submit your request here https://www.hlb.com.my/main/personal/cards/WISE-card

the agent will contact you in a few days for verification and document submission instructions.

Quanta already shared it, replying to your same question.

check back previous posts.

This post has been edited by cybpsych: Feb 11 2015, 10:18 AM

why get HLB Essential? it has RM100 AF and RM100 minimum retail transactions in a month to qualify for the cash back.

OCBC Blue/Pink is more simpler? no AF. no minimum spend to qualify for cashback.

he's driving taxi whilst checking/replying forum

very very likely it's based on posting date since HLB tends to recognize eligibility with actual charged amount instead of transacted amount (can be cancelled by user or merchant)

the whole T&C clause #6 mention about posting of transactions to the card.

again, HLB's product managers doesnt learn from customer's complaints, especially on transaction date vs posting date.

which billion location?

Tesco @ IOI City Mall is under GROCERY category.

wait, they finally offer TnG reload now? back in January, they havent have reload service yet if you could reload with UOB One card, that means they allow to reload using CC!

i've tried Billion @ Kajang town before. It was categorized as GROCERY by HLB

good for you.

u requested to terminate the card. what are you expecting from their call?

if u want waiver, very unlikely, so it comes back to the question again, what do u want from their callback actually?

oh, they can! give you 2K max spend with 5% cashback

whatever they're offering now, let's pray they dont cancel or revise it. 'sides, not everyone can afford to own this card due to high cashback eligibility barrier (RM50x10 trans)

yeah, still worth it. even i spent few months adjustming my spending behavior around HLB Wise

so far, so good.

https://www.hlb.com.my/main/sharing-is-caring

Terms & Conditions (EN) | Terms & Conditions (BM)

This post has been edited by cybpsych: Mar 11 2015, 12:02 PM

Read the T&Cs

https://www.hlb.com.my/main/assets/files/re..._t-and-c_EN.pdf

https://www.hlb.com.my/main/assets/files/re..._t-and-c_BM.pdf

Pick up your new trolley bag and arrive on holiday in style
13 Mar 2015 - 15 Mar 2015

More info: HLB | T&Cs (EN) | T&Cs (BM)

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13 Mar 2015 - 15 Mar 2015

More info: HLB | T&Cs (EN) | T&Cs (BM)



This post has been edited by cybpsych: Mar 13 2015, 12:41 PM

my promo code 16QGO

not really, in my case.

when HLconnect introduced eStatement option, the cancelation of hardcopy bill was "ticked" by default (and no way to change it)

ever since i chose eStatement, no more hardcopy bill sent to me.

perhaps your case is due to some specific reasons.

i'm a bit confused how many HLB cards you gotten approved? one in December, another in January?

'bout RM50 rebate (new signup), it should be credit back in 1-2 months. in my case, i got my card approved in end-June, rebate credited 1 month later in July.

HLB updated their T&Cs with 6% GST charges: T&Cs | FAQs | PDS (view Page 2 for the Annual Fees + 6% GST)

Notable changes to Wise's T&Cs and Fees:

1) Added MCC 4900 for Category: Utilities (Electricity and Water)
2) Category: Departmental --> Departmental Stores
3) Added examples Giant, Tesco, AEON Big for Category: Grocery
4) Wise Gold AF = RM169.60 (160.00 Fee + 9.60 GST), Platinum AF = RM318.00 (300.00 Fee + 18.00 GST)
5) Category change fee = RM10.60 (10.00 Fee + 0.60 GST)

This post has been edited by cybpsych: Mar 31 2015, 07:00 AM

let us know when it does.