maybe do these...

1) since already rejected once, tell CS that you want to appeal and agree to split Credit Limit from m2cards. See if that's possible.

2) else, try to reapply at Gardens or KLCC (i applied here, the staff is very helpful). immediately request to split Credit Limit for Ikhwan's application. fill up form and they'll print out your EPF statement too (please bring your NRIC! )

3) wait for approval SMS or new card entry in M2U. If nothing happen in 3-5 days, call CS to verify application status. if rejected again, i guess the rejection reason would be other factors.


u mentioned before that you'll be losing cashback for 6 months if couldnt get Ikhwan card. what's your spending? petrol or grocery?

perhaps try UOB One card, if Ikhwan's 2nd application failed.

that's why for cinema, either cimb cr or rhb evo would be nice, can cover both counter/online purchase. but rhb evo is limited to entertainment-related transactions. cimb cr has wider coverage for online transactions, however uob vox can cover both cinema & unifi. dilemma

set to the 8th, so that due date is on 28th.

after ikhwan (to replace m2c visa and complement m2c amex), no rush to get other cards. i've alreayd overpaid my unifi for coming 6 months. got ample of time to wait-n-see

who knows, maybe new cards kambing.

Maybank Zing Card: RM10 fee + RM0.60 GST

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

Zing has its niche benefits, but most of us here are trying to maximize tng with zero reload, and also getting cashback from using credit cards

search this topic with this keyword: "supermarket"

nah, that's normal. currntly account is "offline", usually for acct maintenance/refresh.

try checking it later tomorrow morning. should be fine.

depends on branch.

I applied at KLCC without providing any docs. just printed epf statement using mykad, fill up form, that's it. sales agent even advised to split CL from m2card amex , which I gladly agreed

interesting. any other bills accepted?

to check if eligible for "grocery" cashback, call customer service and ask if your last transaction at Sam's Groceria (dont say u pay bills) is eligible or not.

yeah, cuz Sam's using ePay services. accepts a lot of bill payees.

what surprises is they accept cc for ePay transactions! going to research this if Unifi accepted (or anything under TM), that'd be awesome.

hint-hint fruitie

something like this?

from what i googled, Sam's also acecpting TNG to pay your bills too.

hmmm... the prospect of paying Unifi using HLB Wise at Sam's .......

TM and Astro, two of the more expensive bills to pay Sam accepting cc is definitely a bonus.

btw, how did you pay the bills?

1) bring the hardcopy bill statement?
2) they need to scan the barcode printed on the statement, issit?
3) wonder if we can pay x-amount, e.g. RM300 one-shot, instead of bill amount?

This post has been edited by cybpsych: Sep 5 2015, 01:13 PM

if they manually key-in account number, even better. very likely can ask to pay x-amount as well, say RM100, RM300, RM500, etc, instead of bill amount.

later I go try, muka tebal ask staff to pay unifi bill @ fixed amount, using my ebill (shown thru phone)

been chatting with Sam's Groceria rep over FB about utility bill payment there...

1) Sam's accepts payment for Celcom, U Mobile, RedTone, Astro, and TM only.

2) About TM, Sam's have been accepting all TM bills, as long as the server is linked.

3) About TNB, right now Sam's have facing technical glitch with TNB billing system and as such, cannot accept this bill for payment. Only when TNB sort it, then they are good to go.

Update 20151023: Finally accepting TNB bill payment, verified at Encorp Strand Mall and Nu Sentral.

4) Sam's accepts payment using Credit Cards and Touch 'n Go cards.

5) About bringing hardcopy bill statement, NOT required. You can show the eBill and do ensure the account number is correct before you make the payment.

6) No service charge/fee for paying bills

7) You can collect member points as long as you present your member card before the payment.

This post has been edited by cybpsych: Oct 23 2015, 09:14 AM

the only benefit of cashback tracking via MCC (aka loophole).

e.g. reload Touch 'n Go at Sam's Groceria is under Grocery category. what's been interesting so far is Sam's also offering bill payment too, hence should falls under Grocery category as well.

Note: MCC is a one-time assignment to the cc terminals, not according to your purchase items. what we hope is these grocer outlets offers more misc services to the customers, hence indirectly we can take advantage of credit card's MCC tracking too.