What is this you have hidden agenda to dog eye me ah ? You think my PAMA cannot afford to buy expensive toy like yours ah ? You buy inflated toy, then try to sell at +200 ah ? You r bad people, you toy flipper will end up paying your karma, you better sell to me with 20% discount or else prepared to face foreclosure...

You think I don't have ah ? I have 6 units inherited by my UK uncle, now I want to flip 100 tokens each, total 500 tokens, better than yours. Yeyeye yeye

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This post has been edited by jolokia: Nov 27 2014, 08:19 PM

Other countries theory doesn't apply here in Malaysia.

This is because we have very unequal distribution of wealth, we have small percentage of very rich control the entire market movement, those who buy properties don't mind keeping it vacant, even ro rent it out they also don't care if rental collection is low.

I seen 480K property rent out for RM 900 & owner don't even bother if it is vacant for 1 year till next tenant, when people offer to buy he ask for sky high price, take it or leave it, reason been he only pay 150K for the property, so mortage is like 500 only, so don't bother to rent nor wanna sell unless can get 3-4 folds profit.

Now ice cream Boy you will never see this in other countries you finalised particularly in western countries where income is more equally distribute. Therefore our rental never reflects property price.

Understand ?

This week Ah Bear very angry bird, anger starts from Sunday till Wednesday, today less fire, anticipate tomorrow his stress lever going up again, his time running out, year end lot's of wedding invitations, Many Chi Mui of GF got married & invite her, she see all her chi mui got better BF/Hubby then her, all have house before married, she look at her own GF, she got up sad & frustrated, she kena Ah Bear kao2, give his ultimatum, Ah bear getting desperate, he die 2 need a nice house, but can only afford if 20% discount, problem is nobody offering him, he come to let go his fruss, he threat us as representative of flipper who refuse to lower price till his ability to let him sapu.. Now you all know why Ah Bear so angry bird.

This post has been edited by jolokia: Nov 27 2014, 09:19 PM

Now he is like a Beggar asking why people have money in pocket but refused to donate some to him or like conman asking why people have money but don't want to allowed him to con some.

Why must people give him discount just because they already asking for 200K more ? Just like his PAMA land already get it free why wanna ask for ridiculous price of 800K per acre ? Sri Kembangan land deep inside kampung still dare to ask for 600K.

Ah Bear you PAMA land also useless mah ! One cannot have individual title agricultural land another deep inside poor fags kampung, both considered worthless land why still wanna hold high price ? Let go cheap 2 lah, 10K per acre we help you sapu finished.

Correct ! Bingo finally you are enlightened.

Maybe bank will imposed close water pipe policy, that mean half pass six ability buyer like Bear2 Wong loan application will be easily rejected, now Bear2 need to look for alternative loan from licensed money company for house loan, I heard interest charged by these legal ah long can go as high as 10% & they will personly visit you house with red paint if you missed the payment... Wakakaka

Jokes aside Ah Bear there is this new project you can afford & qualified, Sky Awani Condo, 800ft 300K only, in Sentul KL address, rule is income must be below 8K, do not own any property, lived in KL for more than 3 years, cannot rent out, cannot sell within 10 years period, so no flipper, all unit same price desite which floor, ballot system, Ho Kang Tao faster go apply, if you dont like another one next to Z Residence Bukit Jalil, similar concept..go get it fast before you missed the boat again.

Go get one & come back dog eye us because we not qualified.

Oh No ! This would bring those previously hantam in oversea back to Malaysia, meaning market going to UUU like 2008-2013 again 20-30% annually.

All Ah Bear dream house going forever beyond his reach...kakaka

This post has been edited by jolokia: Nov 28 2014, 06:37 AM

You are correct again ! Ice cream boy you are getting more & more enlightened, keep it up you may promote to Senior Stall Assistant soon.

Is a new era lah ! Asian will lead & Caucasian will be follower.. Muahahaha

If I were you I burn all those outdated western book & start seen real world where Asian will soon own entire London, Melbourne, maybe even so city in US..who know your ice cream franchise may soon have a China boss...woohoo..

