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 V17 Property Bubble (Is there a bubble at all ?), Property Inflated or Inflation ?

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SUSjolokia
post Jan 4 2015, 10:16 AM

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QUOTE(JasonW13 @ Jan 4 2015, 09:06 AM)
To add on, he seems to b kiasu also n must win over every arguement or anyone who challenge or poke his true face. If he can't argue over, then twist his word to favor himself.

Nowadays buying property still accept credit card for DP? Thought just banker cheque or cheque or cash? Not sure about this lol. If can accept credit card then can swipe three cards at diff amount to combine payment for one same thing? Hmmmm...
*
One of his credit card 2K limit niah, if I remember it correctly all 3 credit card combined credit limit less than 35K.

Previously he said wanna use credit card to pay DP then slowly pay off during constructions period of 3 years.

He keep on telling us he & gf combined got 200K FD, but when we push him to show, his figures getting smaller & smaller later less than 50K, lastly he shows 25K (somemore in few pieces FD slips then took him another fee weeks to show 1 with 20K but location of the bank unusually at different locations, so we suspect thats nit his one.

Bear2 words cannot be trusted one.

Actually nothing to brag if he have 25 millions or 25K FD, just that he like to dog eye on other & refused to believe anyone better of than him, his circle are very limited & sibeh holian of himself been having a commonwealth countries recognition cert & earn 4.5K salary.

Actually LCCI & Basic Marketing or Business Admin cert also Commonwealth countries recognition cert mah.. kekeke


QUOTE(JasonW13 @ Jan 4 2015, 09:32 AM)
So what should v do now?
*
Don't be so serious lah ! sometimes just a friend fire across enemy line niah.. kekeke
tnang
post Jan 4 2015, 10:16 AM

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QUOTE(AppreciativeMan @ Jan 4 2015, 09:48 AM)
Seriously.......... I won't be surprise the ccris report he posted doesn't belong to him......  whistling.gif  whistling.gif

And I won't be surprise if he earns only 2k-2.5k /mth too...... whistling.gif  whistling.gif
*
rclxms.gif i still dont understand why ccris rpt is important, whole life never bother, more important is you income, clean payment, when you want to borrow, bank will check for you, never see my ccris before.
tnang
post Jan 4 2015, 10:22 AM

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[quote=jolokia,Jan 4 2015, 10:16 AM]
One of his credit card 2K limit niah, if I remember it correctly all 3 credit card combined credit limit less than 35K.

Previously he said wanna use credit card to pay DP then slowly pay off during constructions period of 3 years.

He keep on telling us he & gf combined got 200K FD, but when we push him to show, his figures getting smaller & smaller later less than 50K, lastly he shows 25K (somemore in few pieces FD slips then took him another fee weeks to show 1 with 20K but location of the bank unusually at different locations, so we suspect thats nit his one.

Bear2 words cannot be trusted one.

Actually nothing to brag if he have 25 millions or 25K FD, just that he like to dog eye on other & refused to believe anyone better of than him, his circle are very limited & sibeh holian of himself been having a commonwealth countries recognition cert & earn 4.5K salary.

Actually LCCI & Basic Marketing or Business Admin cert also Commonwealth countries recognition cert mah.. kekeke
Don't be so serious lah ! sometimes just a friend fire across enemy line niah..


biggrin.gif
How bbw qualify to dog eye ppl, majority here doing much better than him, earning 4k , behave like 40k . Even 200k fd, what can he do, just down payment for 700k properties, but 4k income, loan tak lepas.

This post has been edited by tnang: Jan 4 2015, 10:22 AM
SUSjolokia
post Jan 4 2015, 10:24 AM

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QUOTE(AppreciativeMan @ Jan 4 2015, 09:50 AM)
He don't hav gf la........  tongue.gif  tongue.gif

Even if hav......... It will be those type most man won't be interested.......  brows.gif  brows.gif
*
Don't says liddat lah ! We taruk Bear2 but should not insult the GF, I seen many good girl end up with teruk man, some very smart girl also become blind when falling in love.

These soft rice eater sibeh good in kao lui 溝女 one, see those nigerian fellow also very good of doing it. brows.gif

Who know Ah Bear could be overseas graduates from NSU Nigeria Softrice University. . laugh.gif
musteng
post Jan 4 2015, 10:30 AM

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QUOTE(JasonW13 @ Jan 4 2015, 09:06 AM)

Nowadays buying property still accept credit card for DP? Thought just banker cheque or cheque or cash? Not sure about this lol. If can accept credit card then can swipe three cards at diff amount to combine payment for one same thing? Hmmmm...
*
Not sure for other developer. But KLEC accept credit card for downpayment. Anyway 35k credit limit can not secured a unit there.


