Actually created for uuu to syok sendiri.

Raising interest rates will start in Apr 2015, 6 months from end of QE3, the fed will look @ raising interest rates, if their jobless drops below 6.5%... Back in Msia, we will probably see another 25 basis point increase in the next 6 months or so.... and this trend will continue until probably the next recession, which could be soon,  maybe 2018?
But then on the other hand, now with the drop in oil prices... this could somewhat starve off recession for a while as the world has more money to spend on other stuff than paying for petrol and this will add pressure for interest rates to raise. for Msia it works the other way around, since we are net exporters. High oil prices works better for msia as a whole.
Lower oil prices then in turns puts pressure on MYR to depreciate as our oil exports earns less. This eventually will increase prices of imported stuff, adds to inflation and therefore, increase pressure on Zeti to increase interest rates to help MYR appreciate and relieve inflationary pressure.
Now, if all these are true, best thing to do now, is hold liquid assets and reduce debt.... when the recession comes, cash is king.

So bearbear after those cut and paste, you still plan to buy in 2015 ? Will zuiko kena tiok ?

have strong news from bankers, OPR is poised to strike upwards on January by 25 points..

Malaysians are only good in heavy debt taking, very sure many flippers are from this category and contributed , transaction slow means no more credit to take on..

next year want to purchase properties are before GST FEB to before GST, maybe some discounts can be seen, or after GST by July onwards

recession is coming, yet, these ppl are still on property price up mode

facts.. delayed di what.. but good deals still buy.. friends advise, buy before GST or few months after GST , what say you?

msian property market dont make sense to me.... like i said in my early post... the prices SHOULD drop and i have been expecting it to drop... but I have never been right. so far it always proved me wrong. But having said that, lately, the prices seems somewhat stagnated and even some slight drops.

I dont know but GST should increase the prices of property as material cost goes up i guess.

Jan up by 25, seems a bit soon...

http://themalaysianreserve.com/main/news/c...till-1h-of-2015

facts.. delayed di what.. but good deals still buy.. friends advise, buy before GST or few months after GST , what say you?

have strong news from bankers, OPR is poised to strike upwards on January by 25 points..

Malaysians are only good in heavy debt taking, very sure many flippers are from this category and contributed , transaction slow means no more credit to take on..

next year want to purchase properties are before GST FEB to before GST, maybe some discounts can be seen, or after GST by July onwards

recession is coming, yet, these ppl are still on property price up mode

msian property market dont make sense to me.... like i said in my early post... the prices SHOULD drop and i have been expecting it to drop... but I have never been right. so far it always proved me wrong. But having said that, lately, the prices seems somewhat stagnated and even some slight drops.

I dont know but GST should increase the prices of property as material cost goes up i guess.

Jan up by 25, seems a bit soon...

http://themalaysianreserve.com/main/news/c...till-1h-of-2015

OPR increase u have to downgrade your target again..

Petrol floating , developer will increase selling price for unexpected rising cost on petrol
GST constructiom material Increase
Petrol floating cause super inflation , money become smaller
Goodview downgrade to green terrain

Green terrain downgrade to parklane/Connaught avenue downgrade to apartment

From apartment downgrade to ho ching yuen flat...  

OPR increase u have to downgrade your target again..

Petrol floating , developer will increase selling price for unexpected rising cost on petrol
GST constructiom material Increase
Petrol floating cause super inflation , money become smaller
Goodview downgrade to green terrain

Green terrain downgrade to parklane/Connaught avenue downgrade to apartment

From apartment downgrade to ho ching yuen flat...  

Unless wages will rise inline or faster than inflation rate, disposable income will drop. A drop in disposable income will have more downward pressure on the housing market than essential daily consumption.

Property is illiquid, asking price and transacted price could be a huge difference, and price takes a few years to bottom.

Construction cost I.e materials, labour, subcon profit, etc of typical condo is about rm150 PSF, impact of gst is marginal besides most of these building materials are already paying higher sales tax. If price will goes up because of gst, current asking price will already included the expected increments and up.

All the more reason to wait it out if you can.... msia could be on the journey to the bottom as you say.

Dunno about the price if reflected GST or not.... but my guess is that people will always take advantage to increase prices of stuff.... if i see roti canai price up, some how or rather there will be knock on effect to everything else. perhaps my view too simplistic and one sided. The looming GST sheds a large cloud of uncertainty on alot of things. Uncertainty translate to risk... and in investment, usually with higher risk you will require higher returns... so buying now, with the added risk, do you expect higher returns?  so boils down to your expectations and risk appetite.

for the risk adverse like me, i would side line.

alwayls dog eye me... trying make fear that we will live in flats/apartments...

look at the brighter side, not so easy to hit till that bottom... I am empty, neither my family

Not dog eye u. If you buy 5 years before u could get green terrain less than 400k, pearlview less than 300k. Next year may be 500 sq ft studio alone cost more than 600k

alwayls dog eye me... trying make fear that we will live in flats/apartments...

look at the brighter side, not so easy to hit till that bottom... I am empty, neither my family

Rm1200 psf is reasonable?