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 Property Bubble Burst or Deflate ? V14 (发), Cherroy Most Forwarded Thread

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Jliew168
post Nov 26 2014, 07:11 PM

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QUOTE(bearbearwong @ Nov 26 2014, 07:04 PM)
I think u must be one of the sui yee...

I repomen lar, everyweek repo cheras, kepong, jinjang, wasngsa, setapak area, where Chinese majority, I wallop there...

sadly even those right ppl are from the same areas too, now I see the dirty work and rich live is...

U know why I say sui yee or not? U refinance need ask lawyer , of course ask discounts, but because sui yee engage loan officer first, loan officer refer to law firm, the ask commission from law firm from 10%- 50% legal fees,

the suiyee keep asking discounts for legal fees and etc.. dunno actually discounts are given but coz loan officer want take commision, that discounts considered given, sui yee pays full sum 80k.. the loan officer acted friendly and say nth to do with bills, knnn he sapu 30%, that y he can only get 20% max discounts.. damm
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Without the agent lawyer don't even have this case.

Willing buyer willing seller.. Both get want they wanted.

Again u focus on those chicken duck issue.

Bearbear focus on kepoh about the discount

Owner focus on when can get the money

Lawyer focus on get the case

Agent focus on commision on close the deal

Bearbear focus on kepoh how others people do thigs while he not in the picture n not related at all

Haiz


This post has been edited by Jliew168: Nov 26 2014, 07:14 PM
AppreciativeMan
post Nov 26 2014, 07:13 PM

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QUOTE(bearbearwong @ Nov 26 2014, 07:04 PM)
I think u must be one of the sui yee...

I repomen lar, everyweek repo cheras, kepong, jinjang, wasngsa, setapak area, where Chinese majority, I wallop there...

sadly even those right ppl are from the same areas too, now I see the dirty work and rich live is...

U know why I say sui yee or not? U refinance need ask lawyer , of course ask discounts, but because sui yee engage loan officer first, loan officer refer to law firm, the ask commission from law firm from 10%- 50% legal fees,

the suiyee keep asking discounts for legal fees and etc.. dunno actually discounts are given but coz loan officer want take commision, that discounts considered given, sui yee pays full sum 80k.. the loan officer acted friendly and say nth to do with bills, knnn he sapu 30%, that y he can only get 20% max discounts.. damm
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What makes u think others dont kno??..... doh.gif doh.gif

u thinks everybody thinks like u, dont like this ppl earn dont giv that ppl earn and etc??.... sweat.gif sweat.gif

zuiko407
post Nov 26 2014, 07:14 PM

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QUOTE(Jliew168 @ Nov 26 2014, 07:08 PM)
This is your another weakness n problem again. Why so bz body on something not related to u ? Lawyer will not take if he think cannot accept the rate. If willing to take then don't whining.

U focus too much on non core issue and like to complaine a lot..don't be so short sighted and don't keh Poh on other peoples la
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Bear bear is actually doing loan too, he attach to many loan officer from several bank, I got friend did the same thing as well, full time insurance n doing loan part time.
Thats why bear bear angry bird when customer asked for too much discount from lawyer
Jliew168
post Nov 26 2014, 07:16 PM

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QUOTE(AppreciativeMan @ Nov 26 2014, 07:13 PM)
What makes u think others dont kno??.....  doh.gif  doh.gif

u thinks everybody thinks like u, dont like this ppl earn dont giv that ppl earn and etc??....  sweat.gif  sweat.gif
*
That why I advise him don't do business

Haiz
bearbearwong
post Nov 26 2014, 07:18 PM

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QUOTE(Jliew168 @ Nov 26 2014, 07:08 PM)
This is your another weakness n problem again. Why so bz body on something not related to u ? Lawyer will not take if he think cannot accept the rate. If willing to take then don't whining.