QUOTE(jolokia @ Jan 4 2015, 10:16 AM)

He keep on telling us he & gf combined got 200K FD, but when we push him to show, his figures getting smaller & smaller later less than 50K, lastly he shows 25K  (somemore in few pieces FD slips then took him another fee weeks to show 1 with 20K but location of the bank unusually at different locations, so we suspect thats nit his one.

*
Dont know he got money left for renovation, furniture & home appliances after all in for the first home.
Base on the quality expectation (can't be lowend), the renovation cost at least need around 50k (for condo/apartment). I dare not to imagine the renovation cost for Landed property. sweat.gif
Tigerr
post Jan 4 2015, 10:38 AM

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[quote=tnang,Jan 4 2015, 10:22 AM]
[quote=jolokia,Jan 4 2015, 10:16 AM]
One of his credit card 2K limit niah, if I remember it correctly all 3 credit card combined credit limit less than 35K.

Previously he said wanna use credit card to pay DP then slowly pay off during constructions period of 3 years.

He keep on telling us he & gf combined got 200K FD, but when we push him to show, his figures getting smaller & smaller later less than 50K, lastly he shows 25K (somemore in few pieces FD slips then took him another fee weeks to show 1 with 20K but location of the bank unusually at different locations, so we suspect thats nit his one.

Bear2 words cannot be trusted one.

Actually nothing to brag if he have 25 millions or 25K FD, just that he like to dog eye on other & refused to believe anyone better of than him, his circle are very limited & sibeh holian of himself been having a commonwealth countries recognition cert & earn 4.5K salary.

Actually LCCI & Basic Marketing or Business Admin cert also Commonwealth countries recognition cert mah.. kekeke
Don't be so serious lah ! sometimes just a friend fire across enemy line niah..
biggrin.gif
How bbw qualify to dog eye ppl, majority here doing much better than him, earning 4k , behave like 40k . Even 200k fd, what can he do, just down payment for 700k properties, but 4k income, loan tak lepas.
*

[/quote]

Dont look down on bbw. This kind of repoman got lots of side income one. Could be more than your annual salary. But all cannot see light one.
ABC5999
post Jan 4 2015, 10:39 AM

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BBW, I born 87 graduate in 2008 May. Is normal to grad at 21 nowadays. I finish spm when I was 17. Then took a 4 year degree. But I finish in 3.5 years.

As for ppl that earn 10k at 26.. is very normal for sales ppl worth commission. I have friends work as insurance agent already making 10k plus at 24. Driving TT at 25.

I also have friends work as bank staff that getting commission of 10k per month on top of salary.

If you always live in your own world then you will never improve.
Tigerr
post Jan 4 2015, 10:40 AM

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QUOTE(jolokia @ Jan 4 2015, 10:24 AM)
Don't says liddat lah ! We taruk Bear2 but should not insult the GF, I seen many good girl end up with teruk man, some very smart girl also become blind when falling in love.

These soft rice eater sibeh good in kao lui 溝女 one, see those nigerian fellow also very good of doing it.  brows.gif

Who know Ah Bear could be overseas graduates from NSU Nigeria Softrice University. .  laugh.gif
*
Bbw got 9 inches. That's why he day n night showing n waving it.
tnang
post Jan 4 2015, 10:46 AM

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QUOTE(Tigerr @ Jan 4 2015, 10:40 AM)
Bbw got 9 inches. That's why he day n night showing n waving it.
*
9cm got lah, unless he prove it
JasonW13
post Jan 4 2015, 10:49 AM

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QUOTE(tnang @ Jan 4 2015, 10:16 AM)
rclxms.gif  i still dont understand why ccris rpt is important, whole life never bother, more important is you income, clean payment, when you want to borrow, bank will check for you, never see my ccris before.
*
Ccris showing zero - prompt payment
Ccris showing 1- late payment of 1 month
Ccris showing 2- late payment of 2 months
Credit card is also captured in ccris if i rmb correctly.
If no ccris record, meaning no credit card also.
JasonW13
post Jan 4 2015, 10:52 AM

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QUOTE(musteng @ Jan 4 2015, 10:30 AM)
Not sure for other developer. But KLEC accept credit card for downpayment. Anyway 35k credit limit can not secured a unit there.
Dont know he got money left for renovation, furniture & home appliances after all in for the first home.
Base on the quality expectation (can't be lowend), the renovation cost at least need around 50k (for condo/apartment). I dare not to imagine the renovation cost for Landed property.  sweat.gif
*
If landed, light touch up no major expansion all in should b rm20k easily for painting, polishing, touch up on air lines, fiz leakage, wardrobe, kitchen cabinet etc..

QUOTE(Tigerr @ Jan 4 2015, 10:38 AM)
Dont look down on bbw. This kind of repoman got lots of side income one. Could be more than your annual salary. But all cannot see light one.
*
Ya totally agree. Many also know how to launder the money. Maybe bbw still finding his way.
ManutdGiggs
post Jan 4 2015, 10:55 AM

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QUOTE(jolokia @ Jan 4 2015, 10:24 AM)
Don't says liddat lah ! We taruk Bear2 but should not insult the GF, I seen many good girl end up with teruk man, some very smart girl also become blind when falling in love.

