Shoooooot!! I think I missed the January's rebate! Just checked HLB online and found that my transactions are not posted! Anyone use PayOnline on or after 27th Jan? Any problem?

These are the transactions I have done:
27th Jan : Made 3 transactions via MaxisPay Online using Wise card > Received confirmation email on 27th > All 3 transactions posted on 27th.
27th Jan : Made 5 TNB transactions via UOB PayOnline using Wise card > Received confirmation email on 27th > NONE transactions posted til today.
27th Jan : Made 1 HLB Life Insurance via UOB PayOnline using RHB VS card > Received confirmation email on 28th > NONE transactions posted til today.
27th Jan : Made another 5 TNB transactions via UOB PayOnline using Wise card > Received confirmation email on 28th > NONE transactions posted til today.

All transactions are done between 5:30am to 8:00am.

My all previous transactions never faced this issue. Referring to the 3rd and 4th items, also wonder why I only receive the confirmation one day later while 1st and 2nd received on the same day. Notice the inconsistency there.

And the worst part is I missed the rebate as a whole!     

UPDATE: Just checked TNB online and found that all the payments are not updated on TNB website, so I supposed the transactions never gone through. But how come I received the Approved email from PayOnline. Dang.......

Guys,
I read and found someone talk about "payonline" and "Hotlink".
Can I pay for certain bill and topup for Hotlink (Maxis prepaid users)?

If yes, for Hotlink top up, then I can get 10% cash rebate with my WISE card?

My TNB billing date is 25th/26th so i can't pay any earlier. Another alternative is to pay later in the following month.
No I don't agree. For many months I never have any issues with HLB for transactions on the last week of the month. If u read my case properly, u would notice it's most likely PayOnline screwed up the transactions. If it was HLB problem, then why RHB transaction also never captured?

Yeah, of course must full till the RM50x10.
So Hotlink is 8.25% cash back, that's good.
But, how to apply/access the payonline?

You can never manually calculate to get the exact amount. You never know when TNB come to check meter.

oh, so for example:

Jan:
RM100 x 10 = RM1000 (get 8.25%)
RM1000 - RM82.50 = RM917.50
I pay for RM917.50?

Sorry, Maxis Pay is .... register until HLB website? Maxis website? Maxis office?

That is because your consumption is on average +-rm20 every month but mine can be as low as rm500 or as high rm3200. So ur assumption is not a smart move in mine.

And I see u always highlight 8.25% "actual" cash back which is not actual at all. Please don't confuse anymore new user as you have just confused one.
#1 not every is using gold.
#2 not everyone will use more than one year. If use one year or less then cancel, cashback is still 10% or may be even more.

Thanks for the link. Will try later.
This is my 1st time use, so I ignore the GST and AF first...haha...
oh ya, how about the first time RM50 government charges? I can get it cash back on 3rd month after swipe 3 times (something like this?)

Is there possible to topup for other telcom? (celcom,digi....etc)
Yeah, I'm new user. OK, I just need to know I will get 10% as long as met RM50 x 10 
oh, I lagi confuse. Nvm, I understoodd what you told me up there. I just need to know 10% 

I see. Yeah...maybe will use for 11 months only, will cancel before AF... Yeah, if every month can get RM100, that's very good deal.
I just worry how hard to follow up / make sure all my transactions are RM50 x 10 in that month 
Some times, not more than 10 times.... maybe...so a bit dangerous

haha, thanks for the tips.
So for 29th to 31th.....can consider will be next month count?

As a new user here, if I can hit RM1800 within 60days, I can get free luggage which is not bad.

Another.... what is UOB payonline? Can pay go thru WISE too?
But this will be under which category?

Oh, so better swipe between 1st and 20th, right?
the utilities bill, included Masjid Perbadanan State? Electric? TM?

For me, every month as long as can entitle get 10% cash back even not hit RM100 I'm still happy with it.
Just worry if only RM50 x 9, then that month earn nothing cash back which is bad.

Every month if focus one card, yes...can over RM1k, but the question is....my 2 selected category will never over RM1k, so will never enjoy RM100 cash back every month. But the total cash back will still better than my other card, so still worth for me.... 

Grocery and Petrol.

Wow, thanks for this info. Great to know.

Is it so difficult as it sounds? Must complete 10 transactions in 1-2 weeks la then slow down la and calculate la bla bla...

Petrols, groceries (including touch n go top up), mobile, utilities can be done in RM50 transactions very easily. And why must reach 20th? The RM50 spendings are "minimum rm50", not "must be rm50". 10xRM50 + 2xRM250 also RM1000 what.

As for the spending control (below 1000 to avoid wastage), just monitor ur transaction record/outstanding balance online once in a while will do. After reached 1000 then start using secondary card. Easy.

oh, if that way, I prefer stand in petrol station, maybe one day can earn RM50 to RM80 (deduct discount to those people who pay in cash) hahaha
I plan to apply essential card too, which no need to headache, everything 1%...settle....
Essential card also will start charge for annual fee and gov tax on 2nd year? can waive both of these?

wow...that's great idea...

I usually only make sure i got cashback around RM95-100, then start using second card which gives me 5% cash back... Makes my life easier

5%, which card?

MBB amex. Good for petrol and groceries (and anywhere else that support amex)

Hence I got RM100 (HLB Wise) + RM50 (MBB Amex) = RM150 cashback cap each month. Not to mention I got a tertiary card UOB One to absorb all "others" spending (which neither fall into 3 Wise categories nor supports amex) at 0.3% cashback uncapped, and usually manage to get a few ringgits from it every month lol.

Dont say it stupid la, afterall it is good enough for u to choose it as ur primary card right

UOB's AF and GST can be easily waived, that's why i retained the card. Ya T&C complicated for 5% petrol, thats why i only utilise its 0.3% for "others" category.

Just receive annual fee at rm160.
Anyone manage to waive it by calling the CS? Every month I'm getting average 80 cashback so actually 160 is still worth in the long run.

I'm using these cards at the moment
Wise card - petrol, utilities - TnB & Syabas, mobile - maxis
MBB 2 cards - Weekend - Unifi, Dining and groceries at AEON
HSBC amanah - Astro, weekend dining if Amex was not accepted. Apply this because free tablet and free rm250. My backup card with 1% oversea and 0.3% local

Anyone use wise card to buy somethg from http://www.soukai.my/?
Is it grocery category?

Hi, when does the rm100 rebate show up in my online account? Don't see anything yet..

Guys. I'm new to Wise Card. My first Statement did not show the rebate. Now I just received my second statement and I still yet to receive my first statement rebate.

Both of my statement spending is more than 10 transaction with minimum RM50.

Is it normal for the first two month rebate to show at the third month statement?

I got my new card n activate in 10th dec 2014. I manage to fulfil the criteria for cash rebate (more than 10 transection posted above rm50 for the categories) However, my second statement for january, cash rebate is not there. Is it normal? N combine both dec & jan cash rebate in the coming 3rd statement (feb statement) that will receive in March?

Seems like im not the only one have this problem

all also because of uob payonline? seems like it cannot be trusted anymore...

I think THAT "genius" is the only one holding the card and claim himself as stupid. What a stupid!  

when the sms registation is performed is irrelevant to the participating week/transaction count.

read the T&Cs again.