U focus too much on non core issue and like to complaine a lot..don't be so short sighted and don't keh Poh on other peoples la
*
it is a against the law & regulation...aduii... lawyer firm can be suspended
zuiko407
post Nov 26 2014, 07:20 PM

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QUOTE(bearbearwong @ Nov 26 2014, 07:18 PM)
it is a against the law & regulation...aduii... lawyer firm can be suspended
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Suspend your head la, my lawyer used to give me 50% discount
AppreciativeMan
post Nov 26 2014, 07:24 PM

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QUOTE(bearbearwong @ Nov 26 2014, 07:18 PM)
it is a against the law & regulation...aduii... lawyer firm can be suspended
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It is the law & regulation that not stern, firm, strict and fair...... that resulted such practises mah..... Blame the Gomen.... If they are good.... who dares to take or giv discount??.... whistling.gif whistling.gif whistling.gif

This post has been edited by AppreciativeMan: Nov 26 2014, 07:24 PM
Jliew168
post Nov 26 2014, 07:25 PM

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QUOTE(bearbearwong @ Nov 26 2014, 07:18 PM)
it is a against the law & regulation...aduii... lawyer firm can be suspended
*
If u r loan officer , your client not ask for discount and your lawyer give u 50% u won't say the same things

Or U can choose not take lawyer commission
AppreciativeMan
post Nov 26 2014, 07:26 PM

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QUOTE(Jliew168 @ Nov 26 2014, 07:16 PM)
That why I advise him don't do business

Haiz
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And the best part.... always blaming the wrong party.... doh.gif doh.gif doh.gif
zuiko407
post Nov 26 2014, 07:27 PM

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Bear bear, I hope u consider the service apartment n soho @ Semenyih, bcos that's within your affordability.
I hope u don't buy any beyond your budget with swipe credit card for downpayment
CK15
post Nov 26 2014, 07:34 PM

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QUOTE(bearbearwong @ Nov 26 2014, 07:18 PM)
it is a against the law & regulation...aduii... lawyer firm can be suspended
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Bear2, the customers are asking discount for the misc and disbur costs, not the professional fees. So, the law firms has to pay the claim close to actual expense, can't allow any inflated mileage claims anlmore. With this, you can't make extra mileages claims anymore...

kradun
post Nov 26 2014, 07:37 PM

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QUOTE(bearbearwong @ Nov 26 2014, 06:48 PM)
this is the 2nd loan for rich ppl in tmn connaught refinancing their own bunglows... what had happen? rich ppl dont play around with their property under loan and refinanced it for cash..
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Few weeks ago i heard my friend said use sme loan with interest rate blr+x% because got kang tao can earn more than the repayment. If they smart use their pama house to refinance to cash out the equity then can get blr - 2%++.. At the end of the day u still need to pay bank, why not save urself the interest? As long it meet ur objective can get the cash u need who care how u get it? May be u will laugh at mark zukerberg as well because he is so dump go refinance his house, buta2 let banker, lawyer, government earn his money (if u know how much he have)..


At 28, Zuckerberg is the world’s 40th -wealthiest person, worth an estimated $15.6 billion. If he wanted, he could buy a dozen $6 million homes, in cash, without batting an eye. So why get a mortgage?

Because it costs him absolutely nothing. “When you can borrow at an interest rate that’s below the rate of inflation you’re essentially borrowing for free,” says Greg McBride, senior analyst at Bankrate.com. a Florida-based firm that tracks interest rates on mortgages, auto loans, and credit cards, among others. “When you can borrow for free, there’s no sense in tying up your own money, when you can use that money for more profitable things.”

http://www.csmonitor.com/Business/2012/071...ire-need-a-loan

This post has been edited by kradun: Nov 26 2014, 07:43 PM
CK15
post Nov 26 2014, 07:41 PM

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QUOTE(kradun @ Nov 26 2014, 07:37 PM)
Few weeks ago i heard my friend said use sme loan with interest rate blr+x% because got kang tao can earn more than the repayment. If they smart use their pama house to refinance to cash out the equity then can get blr - 2%++.. At the end of the day u still need to pay bank, why not save urself the interest? As long it meet ur objective can get the cash u need who care how u get it? May be u will laugh at mark zukerberg as well because he is so dump go refinance his house, buta2 let banker, lawyer, government earn his money (if u know how much he have)..
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Boss, old generation PAMA dun like take loan... they don't have anything except FD in multiple banks... so just bodik2 with thos old PAMA will do la.. brows.gif brows.gif brows.gif
kradun
post Nov 26 2014, 07:47 PM