These soft rice eater sibeh good in kao lui 溝女 one, see those nigerian fellow also very good of doing it.  brows.gif

Who know Ah Bear could be overseas graduates from NSU Nigeria Softrice University.laugh.gif
*
lat jiu gor. I likey tis part
JasonW13
post Jan 4 2015, 10:55 AM

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QUOTE(ABC5999 @ Jan 4 2015, 10:39 AM)
BBW, I born 87 graduate in 2008 May. Is normal to grad at 21 nowadays. I finish spm when I was 17. Then took a 4 year degree. But I finish in 3.5 years.

As for ppl that earn 10k at 26.. is very normal for sales ppl worth commission. I have friends work as insurance agent already making 10k plus at 24. Driving TT at 25.

I also have friends work as bank staff that getting commission of 10k per month on top of salary.

If you always live in your own world then you will never improve.
*
He dislike sales man one..he also dislike utar, ukm grads and nsu grads...

QUOTE(Tigerr @ Jan 4 2015, 10:40 AM)
Bbw got 9 inches. That's why he day n night showing n waving it.
*
Maybe thats his born talent. No wonder gf still love him so much.

This post has been edited by JasonW13: Jan 4 2015, 10:56 AM
JasonW13
post Jan 4 2015, 10:57 AM

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QUOTE(ManutdGiggs @ Jan 4 2015, 10:55 AM)
lat jiu gor. I likey tis part
*
Nigeria Soft Rice University lolllll. My mom just asked me why i laughed so loud..dunno how to explain to her on this.
SUSjolokia
post Jan 4 2015, 10:58 AM

So Hot It Burns..!!!
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QUOTE(Tigerr @ Jan 4 2015, 10:38 AM)
Dont look down on bbw. This kind of repoman got lots of side income one. Could be more than your annual salary. But all cannot see light one.
*
Soli soli I forgot the undertable part,

Liddat Ah Bear can buy property in oversea like those China officer proxy concubine.

Ah Bear Ais Krim Boy says London property very worth to buy, if not buy at Cayman island.. tongue.gif

Oh ya Ah Bear FYI part of the reason China property get cool down because of the new leadership more strict so many 2nd milk & proxy of those high rank officers don't dare to simply buy in China, so they moved to US, Europe & Aussie to hide their money there & obtained long term visa.
Showtime747
post Jan 4 2015, 11:04 AM

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bearbearwong

Hope your gf is not like this

https://www.facebook.com/video.php?v=10201122224170108
musteng
post Jan 4 2015, 11:14 AM

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QUOTE(Showtime747 @ Jan 4 2015, 11:04 AM)
bearbearwong

Hope your gf is not like this

https://www.facebook.com/video.php?v=10201122224170108
*
He is a quality repoman in saint law field. Should be no worry for him.
bearbearwong
post Jan 4 2015, 11:14 AM

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QUOTE(ABC5999 @ Jan 4 2015, 10:39 AM)
BBW, I born 87 graduate in 2008 May. Is normal to grad at 21 nowadays. I finish spm when I was 17. Then took a 4 year degree. But I finish in 3.5 years.

As for ppl that earn 10k at 26.. is very normal for sales ppl worth commission. I have friends work as insurance agent already making 10k plus at 24. Driving TT at 25.

I also have friends work as bank staff that getting commission of 10k per month on top of salary.

If you always live in your own world then you will never improve.
*
and end up with studio of 200k? and you got 300k...

so "many" of them got 10k yet we suffer property slowdown and economy slow down , I wonder why? government efforts cant capture these 10k investor if they are many in numbers thumbup.gif
bearbearwong
post Jan 4 2015, 11:16 AM

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QUOTE(Showtime747 @ Jan 4 2015, 11:04 AM)
bearbearwong

Hope your gf is not like this

https://www.facebook.com/video.php?v=10201122224170108
*
see BBB is creating a character for me... so much and too much derailing off topic...

it wont help buyers to buy after GST thumbup.gif
bearbearwong
post Jan 4 2015, 11:17 AM

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QUOTE(AppreciativeMan @ Jan 4 2015, 09:48 AM)
Seriously.......... I won't be surprise the ccris report he posted doesn't belong to him......  whistling.gif  whistling.gif

And I won't be surprise if he earns only 2k-2.5k /mth too...... whistling.gif  whistling.gif
*
QUOTE(AppreciativeMan @ Jan 4 2015, 09:50 AM)
He don't hav gf la........  tongue.gif  tongue.gif

Even if hav......... It will be those type most man won't be interested.......  brows.gif  brows.gif
*
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