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 How to survive with RM2500

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Belphegor
post Nov 12 2014, 10:10 PM

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QUOTE(DeMl @ Nov 6 2014, 09:53 AM)
Car    - RM450
Petrol  - RM300
Rental - RM500
Food  - RM1000
CC      - RM400
MISC  - RM 300

cant think of any way surviving with even 3k salary in kl.
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You have sirloin steak every meal ah? doh.gif

I considered lucky because I am a local and I am currently still staying with my family.

Roughly RM2100 after EPF and Socso

Parent - RM500
Petrol - RM200 (Subsidized by my sister) tongue.gif
TnG - RM100
Saving - RM600
Installments - RM150
Phone Bill - RM100
GF - RM400 (RM100 x 4) tongue.gif

Got some left overs for some misc like daily meal outside, occasional clothes buying..

I still haven't count my insurance and car loan, which is also bared by my sister. Again, I am very lucky actually.
BRC
post Nov 12 2014, 10:38 PM

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QUOTE(Belphegor @ Nov 12 2014, 10:10 PM)
You have sirloin steak every meal ah?  doh.gif

I considered lucky because I am a local and I am currently still staying with my family.

Roughly RM2100 after EPF and Socso

Parent - RM500
Petrol - RM200 (Subsidized by my sister) tongue.gif
TnG - RM100
Saving - RM600
Installments - RM150
Phone Bill - RM100
GF - RM400 (RM100 x 4) tongue.gif

Got some left overs for some misc like daily meal outside, occasional clothes buying..

I still haven't count my insurance and car loan, which is also bared by my sister. Again, I am very lucky actually.
*
means that you cant survive if you stay alone (rent, electric, other misc utilities like astro/TM/water) + pay your own car + insurance

seriously those who says that you cant expect to get paid more
you should stop doing that
inflation is killing everyone and we still say... "oooo RM2.5k fresh grad? that's good"
fresh grads pay in the 90s is already touching 2k and now in 2014 still the same???????????? if not 10-20% increase

houses cost 100-200k back in the 90s
now its >600k (keyword: houses, back then high rise only for flats and very little condos around)


if many MNCs can start paying 4-5k for fresh grads... why the rest cant follow???
there is a problem in the society... want more pay but always quick to say that it is enough for OTHER people


Belphegor
post Nov 13 2014, 08:04 AM

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QUOTE(BRC @ Nov 12 2014, 10:38 PM)
means that you cant survive if you stay alone (rent, electric, other misc utilities like astro/TM/water) + pay your own car + insurance

seriously those who says that you cant expect to get paid more
you should stop doing that
inflation is killing everyone and we still say... "oooo RM2.5k fresh grad? that's good"
fresh grads pay in the 90s is already touching 2k and now in 2014 still the same???????????? if not 10-20% increase

houses cost 100-200k back in the 90s
now its >600k (keyword: houses, back then high rise only for flats and very little condos around)
if many MNCs can start paying 4-5k for fresh grads... why the rest cant follow???
there is a problem in the society... want more pay but always quick to say that it is enough for OTHER people
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Er, stay alone shouldn't be a problem since I already giving my parent RM500 per month, which is more than 20% of my salary. If need to pay own car and insurance then I don't think so la. But then again, if I were to stay outside and pay own car and insurance, I'd readjust my whole finance to compensate the whole situation.

Inflation does not kill everyone, the way of government do things does. Inflation is happening to the rest of the country around the world. The main point is if the government of the country willing to sacrifice some of the yearly budget to sustain their economy. Obviously, some are not willing to.
The Runner
post Nov 13 2014, 09:37 AM

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This Thread remind me of my 1st job time. fresh grad with RM2800(5 years ago)
after all deduct around RM2400

Rend a small room in PJ RM 250
Utility RM ~30(including internet)
Phone RM 30 prepaid
transport ~RM 40 (motorbike)
Parent RM 400
Meal RM 300 (breakfast in office milo and biscuit, lunch and dinner no drink = RM 5 per meal)
entertainment with GF ~150 per month(AA, go movie, and only movie, no popcorn drink etc, sometime will eat good stuff

every month, i will have more than 1k for saving. ^^

This post has been edited by The Runner: Nov 13 2014, 09:38 AM
Belphegor
post Nov 13 2014, 09:49 AM

