QUOTE(robert82 @ Jan 19 2015, 03:00 PM)
Sam,
Did you took your loan from this Vincent?
I am not sure if I remember correctly, but I do have one Vincent, CIMB, based around Kajang,Bangi, Semenyih, Cyberjaya. (Can’t remember which).
However after multiple checks, I found out the CIMB branch he was representing is not panel bank (apparently they go by bank and branch). This can be confirmed via SP Setia list of panel banks and bankers)
So, I called him up and he tried to explain to me but couldn’t convince me.
Subsequently I didn’t liaise with him.
The reason I would advise caution here is because only the panel bank (and likely branch) will have the documents related to the project, smoothing up the loan process.
Other branch may get access, but will have difficulties to request such documents from the panel branch.
There’s an occasion where the loan officer came back to me requesting for additional documents which the panel branch refused to share, and subsequently I had to do the bulk of the work.
In the end I figured out it doesn’t work the additional hassle that I was going through.
Robert gor,
Vincent is not handling my SEH loan. He is servicing me for another purchase. I personally feel that his service is quite okay, been to his office twice, so far my experience with him is pleasant.
As for the panel bank matter, I presume as long as the bank is a panel, it should be having record in the database. We can apply in any branches that we prefer. Yes, if you deal with those banker from a branch that is dedicated for the project, one will get faster and more efficient service I presume, since I have been told they has direct link with the management about the project and able to get it approved (or rejected) in a very short period of time. My application with Vincent for example has enable to to have my loan approved within 3 working days.
I think either SP or EM has provided a list of the dedicated banker, it is up to us to decide to use which banker that we preferred. I personally don't have strong recommendation on any banker, but vincent coincidently is a banker that I knew located in Kajang which I think bro leaf can talk to, in case he is interested.