bearbear will buy if anyone offer him X - 200k.

I used to say buy la bear bear...
No I have to advise bear bear don't buy, his financially not ready

bearbear will buy if anyone offer him X - 200k.

after Post GST + 360 months loh.

dun follow showtime bad habits, make up price... X- (10 to 20%)

waht will you do, if you hold OUG more than 1 year with zero tenant? and counting? factor all cost in?  and push up the selling price?

bearbear, never never never swipe credit card to buy house....You die very fast like that. The interest is 18% vs 4%+ for house loan.

If you have to swipe credit card to get the 10%, then you should not buy. You are not financially ready yet.

Buy something you can afford without credit card. I start to worry about your way to buy property. A bad example

no time to look at this parklane. sure got tenant, is price only. any how, got offer from agent - malay, Chinese and india couple. need time to fix up first.

they are many above those... they are heavy debts... cars x2, house or investment... maybe deposit problem?

if we believe these group are out there, and they are not moving the subsales, what it means? property price are not based on merely demands/wish to have one..

maybe most of these bracket choose to invest in someplace they do not want it as home, but hoping after sales they will move to the ones they like..

Like Midfields 2, Jliew wanna sell only.. or like Semenyih group, they say how good how great is semenyih township, how green, how near in minutes , how gated & guarded and etc so fake, on top all these goodies, they got a price to it, you offer that price they sell.. so much for good township..

those buyers are mostly from Pj, Kl areas, bought ulu for investment , not wonstay... maybe the group you meant already invested in properties they never intended to stay.. you wanna track now whether there are more ppl investing rather than looking for ownstay?

of course looking for own stay is more... are they buying , or are they capable? no problem with property price going up but not that dumb X+200k minimum, that is flipping..

now back to you, if you intend to invest and invested, and it happens you cant offload the unit 1 year post vp( service many loans and etc), and incoming GST, OPR increase, 6 months down the line, still wanna add up cost to selling price and sell?

there are reason why the price 1 year ago failed to attract buyers, having extra X+200k and ++ extra cost will sell better? tell us your confident and what are your act after you hold more than 1 year? and counting? and of course due to mass units, rental proceeds also negative.. that also you can get tenants..

completely siam my question

dun follow showtime bad habits, make up price... X- (10 to 20%)

waht will you do, if you hold OUG more than 1 year with zero tenant? and counting? factor all cost in?  and push up the selling price?

completely siam my question

1-2 months after GST will see the effect... investors now still dun believe in property price drop , they will hang on, transaction few months pre GST would be a very good bench mark of market health especially demand...

if situation is still so screwed up like now, you can practically guess what is going to happen after GST... I mean the demands, to investors both strong , alleged strong, and weak, this is still investment, long holding not more than 5 years is detrimental..

agents also lazy post those more than 1 year..

I also swipe card buy property leh..just for the sake of cc point n I will pay full amount on the next day..
Too bad most developer only accept card for first 10%

I hope Bearbear swipe cc only for sake of cc point la not for cash advance or for installment

When I say I wanna sell midfield 2 ? Wild assumption again hahahha

I won't stay there but I will rent out or keep until I wanna upgrade something only I will sell..every time I sell I usually transfer the money to better investment or other property

Anyway I will make an exception for u if u still homeless after 4 years I will sell u cheaper...even jolokia offer 30k higher I still will give u this priority ah hahah
I sell u cheaper based on market price ahh don't mistake cheaper than developer price lol

so the answer is hold loh, so what? for sons can boh

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If you checl the ccris.. the cards swipe are sufficient

1-2 months after GST will see the effect... investors now still dun believe in property price drop , they will hang on, transaction few months pre GST would be a very good bench mark of market health especially demand...

if situation is still so screwed up like now, you can practically guess what is going to happen after GST... I mean the demands, to investors both strong , alleged strong, and weak, this is still investment, long holding not more than 5 years is detrimental..

agents also lazy post those more than 1 year..

I also swipe card buy property leh..just for the sake of cc point n I will pay full amount on the next day..
Too bad most developer only accept card for first 10%

I hope Bearbear swipe cc only for sake of cc point la not for cash advance or for installment

Ya, if swipe for points, by all means. But bearbear is using credit card as deposit. That's how he come up with the RM200k. FD RM40k + CC RM50k + gf RM100k

He is stretching his financial. Formula for bankruptcy

Tauke Lang Gua felt disappointed tats y hit head ma. Why u yellow card gao me???

Dun do tat. I 'll burst b4 market.

Ya, if swipe for points, by all means. But bearbear is using credit card as deposit. That's how he come up with the RM200k. FD RM40k + CC RM50k + gf RM100k

He is stretching his financial. Formula for bankruptcy

I just bought my 1st property in Sept cash. I had no luck in Stock market although I am Finance graduate. I had 20% loss in my portfolio even I have had it long since 2010. To wait prop and stock market crash, which instruments should I hold? even certificate deposit by banks only 4.5% max for non bumi. what should I do since inflation is more than the interest? I wanna make big  profit too when everything crash. I missed 2008 crash because I was still at university that time?

How come you study herb behaviour for so long one ? Your must have failed your exam repeatedly 

You're here for us to study the failure behavior

If you have put your money in nyse and nasdaq especially in tracker funds in the last few years, you should be doing pretty well. One can only benefit from crash is to keep cash before the market crash. Better to have $5 in the pocket than $100 on the floor.
Need to study and monitor herd behaviour to know when to offload certain investment.
Few punters survived end of bull run.