Student....it is called risk and diversification. This is investment 101 you don't even know 

Don't put all eggs into 1 basket. Every investment has its risk. I am happy with some high risk products. And some low risk products. And guess what ? My property investment is considered low risk because my MOF is very low. Most have already fully paid.

Of course you wish me all in KV property market. Because you want to see the UUU die. Does my way of investment disappoint you ? 

Like you meh put all egg in 1 basket, now after sold off egg basket also pawn out, wanna collect egg also not basket to put..

Must be diversified mah, can always move the cheese around, you student never heard of "Who Move My Cheese" story ah ?

Why you so lazy don't want to work hard & earn money to buy property at current price, why you day & night can only wish people bankrupt only you can buy at lower price ?

Now your know lah, owner not so easy fall one as they have other investment supporting their property investment, i am quite sure Showtime not the only one.

Dog eye look down at ppl..

how the f*** the can get loans? bro showtime747, time for clarification time... 90% damm overstretch flippers ....but how to get loans like that?

ur relative better sure, coz this case really need father to chip in and pay... 10k to 12 k havent deduct car commitments.. for sure, 2 cars sumore, staying in 1.5 million, basic also honda/toyota/voks

this is still not overstretching case?

market out there are working on a majority and usually to have include only 2 joint incomes of wife and husband, that is where the house price maxed out, wife and husband cannot take over 50% on housing loans , carloads will take another 10 to 15 %, the rest for children, practically saving minimal..

need 2 generation support buy properties... and needed a 1.5 million sumore, father business man, already guarantor, finish the favour lar... not ppl will not talk bad about them, father guarantor or father borrow loans, ppl where got time to segregate for them..

2 fella need 1.5 million, not enough credit need father support? come on lar.. opt for below 1 million lor , too much lar 1.5 million Goodview baru 728k... ur relative must be sipeh ai face..

all staying together is different storey..

People already said the father is rich businessman lar. This u still dont understand. Even the son no pay, the father also can fully paid up the house lar.

U really never see richman b4....

Didnt kena halau meh???

aiks.....home ground actually

Nah bear2, good article to share with u..

Warren Buffett’s house is the same house he originally bought; but it was not a financial investment in the sense that Warren’s goal wasn’t appreciation in value. Warren bought a house he could afford, and has called it one of his best investments because, “My family and I gained 52 years of terrific memories with more to come.”

http://www.howtofinancemoney.com/2014/10/r...ize-wealth.html

Studio vs No house

Ah Bear Kradun has house & wife leh, What you have ??

i wanna ask any bros here have high-rise going to vp soon cheras area?

I am looking one...

Normal mah ! Usually thread only active during soft launch, official launch, number game, then while construction usually quiet one till almost VP & after VP, renovation time & rental time & flipping time.

Now construction time what to talk about ? Unless been delay lah.

U see OUG Parklane during construction time also quiet mah.. Link 2 for genuine buyer not for zero entry gambler mah so not so many lalat busing loh..lol

He think those house buyer all sleep under bridge one, the moment vp all move in with plastic bag, no need find contractor, no need source for furniture, no need check for defects & ask developer to repair.

Not only he never buy house, I suspect he don't even had any relative & friend or co worker bought a house, maybe people don't want to tell him since he so cast eye on other who own house.

Today Ah Bear jia ka ki again, later sure fire up come to blind shooting us...

party have you sort out what bcp beancounter ask you to do?

If i remember correctly, what i mean is with low salary, one should invest in himself by using the limited resources to upgrade the skill or knowledge in order to demand higher pay. Then only think of prop investment. I never look down on anyone  except those tin kosong self claim expert. Prop investment definately not for low income group.

u can confirm with party, i am merely only highlighting what you said before... party, bcp allow you to talk.. seek clarification from him ok..

One day, this bear bear sure regret and become a property goreng-er one . Haters-turn-to-flippers . Confirmed .

You cant beat them, please join them . Always true . 

According to a recent study in the U.S;

If annual rental is 5% or less of the property price is a poor investment.

Those borrower need over 20 years loan tenure are over stretched.

May be you like to find out;
how many times property price have crashed in land scarce hk and singapore in the last 30 years.
how many years property price has been depressed in land scare japan.
how much property price has moved in the u.s since 2005.
current property market in 2nd and 3rd tier chinese cities.

Don't know whether uuu consider;
co-operatives crisis that resulted host of abandoned projects (and subsequent property price dropped) a property crisis?
abandoned duta hyatt hotel project at jalan ampang/sultan ismail junction the remain of collateral property crisis?

So called huge saving include epf. if individuals saving (i.e cash, saving, stock or any liquid assets) is huge, developers didn't need dibs, low entry cost, etc to move property.

There is no doubt every parents have some saving, most are their retirement fund. If parents have excessive saving, most would have upgrade to a better house, bought a 2nd property for rental income. Counting parents retirement funds as a contingency is family crisis in the making.

Bubble never happen previously doesn't mean will never happen currently or in the future. Most economic crisis (e.g. dotcom, subprime, tulips, kv property) occur because people thought it will never happen.
If you can't afford to buy overseas property doesn't mean others can't afford.
If one find overloaded boat will not survive stormy weather ahead, shouldn't he de board early at the port? kv property is not the only investment opportunity available.

KNS, twist again! Go check your old comment, it's month ago.
So....your 200k leh? Why yesterday twist your word said don't have??? It's ok, where's your 100k since you haven't twist n say don't have?

I said bukit tunku...

He said 100+K reaching 200K even.

Actually we don't care if he have 100K or 100M, is the attitude of own self have nothing but like to look down on others.

Oh shit....your 10k combine income getting smaller!

You still can't see the silver lining in the article after 2 days of analysis. ..sigh

Your boss really waste 5K employing u..sigh

Let me give you a hint, remember REHDA wayang kulit before our budget ? No bulldozer at the end, give incentives somemore ?

talck cock again, Singapore no GST? meh? property price drop 10-30% geh? still drop what.. how Malaysia is immune?

2 years old, HDB flat in SG , brand new , already costed SGD 400k, bet bear bear is dreaming that his RM 5 k can buy that

Malaysia need to crash first before picking up? this si still speculated propertymarket

Guess you didn't know uuu have been shooting me for advocating buying property in the u.s and u.k. is better investment than k.v.
1 or 2 scoop?