Ponzi 1 or 2?

Not keen on topping up HSAQ. I'm comfortable with my Malaysia exposure at the moment.

In terms of 2, after I topped up my China/HK only went up by 1%. So that's fine too.

Currently, my region exposure are quite balanced Malaysia. China/HK both at 13%. US and Europe at 10% and 12% respectively.

Ponzi 2.0

this PLUS Post#955, page 48...
THANK YOU....appreciate your input...(nothing to do with %...just NAV).....clearer to me with your this portfolio.... (buy low)
ENLIGHTENED!!! now have to go back to OOOOOOOHM, OOOOHM, OOOOHM,....

This post has been edited by yklooi: Jan 22 2015, 10:07 AM


Attached thumbnail(s)

dah cakap Ponzi lor, what's so surprise

Today updated NAV should be even better. Yesterday SCOMP up 4%.