You have sirloin steak every meal ah?

I considered lucky because I am a local and I am currently still staying with my family.

Roughly RM2100 after EPF and Socso

Parent - RM500
Petrol - RM200 (Subsidized by my sister)
TnG - RM100
Saving - RM600
Installments - RM150
Phone Bill - RM100
GF - RM400 (RM100 x 4)

Got some left overs for some misc like daily meal outside, occasional clothes buying..

I still haven't count my insurance and car loan, which is also bared by my sister. Again, I am very lucky actually.

Er, stay alone shouldn't be a problem since I already giving my parent RM500 per month, which is more than 20% of my salary. If need to pay own car and insurance then I don't think so la. But then again, if I were to stay outside and pay own car and insurance, I'd readjust my whole finance to compensate the whole situation.

Inflation does not kill everyone, the way of government do things does. Inflation is happening to the rest of the country around the world. The main point is if the government of the country willing to sacrifice some of the yearly budget to sustain their economy. Obviously, some are not willing to.

5 years ago RM2800, I assume you are in engineer field? So what's your rough salary now after EPF and Socso?

Got RM1000 saving per month, not bad! and your GF are okay with AA? What things you guys are going for AA? Meals? Movie?

Actually what's MNC, I am relatively new in this section so many shortcuts I am not familiar with it. Then what's your position title that time and now?

Oh classmate. Good that your gf have this kind of mindset where you guys split meals. Now and then my gf take turns to pay the bill, but mostly I'm the one who pays.

This post has been edited by Belphegor: Nov 13 2014, 10:12 AM

Wah customer management level can gross up to RM5100 after deduction? So good? Just wondering if you have any side incomes or investments that you are currently involving in?

No longer split bills but bare the household bill together? Or all still pay under by your salary?

That's why now many savings has to do investment or else you are really saving peanuts. Need to roll the money bigger and bigger instead of putting it into the bank.

No I literally mean savings. I mean there's at least RM50-RM100 left every month right? Use those money to do some investments when you roll into a bigger amount.

May I ask what is your major? Wow tahan 1 and half year got close to 60% increment. Nice! What's your current company business nature?

The breakdown, I assume is when you getting RM1800 basic right?

So your current company requires some professional skills or anyone can do it?

I too have my own breakdowns but my breakdowns are alot more expensive.

Yeah that's what I do also. Go lurk around Groupon to find some good deals. Btw, about the Digi 1gb, you sure is only RM18? Confirm? What's the T&C?


I considered lucky because I am a local and I am currently still staying with my family.

Roughly RM2100 after EPF and Socso

Parent - RM500
Petrol - RM200 (Subsidized by my sister)
TnG - RM100
Saving - RM600
Installments - RM150
Phone Bill - RM100 (Subsidize by company)
GF - RM400 (Sometimes overbudget also)

Got some left overs for some misc like daily meal outside, occasional clothes buying..

I force myself to do savings because I've been through times without a single cent to use. There's one time I spent RM4.80 per day for 2 week for transportation. Bring food from home.

I still haven't count my insurance and car loan, which is also bared by my sister. Again, I am very lucky actually.

This post has been edited by Belphegor: Nov 18 2014, 11:41 AM

Haha yeah. Cause my parents are local, that's makes me a local too. My gf have that mindset also. Sometimes when I wanna buy something for her, she don't let also. But that's makes her a keeper la. We are both lucky guy.

My car and insurance total combined is almost 1.2k per month. What's worse is my sister is my insurance agent, that's why she invest heavily on my insurance.

Oh is prepaid ah? I am planning to change to DG smartplan 50 actually. But I am not sure if I am enough and able to settle with 1GB every month. Heavy Facebooker here. So you are using that plan? Any cons besides the one you mentioned earlier?