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QUOTE(The Runner @ Nov 13 2014, 09:37 AM)
This Thread remind me of my 1st job time. fresh grad with RM2800(5 years ago)
after all deduct around RM2400

Rend a small room in PJ  RM 250
Utility                            RM ~30(including internet)
Phone                          RM 30 prepaid
transport                      ~RM 40 (motorbike)
Parent                          RM 400
Meal                            RM 300 (breakfast in office milo and biscuit, lunch and dinner no drink = RM 5 per meal)
entertainment with GF    ~150 per month(AA, go movie, and only movie, no popcorn drink etc, sometime will eat good stuff

every month, i will have more than 1k for saving. ^^
*
5 years ago RM2800, I assume you are in engineer field? So what's your rough salary now after EPF and Socso?

Got RM1000 saving per month, not bad! drool.gif and your GF are okay with AA? What things you guys are going for AA? Meals? Movie?
The Runner
post Nov 13 2014, 10:04 AM

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QUOTE(Belphegor @ Nov 13 2014, 09:49 AM)
5 years ago RM2800, I assume you are in engineer field? So what's your rough salary now after EPF and Socso?

Got RM1000 saving per month, not bad! drool.gif and your GF are okay with AA? What things you guys are going for AA? Meals? Movie?
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believe it or not, I study business and working in normal business line. Just happen to be in luck i joined a MNC.

I still with the same company now. net salary is around 5100.

AA = asing asing

she is my classmate so we have a good practice by that time we paid our own portion for all the thing. for meal, she like to eat japanese food so we will went to sushi king, kiku zakura, and some time(very rare) we will go TGIF. but this expensive meal is normally 1~2 per month. won be more than that cause she also working hard to paid the study loan for 10K.

her 1st job RM2400 gross and she manage to paid all the 10K in one year time. ^^
TheLightningFist
post Nov 13 2014, 10:06 AM

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QUOTE(The Runner @ Nov 13 2014, 10:04 AM)
believe it or not, I study business and working in normal business line. Just happen to be in luck i joined a MNC.

I still with the same company now. net salary is around 5100.

AA = asing asing

she is my classmate so we have a good practice by that time we paid our own portion for all the thing. for meal, she like to eat japanese food so we will went to sushi king, kiku zakura, and some time(very rare) we will go TGIF. but this expensive meal is normally 1~2 per month. won be more than that cause she also working hard to paid the study loan for 10K.

her 1st job RM2400 gross  and she manage to paid all the 10K in one year time. ^^
*
If I may ask, 5100 after how many years of working?
The Runner
post Nov 13 2014, 10:11 AM

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QUOTE(TheLightningFist @ Nov 13 2014, 10:06 AM)
If I may ask, 5100 after how many years of working?
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close to 6 years now, 5100 is net, after EPF, tax, socso.

just got an interview invitation for 7800, hope this will go thru.
Belphegor
post Nov 13 2014, 10:12 AM

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QUOTE(The Runner @ Nov 13 2014, 10:04 AM)
believe it or not, I study business and working in normal business line. Just happen to be in luck i joined a MNC.

I still with the same company now. net salary is around 5100.

AA = asing asing

she is my classmate so we have a good practice by that time we paid our own portion for all the thing. for meal, she like to eat japanese food so we will went to sushi king, kiku zakura, and some time(very rare) we will go TGIF. but this expensive meal is normally 1~2 per month. won be more than that cause she also working hard to paid the study loan for 10K.

her 1st job RM2400 gross  and she manage to paid all the 10K in one year time. ^^
*
Actually what's MNC, I am relatively new in this section so many shortcuts I am not familiar with it. tongue.gif Then what's your position title that time and now?