Gentle Reminder

QUOTE(bearbearwong @ Dec 10 2013, 09:16 PM)

Job title: lawyer
Job description: litigation department for credit cards recovery for banks
Years in office: 1 month plus
Company: local firms
Years experience prior: 1 year
Industry: law
Employment level: junior lawyer
Highest qualification: LLB HONS LONDON ,CLP
Current salary: RM3700.00 + RM400 claims + RM240.00 parking
Upon confirmation: RM4,000.00 the rest same

overall I say it is ok..

Seem like your antenna reception is kind of distorted... Lol

Many project line up to launch big time, just that you are not aware.

Property now moved toward North Side rather than concentrated on South like last few years.

I can see Developer still launch like no tomorrow & Investor buy like no tomorrow.

Developers are focusing on 400-600K smaller unit mega project with thousands of unit in each phase.

I am here you looking for me ? What Up

I told you many times mah.

Property price depends on 3 main factor.

1.) External Factor - namely general economy & property market demand & supply.

2.) Internal Factor - Buyer & owner/developer whether they wanna sell & sell at what price, buyer preferred location, particular unit, building, deco, feng shui & etc.

3.) Personal Factor - This is one criteria ignore by many people (including BBW & Ice Cream Boy, in fact many DDD Campers) -

Question like -

How fast do you need a house ?
How fast do people living with you need a house ?
How fast the people surrounding you & surrounding the people living live with you need you to get a house, ?

This is where GF, Wife, 2nd Milk , PAMA, sibling, auntie, uncle, mother in law, father in law, sister/brother in law, GF/Wife relative, good friends, chi mui, heng tai, co worker, colleague, play an important role.

Traditionally Chinese In law prefer their future son in law to at least able to provide a house for their daughter before married, moreover nowadays people give birth to less children & their daughter are like precious gem, how to let their daughter still renting low cost apartment after married, offcoz if you are marrying a ulu kampung girl earning RM 800/mth then they may be OK, but you are marrying a lawyer & her father consider quite well to do, how can no reasonable house ?

Someone already mentioned 1 of the key factor China have high demand for house is because, China in law insist future son in law can afford a house & can afford to take care of them, this is mainly cause by 1 children policy & higher ratio of male population, so son in law is their only hope if they only have 1 daughter.

Back to Malaysia especially Chinese family have similar concept & our Male Vs Female population too show more male then female, so the trend is moving toward the same direction.

Ah Bear you ask you self, if not because of marrying next year, why you can't wait till 2017 which could be bottom price since you said 2015 is DDD year ? Why can't you just buy a 4 years project like Seasons Garden with zero entry & wait till end of 2018 ?

Now you see this "personal factor" aka GF & PAMA in law play the biggest role in property price surge like no tomorrow, offcoz if you are single then this factor doesn't affect you.

Got it.. Wah Ah Bear weekend coming pressure building up again hoh, somemore year end lot's of Pink Boom (GF Chi Mui Getting Married, FB full of Wedding photo & Couple showoff newly deco house for wedding) Lot of pressure .. haizzz Kelian

This post has been edited by jolokia: Nov 28 2014, 02:01 PM

Tell you after i sapu..

No free tips, do own home work, no hand out.

Something to add to Bear2 pain..

If you think we are in a property bubble then it's best to wait for the property bubble to burst and it may be cheaper to buy properties after the property bubble bursts. Then you will be clapping your hands with joy for waiting and getting it cheap. When will it occur? 2011? 2012? 2013? 2014? 2015? 2020? 2030? By 2030 I would have gone, would you be still waiting? What happens if the property bubble doesn't burst? You waited and waited and the property prices went up some more!

(from Dr. Peter news)



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This post has been edited by jolokia: Nov 28 2014, 04:34 PM

No free lunch, or you need me to translate it to chinese aka your first language ?

Just sapu one recently, yes still got credit ! Why ? Ah Bear you have ho kang tao for me ah ?

TS of the year & somemore history of LYN ? Aiyah don't praise me so good lah ! though i am kind of unique TS

My comments on your GF & In law correct right ? So this weekend go see more property or not, don't lai lai han oh ! Later weekend kena like last week again hoh !

He is asking me same question over & over again, even i have explained numerous times still he ask the same thing, I told him reason i bring up GF & In law because he is getting married soon that why need to buy house as GF & In law insist, but he still don't get it.

Ah Bear provide us endless fun after hectic working days mah !

