U r the initiator who use the vulgar word "sohai" n u claim it is not vulgar....memory disorder ah....

I keep money in FD as reserved & Forex is hobby, not as investment lah..

You think got people so crazy every month use all money to pay property installment & never keep some as saving & reserved meh ?

Keeping cash not investment lah ! Especially now when interest is so low & inflation so high.

You better do some serious thinking about your future, play along the force not against it.

Though we like make fun of you & Bear2 but we don't want to see anyone here end up under the bridge.. Like someone here says you can't fight against the force in the corridor of power.

I keep cash in flexi account woh....can consider investment mou? No earn interest tim....but just discount interest from my loan nia....hope the student can understand what is flexi loan by now.

FD, forex, saving, reserved not considered cash and part of portfolio?

Mr Student, what portfolio u have? Mind to share your success story?

Yaloh it will take time. The crash will start somewhere. Like in 2015 decrease say -x%, then 2016 -x%, 2017 -x% reach bottom

If you have balls, you could predict in 2015 how many -x% reduction.

But as expected, DDD all talk only. Don't dare to commit a figure. Very simple, because DDD no confidence of what they preach. Deep inside, you all know crash is not going to happen

Grow up ? Be a man ? How to be a man if you don't even dare to commit a figure how much property price will drop in 2015 ? No balls like iceman ?

31 flavors, which are your favorites?

Didn't know uuu could generalize property price?

Let me teach you my strategy about cash lah.....

I keep only small % cash in FD temporarily to buy dead chicken and for emergency. Most cash is parked inside flexi loan a/c to make the loan to zero. Can withdraw when got investment opportunity

You keep cash for years in milo tin to wait for market crash How many years have you waited already ? If you still waiting, very soon your cash will be worthless

Where got generalise. We will pick 5 specific projects and track the prices.

You don't even bother to read what I propose to bearbear

U got small change in pocket???

Nope tats ur farking debt settlement la. Argued b4 ma. Flexi apa flexi. U debt stil at the end of the day.

Plenty. Next v dun buy popcorn fgor show. Buy 31 flavors aisi kilim

LP hilang.

bearbear same like iceman. All kecut when it comes to real numbers. They can only empty talk

ToDay is Friday...I can feel Bearbear is so down..not so hyper active like usual...

Still pening what excuse need to tell gf later

I sincere want to learn from u leh

Only u in lyn can time market wo

Biasa la boss.

Anyway, to me, u jz a lapsap. Rubbish and useless fela.

Studnt another lapsap.