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 Property Bubble Burst or Deflate ? V14 (发), Cherroy Most Forwarded Thread

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Showtime747
post Nov 18 2014, 11:12 PM

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QUOTE(kradun @ Nov 18 2014, 11:09 PM)
Same like he refuse to accept the fact that middle range property is slowly say goodbye to him..
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Ya, he expect BMW sell at camry price. Later he can only afford proton
Showtime747
post Nov 18 2014, 11:14 PM

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QUOTE(bcpbeancounter @ Nov 18 2014, 11:11 PM)
i got a feeling he scare of you....haiz....you don't 1 shot kill him mah.... cry.gif
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Ya he very afraid of me one..... tongue.gif

ok ok you guys enjoy the night, I go ngoi ngoi tongue.gif
Showtime747
post Nov 18 2014, 11:17 PM

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QUOTE(bearbearwong @ Nov 18 2014, 11:13 PM)
if you read properly, it is 30% or 1/3 of salary as mention by krandun before

question is krandun, u 18k salary?
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You thought all people must loan 90% ? They can't pay 50% deposit and loan only 50% ? Or no loan at all not possible ?
Showtime747
post Nov 18 2014, 11:19 PM

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QUOTE(bcpbeancounter @ Nov 18 2014, 11:12 PM)
no loan not follow his theory la brows.gif
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In his world, everybody is facing financial trouble. He never meet rich people. That's why his mindset can't accept tongue.gif

His job is affecting his life too much liao....can easily see here how he thinks
Showtime747
post Nov 19 2014, 08:12 AM

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QUOTE(bearbearwong @ Nov 19 2014, 01:51 AM)
wow let see, oil price can drop one wor... sumore 20 cents one shot... seems not everyting will go one one tangent i.e north, how come, petrol are commodities in every country.. more and more cars are using it.. hmm

Harga petrol RON97 turun 20 seliter

http://www.malaysiakini.com/news/280909
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Ron97 drop price 20 sen also get excited doh.gif
Showtime747
post Nov 19 2014, 08:15 AM

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QUOTE(icemanfx @ Nov 19 2014, 07:05 AM)
If kV property is half as good as what uuu hope, price of prestigious development at super prime location e.g troika won't remain flat since VP in 2009.
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student, Ron97 drop price liao....but only those 1% people happy. bearbear cannot enjoy the price drop

Just like those KLCC condo > RM3m. If drop price why you happy ? As if you are buying...
Showtime747
post Nov 19 2014, 08:16 AM

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QUOTE(icemanfx @ Nov 19 2014, 07:13 AM)
More tax collection from people, more bond issue, higher inflation rate, etc.
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higher inflation rate --> material + labour cost increase price --> building cost increase --> house price increase

Finally you realise house price is increasing rclxms.gif
Showtime747
post Nov 19 2014, 09:47 AM

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QUOTE(icemanfx @ Nov 19 2014, 08:42 AM)
So called super rich and foreigners are not buying, what is the hope for overpriced property?
With RM1m limit, the foreigners has nothing to do with you tongue.gif


QUOTE(icemanfx @ Nov 19 2014, 08:42 AM)
This is only one side of the equation and you have neglected the other half.

Oops! Indonesia benchmark policy rate raised by 0.25%. Wonder how much bnm will rise next April.
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Why not January ? No confident with your own economic theory suddenly ? Or you try to buy some time so your wrong prediction can last 3 months longer...
Showtime747
post Nov 19 2014, 01:36 PM

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QUOTE(bearbearwong @ Nov 19 2014, 01:08 PM)
RE need just 25 points to topple? means now is at the very end status? got so weak?

1 million of of any concern ? to the mass units and mass market?
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bearbear, I just wonder how you read one....you really twisting people's comment. Do you have myopia ?


Showtime747
post Nov 19 2014, 02:39 PM

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QUOTE(jolokia @ Nov 19 2014, 02:09 PM)
Ah Bear Read this..  tongue.gif

http://www.scmp.com/property/hong-kong-chi...-flats?page=all

Look at the price  shocking.gif
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449 sq ft in Tin Shui Wai for HK$3.42 mil
252 sq ft in Sha Tin for HK$3.58 mil

shocking.gif shocking.gif shocking.gif
Showtime747
post Nov 19 2014, 02:41 PM

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QUOTE(party @ Nov 19 2014, 02:19 PM)
House he really no have. Car also..