No lah ! He always look me up one, just that he boh song me as TS, i don't mind he been TS, but the problem is when he is TS, he will close the thread when he losing in argument like the Goodview Height Thread

This post has been edited by jolokia: Nov 28 2014, 06:24 PM

Bride ?? I don't sell wife to bankers oh ! Bribe you mean ?

No need lah ! I bought cheap2 unit mah ! So use less than 1/6 income now still got another 1/6 so can hantam 1 more, i stop at 1/3 coz dont want to over strech, later income inceased then buy more, worry Bear2 visit me, repo me from belakang...

If buy within you own mean, no worry if new or secondary, so long as no stretch till over the top like 4K income wanna hantam 730K property, somemore wanna borrow till 80% of nett income like u know who..

When ? Earlier ? Earlier than when ? Year 2050 ? 2100 ? U have put date you know, like if I eat 1 gallon of your ice cream then tell you I pay you earlier than you expected, but donno when but certainly pay one day soon, can or not ?

I set my target at Q3 this year to buy no matter price going up or down, I post it in one of the previous version, which I keep that promise, I too had admit my mistake for not buying a landed which I can easily afford back in 2012, but now the price jumped 150% though I can still afford but nobody is letting go, also I admit paying 10% more for a unit high rise if only I bought it in Q2.

One must put a cut off date for whatever plan they made be it investment or personal life, once it reach the date furfill the plan, if one keep on waiting they will continue waiting then forever waiting, if what we want become unaffordable by the target date just reduced the target to what we can afford, don't wait till the target become what we can afford then is call dreaming.

Just like Bear2 insist he want Green Terrain till the price is beyond his reach still he is waiting for miracle to happend, if I were him I will buy what I can afford now, if my GF@future wife can't accept that then maybe we are not meant for each other, tell her I can only afford this, I will work harder in future to improve our life, but for now this is what I can give you, if she can accept then Ok , if not she can search for what she wanted in her life elsewhere.

Simple as that Ah Bear in life we need to make a stand, if not how both of you can continue the long journey of marriage ? Buy till over stretch ? Later stay at that house & makan roti kosong minum air suam ? Lol...

Ah Bear why I have no comment aftery nick name but come with 1 angry face ?

It is because I become TS & U boh song with me ? Or because thing that u said hit your exact pain spot ? ..lol

Aiyah Ah Bear what i said it for your own good, If not you'll be lost inside the maze & forever can't find the exit, consider my advise like Bitter Taste Medicine which is good for you though not tasty.

Considered I am Chang Fong in Friday Night 988 Radio show "Dai Sheng Sam Si" loh ! Though taruk you kao2 but it for your own awakening.

Price will not come down one lah ! After GST you will have another excuse & another, move on with you life lah ! Buy first later can upgrade, if keep on waiting then end of the day habuk pun taklah ! Your saving will shrinked day after day, if you have a property on hand at least you can sell it off later, get some capital gain then upgrade to better unit, rather than wait empty handed & see your cash value getting less & less.

This post has been edited by jolokia: Nov 29 2014, 12:01 AM

Market increased 20-30% annually you said not healthy, market increased 10-15% annually you said not healthy, market increased 5-10% annually you said not healthy, market stagnant no moving you said not healthy as crash coming can wait, market drop 5-10% you said will drop more can still wait, market drop 10-20% you said big crash coming jtst wait a little bit longer, market drop 20-30% you said just hold 1 last time, (then your boss ask you to go to his office & tell you his lost a lot of money, he can no longer employing you give you a Big envelope & wish you all the best in your next endeavour) Forever & forever you are waiting.

Becoz when price go up you refuse to move target it become harder & harder for you to buy, when price drop you keep on moving to a bigger & bigger target which you also not buying.

See you problem or not, we all have the same thought, just that we keep it as a short fantasy then fast2 move back to reality once our logic mind alarm ring, but you never set a alarm clock in your mind that why every morning you wake up late & missed the boat, where else Ice cream boy to anxious he wake up whole night get up too early take a wrong boat (a pirate one that is) unload too early now no capital to restart.

Ok lah I will pause here at least give you a piece of leave to cover the importance opps i mean important part, so that you can have some face to continue entertaining us..lol