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QUOTE(CK15 @ Nov 26 2014, 07:41 PM)
Boss, old generation PAMA dun like take loan... they don't have anything except FD in multiple banks... so just bodik2 with thos old PAMA will do la.. brows.gif  brows.gif  brows.gif
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Just to point bbw back to track so that can prevent him go into jalan sesat.. Rich go refinance their house he think got dead chicken.. blink.gif young people can take loan under their name and repay themselve should be not much issue there la..

This post has been edited by kradun: Nov 26 2014, 07:50 PM
bcpbeancounter
post Nov 26 2014, 07:51 PM

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QUOTE(Jliew168 @ Nov 26 2014, 07:11 PM)
Without the agent lawyer don't even have this case.

Willing buyer willing seller.. Both get want they wanted.

Again u focus on those chicken duck issue.

Bearbear focus on kepoh about the discount

Owner focus on when can get the money

Lawyer focus on get the case

Agent focus on commision on close the deal

Bearbear focus on kepoh how others people do thigs while he not in the picture n not related at all

Haiz
*
No la....he only can see people eat the cakes lao hao sui...thats why talk bad on people lo....tongue.gif
bcpbeancounter
post Nov 26 2014, 07:53 PM

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QUOTE(bearbearwong @ Nov 26 2014, 07:18 PM)
it is a against the law & regulation...aduii... lawyer firm can be suspended
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Haha....your inflated mileage le? Turtle lough at torties no tail ah?l
SaProp
post Nov 26 2014, 07:54 PM

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QUOTE(zuiko407 @ Nov 26 2014, 05:33 PM)
Bear bear, got good news for u
New launch @ Semenyih, service apartment price from 3xx k. Soho price from 2xx k
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Why you recommend rubbish soho or apartment
bcpbeancounter
post Nov 26 2014, 07:55 PM

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QUOTE(kradun @ Nov 26 2014, 07:37 PM)
Few weeks ago i heard my friend said use sme loan with interest rate blr+x% because got kang tao can earn more than the repayment. If they smart use their pama house to refinance to cash out the equity then can get blr - 2%++.. At the end of the day u still need to pay bank, why not save urself the interest? As long it meet ur objective can get the cash u need who care how u get it? May be u will laugh at mark zukerberg as well because he is so dump go refinance his house, buta2 let banker, lawyer, government earn his money (if u know how much he have)..
At 28, Zuckerberg is the world’s 40th -wealthiest person, worth an estimated $15.6 billion. If he wanted, he could buy a dozen  $6 million homes, in cash, without batting an eye. So why get a mortgage?

Because it costs him absolutely nothing. “When you can borrow at an interest rate that’s below the rate of inflation you’re essentially borrowing for free,” says Greg McBride, senior analyst at Bankrate.com. a Florida-based firm that tracks interest rates on mortgages, auto loans, and credit cards, among others. “When you can borrow for free, there’s no sense in tying up your own money, when you can use that money for more profitable things.”

http://www.csmonitor.com/Business/2012/071...ire-need-a-loan
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Wah....so deep ah! How do you expect bear bear lawyer std to understand??? doh.gif
bcpbeancounter
post Nov 26 2014, 07:57 PM

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QUOTE(zuiko407 @ Nov 26 2014, 07:27 PM)
Bear bear, I hope u consider the service apartment n soho @ Semenyih, bcos that's within your affordability.
I hope u don't buy any beyond your budget with swipe credit card for downpayment
*
Aiyo....you really dog eye lo....semenyih no std la....bear bear only live in bear cave mah!
bcpbeancounter
post Nov 26 2014, 07:58 PM

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QUOTE(SaProp @ Nov 26 2014, 07:54 PM)
Why you recommend rubbish soho or apartment
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Talk only la...bbw cant afford actually.

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