Oh classmate. Good that your gf have this kind of mindset where you guys split meals. Now and then my gf take turns to pay the bill, but mostly I'm the one who pays. rclxub.gif

This post has been edited by Belphegor: Nov 13 2014, 10:12 AM
The Runner
post Nov 13 2014, 10:20 AM

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QUOTE(Belphegor @ Nov 13 2014, 10:12 AM)
Actually what's MNC, I am relatively new in this section so many shortcuts I am not familiar with it. tongue.gif Then what's your position title that time and now?

Oh classmate. Good that your gf have this kind of mindset where you guys split meals. Now and then my gf take turns to pay the bill, but mostly I'm the one who pays.  rclxub.gif
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I see, MNC = Multi National Corporation

I work in the customer service line(no shift that kind, normal office hours), from operation level to management level lo.

my GF that time is my wife now, now no longer split bill, all paid by me......
Belphegor
post Nov 13 2014, 10:34 AM

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QUOTE(The Runner @ Nov 13 2014, 10:20 AM)
I see, MNC = Multi National Corporation

I work in the customer service line(no shift that kind, normal office hours), from operation level to management level lo.

my GF that time is my wife now, now no longer split bill, all paid by me......
*
Wah customer management level can gross up to RM5100 after deduction? So good? Just wondering if you have any side incomes or investments that you are currently involving in?

No longer split bills but bare the household bill together? Or all still pay under by your salary?
cnvery
post Nov 13 2014, 11:30 AM

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If u cut down the unwanted cost, you can
crystalfenix
post Nov 13 2014, 11:33 AM

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Got ppl less than 1k pun surviving. Lol.

Use public transport ke apa, janji survive jerr la. Lol.
SaberCortez
post Nov 13 2014, 11:33 AM

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QUOTE(danny_rocker @ Oct 8 2014, 03:11 PM)
RM 2500 for fresh grads without experience?  Something is not right here hmm.gif
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This is normal paycheck for IT fresh grad la unker...
sendomike
post Nov 13 2014, 11:55 AM

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degree graduates are already complaining, imagine how diploma graduates are feeling..
d3ck
post Nov 14 2014, 07:33 AM

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QUOTE(SaberCortez @ Nov 13 2014, 11:33 AM)
This is normal paycheck for IT fresh grad la unker...
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2K basic engineering fresh grad here. More sad
JunJun04035
post Nov 14 2014, 07:40 AM

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QUOTE(Pancake1234 @ Oct 8 2014, 12:25 PM)
I came across this article in Star today about "Experts are saying that RM2,500 is sufficient for fresh grads, provided they limit their expenses on luxurious items." What are your thoughts on this? Can we survive with RM2500 working in kl or s'gor area? hmm.gif
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DEFINE SURVIVE:

DRIVE 15K VIVA second hand, loan 5yrs. Live with daddy and mummy

After epf deduction RM 2200

Monthly around RM400 (Little extra saves for maintenance, roadtax and insurance)
Petrol RM400
Food RM900 (Mostly lunch, some weekend treats)
Phone RM100
Give daddy and mummy RM200
Save 200

rclxms.gif rclxms.gif rclxms.gif



SaberCortez
post Nov 14 2014, 09:48 AM

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QUOTE(d3ck @ Nov 14 2014, 08:33 AM)
2K basic engineering fresh grad here. More sad
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sweat.gif sweat.gif sweat.gif sweat.gif
SaberCortez
post Nov 14 2014, 09:52 AM

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QUOTE(Gabriela Fang @ Nov 14 2014, 10:50 AM)
I think anything below 4k is unacceptable for fresh graduates
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Where you want to find? Malaysia companies most have chinese mentality.. pay peanut expect quality like NASA.. pay peanut get peanut lol.. Plus our local uni is exam oriented. You see IT grads, most of them can't even do programming properly.. not even the basic stuff..
sendomike
post Nov 14 2014, 09:56 AM

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QUOTE(Gabriela Fang @ Nov 14 2014, 10:50 AM)
I think anything below 4k is unacceptable for fresh graduates
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I doubt many of us can get RM4k as fresh grad.
Maybe 10% of overall grads who went to OnG field..

The most I've seen is Accenture giving their consulting fresh grads RM3.6k. (non OnG)

This post has been edited by sendomike: Nov 14 2014, 09:57 AM

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