Jan 21 2015, 05:27 PM
QUOTE(davidke20 @ Jan 21 2015, 08:21 AM)
First off, I'm sorry for your loss.
Secondly, get the pulis lipot done within 24hours. If you pass that time, go see doctor and ask for backdate MC, can tolerate up to 72 hours. If passed 3 days also didn't make report, need to go bai hospital MC, stating you're admitted and not fit for going out make lipot, for the cases of victim went into comma/vegetation state, and or head trauma that result in memory lost. Regardless you got insurance or not, make pulis lipot is very important to protect your personal interest. Third party can sue you for hit and run if you do not make a lipot.
If you have comprehensive insurance, and if you're the vehicle owner/authorized driver, then you do not need to pay anything. Bumper, fender, bonnet, crossmember will be knocked to closest to original status. New paint will be given to the involved area. However, the signal lamp will only be replaced with cap ayam. Should you request for a brand new original, you'll have to top up the difference. Towing services should also be covered by insurance company. And if you're not the vehicle owner, and your name/IC is not stated in the insurance policy indicate as an authorized driver, you'll have to pay a sum EXCESS, range between 300~500 depending on the insurer previously stated in the insurance policy.
If you have a third party coverage, sorry nothing much you can do/claim. Rough estimation for the knock job is 500. Bumper also can be knock back by using heat treatment, but wouldn't look nice as it will look wavy. New bumper cap ayam should be RM150. No point look for chop shop, you wouldn't know whether that's an original bumper or the previous owner from the donor car is also using cap ayam, in the end you might be paying the same price but getting a used cap ayam bumper. New paint for the entire front part is about 500 as well since it's metallic. Otherwise, if you're cheap enough just spray it pitch black, probably around 300. Signal lamp/headlamps sendiri look for kedai sepepat kasi gao dim.
Good luck
Thank you for such detailed procedure. I have my victim drive me to balai and report yesterday. Left my car registration card at beaufort so the report half done. Asked for the salinan so i can go do a notification to my insurans so the fellow can claim, kena marah gao gao by sarjan say without car card cannot get the salinan report. Today went with car card, the sarjan made report off, so cannot do again. Kena maraha gao gao again when call him and ask what to do because tomorrow cannot come back, I need to work. Sarjan tell me to leave the documents with the victim and he will settle for me. Secondly, get the pulis lipot done within 24hours. If you pass that time, go see doctor and ask for backdate MC, can tolerate up to 72 hours. If passed 3 days also didn't make report, need to go bai hospital MC, stating you're admitted and not fit for going out make lipot, for the cases of victim went into comma/vegetation state, and or head trauma that result in memory lost. Regardless you got insurance or not, make pulis lipot is very important to protect your personal interest. Third party can sue you for hit and run if you do not make a lipot.
If you have comprehensive insurance, and if you're the vehicle owner/authorized driver, then you do not need to pay anything. Bumper, fender, bonnet, crossmember will be knocked to closest to original status. New paint will be given to the involved area. However, the signal lamp will only be replaced with cap ayam. Should you request for a brand new original, you'll have to top up the difference. Towing services should also be covered by insurance company. And if you're not the vehicle owner, and your name/IC is not stated in the insurance policy indicate as an authorized driver, you'll have to pay a sum EXCESS, range between 300~500 depending on the insurer previously stated in the insurance policy.
If you have a third party coverage, sorry nothing much you can do/claim. Rough estimation for the knock job is 500. Bumper also can be knock back by using heat treatment, but wouldn't look nice as it will look wavy. New bumper cap ayam should be RM150. No point look for chop shop, you wouldn't know whether that's an original bumper or the previous owner from the donor car is also using cap ayam, in the end you might be paying the same price but getting a used cap ayam bumper. New paint for the entire front part is about 500 as well since it's metallic. Otherwise, if you're cheap enough just spray it pitch black, probably around 300. Signal lamp/headlamps sendiri look for kedai sepepat kasi gao dim.
Good luck
Went to insurans to fill up form say i langgar this guys car so he can claim. The claim officer say i will be stuck at the police report part there. Ask if the victim can get my police report, can he proceed, she say can. So, ended up call the victim and ask him to remember to get my copy of police report to the insurans company. Or else....
Just yesterday and today alone kao dim the insurans and make police report is already exhausting. Summore kena marah twice by the sarjan i feel like crap the whole day. I hope the whole thing can lepas already la. If tak lepas and i need to go down to that place to deal summore i want to die.
Now to think about the car fixing part.... Looks like gonna cost me arm and leg now.
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