wow, red eyes where got, impress by debt taking level, young couple, stays studio, invest another 2, wonder what they are, 3 properties, and 1/3 rule of thumb only... must be high salary , time up to upgrade to sth bigger than studio should you?

can on the valuation to become 110%, but u credit stretch max...

a) property valuation
b) ability for you to stretch, pre DSR 70% maybe can

No ah according to u very easy get loan 1. If cannot still can undertable settle Ma. This is what BBW said before , u so fast forgotten Liao?

yup that should be pre DSR in force August 2013 where in properties were on surge that time remember?

kena police tangkap liao cos join IS Malaysia

u very geng

550K mass market meh ? 4K salary LLB holder can afford or not ? so does this mean you are below mass ? Very cham..don't forget apply for BR1M hope it help..

Land is getting lesser coz his PAMA got land wanna sell (or he wanna sell), house price drop coz he wanna buy, for him everything untung himself only, offcoz that's just his day dreams.


Another red card Sama lu, 3rd one u be ban from kopi susu for 1 week like DatUK LCW.

U r such evil fellow, first u pretend poor staying in Studio unit, let Bear2 fall into the trap peli u Kao2 then u take out your 2 aces let him chikek Gao2 hopefully he not sot kao zhuo & disappear like HajiCloud.

No lah I never joined UUU, I just join in Bear Bear Bashing Club BBB..

This post has been edited by jolokia: Nov 18 2014, 09:06 PM

U prefer to put all eggs into 1 basket, determine affordability based on 70% dsr.. I prefer based on 1/3 salary to determine my affordability.. Worst in worst pay 3 house with myself, but really very hard for this to happen o.. 2 houses can easily rent out with 2k++ o.. Or i could sell off my old house and undercon house later to get a debt free studio.. low risk debt no harm to take more ma right?

wah angry jolokia, 550k not mass market then what are mass market? 700k to 1 million? many dead fish in this section, even 500k to 700k section also dead fish manyak, no one buy.. why you like to speculate on ppl slary one, last time you speculate on me got car loan, lucky got ccris report support, then from that day onwards you dun dare to mention..u been talking for i got buy vios for long time and another sohai too say I advise buy dugong.. that dude no more to be seen..

you are quite a troll, u have been assuming, why? like to make wild assumptions? so that you can try and ppl will take your bait and post proof again

BBB suppose to be very confident in RE, need to do this that do that, in bubble talk how sad.. stay in studio time to upgrade..BBB say got 3 properties mean got 3, got 10 bought 10 years ago, immediately got 10, no doubt cast

hungry pack of wolves hope to end bubble talk.. making baseless assumption, proven they are fond to troll and assume...

Tat latuk is frequent guess of cloud boss. Onli know yaksi. Can say Liddat ar???

Bear2 need motivation else he will never buy like suiko said.. Hopefully he dont really go apply 70%dsr to apply his loan for his home sweet home..

Hahaha ... this is the craziest thread I participated in...

Bring on cloud boss. V need more crazy thg like him.

no worry wo.... bank will be more worry than you la.

OK la ... Lets bring back Cloud ....
I sorry la bro ... pls forgip me ....
Pls come back and shoot your bullets like crazy ....

so happy or not? siok right?

wow, all of a sudden got 3 house, and u expect ppl to believe you.. I mean since you said you had 3 house, and prefer 1/3 salary as affordability, and worse scenario you will pay 3 all by your own

well, since all you are capable to rent, CCRIS report could have easily shown all the 3 properties under loan right? U know my next question of proving the same..you are the one being inconsistent remember?

will constantly gentle remind you of the same ... congratulation 3 properties, 1/3 salary..

hey still waiting for your CCRIS motivation too ya... u can still change ur statements one, like 2 properties suddenly finihsed loan service some thin like that.. or joint name like that sort

figure out what you going to say...

100K Bank statement mana ?