But he have one big land from pama waiting to sell at highest price. But he curse property market crash next year... whistling.gif
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Some families of the 20+ owners of the piece of land got court case how to sell ? Another 10 years also don't know how to sell
Showtime747
post Nov 19 2014, 08:24 PM

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QUOTE(bearbearwong @ Nov 19 2014, 08:23 PM)
let Jolokia answer himself whether jhe is 25 k or not? i love to listen and see and feel when he admitting the same..
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After he answer yes, you want him to show you screen shot ? doh.gif
Showtime747
post Nov 19 2014, 08:25 PM

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QUOTE(zuiko407 @ Nov 19 2014, 08:24 PM)
FD n statement ???
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Only he can ask. You cannot ask him to show statement. Later he red card you
Showtime747
post Nov 19 2014, 08:39 PM

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QUOTE(Jliew168 @ Nov 19 2014, 08:29 PM)
Wah yesterday 1 ah....zuiko your kkj r very very safe...

Very Very far to reach 50k not to mention 100k
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Like that anyone can claim FD have RM100m liao. Because very maa fan to show everything tongue.gif

This post has been edited by Showtime747: Nov 19 2014, 08:39 PM
Showtime747
post Nov 19 2014, 08:41 PM

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QUOTE(bearbearwong @ Nov 19 2014, 08:30 PM)
they all asleep already now come korek to see again ?
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Your 100k claim must be including your cash advance from your 3 credit card ?
Showtime747
post Nov 19 2014, 09:15 PM

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QUOTE(bearbearwong @ Nov 19 2014, 09:13 PM)
ok di meh? about the same..
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Go FD thread to get the latest promo rate from different bank. I think UOB giving 4% now
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post Nov 19 2014, 09:17 PM

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QUOTE(gunplakk @ Nov 19 2014, 09:13 PM)
hmmm this age still got ppl use FD statement, quite troublesome if every month need to go and open new FD... should just do online.
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Online only offer board rate. For best rate, going to banks only can get
Showtime747
post Nov 19 2014, 09:46 PM

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QUOTE(gunplakk @ Nov 19 2014, 09:19 PM)
not if u renew monthly, its all the same, for large sums go for priority banking.... you get better rates and your savings itself also give you 2.5%
200K I think is minimum entry @ CIMB, 500 for MBB
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When you are free 1 day, go and ask your banker whether placing online and walk in rate is different or not. From the way you wrote, you will only believe your banker tongue.gif

For FD, only a few banks give special rate to priority customer. Banks' promotional rates mostly are the best already. Now a number of banks give 4%. Board rate only low 3%.

If you are wondering, yes I am priority customer of a few banks. For FD, no difference. For other banking service like forex rate, transaction costs etc they are good. Priority banking is more on their better personal service compare to normal Q at the counter
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post Nov 19 2014, 09:53 PM

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bearbearwong

Actually what is your problem ? If that is what you have got in FD, our advice to you is very different liao. If you are really looking for good advice, you have to give good background info of yourself. Otherwise, we all here talk shiok only
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post Nov 19 2014, 10:01 PM

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QUOTE(gunplakk @ Nov 19 2014, 09:51 PM)
4% is u must put for 1 yr or negotiate a term.... for large amounts and long lock up periods use SD...

Haha so we all know you have about 500K-1Mil in liquid assets biggrin.gif
you are cash rich.
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Go to this discussion thread. A lot of seasoned sifu share great info on FD. The latest update on the post #2. No need negotiation. No need large sum. Just walk in. Online never got such good rate

QUOTE
What are Hot..?
(1) RHB 6 months - 4.00% p.a.
(2) RHB 9 months - 4.15% p.a.
(3) OCBC Pure FD for 12 Months - 4.10% p.a. (Free Medklin Assens Air Steriliser plus a chance to win a 916 Gold Coin - RinggitPlus only)
(4) OCBC Pure FD for 3 Months - 3.80% p.a. (Free Medklin Assens Air Steriliser plus a chance to win a 916 Gold Coin - RinggitPlus only)
(5) UOB Pure FD for 12 Months - 4.05% p.a.
(6) UOB Pure FD for 3 Months - 3.80% p.a.
(7) May Bank upfront interest for 12 months - 4.00% p.a.
(8) Penang OCBC for 6 Months - 4.00% p.a.
(9) Affin for 24 Months - 4.38% p.a.
(10) Am Bank for 6 Months - 4% (4.05% for AmSignature - Priority Banking)
(11) Am Bank for 12 Months - 4.1% (4.15% for AmSignature - Priority Banking)



https://forum.lowyat.net/topic/3341150



p/s I never like to compare whose balls is bigger in a forum. I think it is not relevant tongue.gif

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