im sorry for skip many pages to get here,, im only see the 2014 post,

OK,, so this is my situation,

3 weeks ago, i was get bang! from the back, the girl was hit the gas(brake) and bang my wira ass.. after police report me both with the girl who hit me going to the bengkel lah and settled the proses, so after 3 weeks which is today, i saw this topic,, lol..

so my car claim to the girls car (Gen2), the gen2 third party,, same as mine,, so if from the beginning, can i do ODKFK ?.  and if no, when i should claim Loss Of Use?.. after car keluar bengkel can ah?

friend's car got rear ended by viva yesterday, driven by a 60+ yo uncle, uncle say need to fetch kid from school, forgot his number, and took friend's number, say will go report, then sped off

Now, almost 24 hours since the accident, uncle still no report yet, friend's car is under berjaya sompo, cover third party, found out uncle's car is under Tune, comprehensive insu

contacted tune local branch, didnt provide much help, just say the policy is bought in johor branch, ask friend call johor branch, friend went to berjaya's panel wshop, wshop say if uncle no report, he wont be able to claim

cases like this can be classified as hit n run right ?
read about going to oath commissioner and jpj in previous  pages, no quite understand, any sifu can further clarify on this ?

suggest u shop around..i.c..get quo fr two insurer agent or online.. u might not get the same price... normal insurer dont prefer walk in as dont know the customer...higher risk...

where and how they get and store our data?

what is criteria is our risk profile?

is this information from the customer when keyed in to get the quotation?

all insurer had their own risk appetite and not using the same factors.

Morning guy, I need help... my car got bang within my apartment compound... I have the car plate number & CCTV footage... can I claim his insurance...

i have a question regarding a recent accident case of a friend.

1. My friend's car kena bang from the back (Axia bang by BMW)
2. both cars pulled over to assess damage
3. BMW driven by a hired driver (car owner remained in car refused to get down) - not much damage just minor scratches on BMW
4. Axia has big dent and bumper damaged, almost fall off
5. both parties agreed to settle without report police - he will take his car to workshop and get quotation
6. my friend took picture of each car individually, and also the driver's license (he forgot to get the car owner's IC and no picture of both cars in one pic)
Now this is where the problem starts :

1. my friend gave workshop quotation of RM500 to the driver
2. he said it is too expensive and doesnt want to pay, he rather get RM300 saman from police
3. he asked to go to his own workshop located in bangi - my friend lives PJ side (damn far)- and he only willing to bear rm250 - becoz thats what the workshop will charge apparently
4. my friend then said bangi is too far and troublesome, so he will charge petrol and any extra expenses
5. the driver then started getting rude and shouted "report la! report la!" and hung up - he was not contactable ever since - blocked my friend's number
6. my friend decided to make police report and submitted all photo evidence - and he reported as langgar lari tanpa berhenti

so question is... will my friend be able to claim against the BMW insurance? (since different driver/owner)

and secondly, what is the best approach to get reimbursement? he only wants his money back for repairing his car.

by the way, how to get insurer details from jpj?

easy to get? what to tell and who to look for?

@saigetsu

Hi bro.

My Myvi 1.5 kena langgar from behind and was in workshop for almost 6 weeks. I claim already Loss of Use, they offer RM30x16 days only. I understand that they only pay for working days, but 5 weeks is like 30 working days. That RM30 is the minimum rate per day right? What is maximum rate for Myvi 1.5? The workshop wrote the initial appeal for RM50x40 days.

Tq

Hi, can a car claim from their own insurance for the second times in the same year? since first time already done and NCD gone to zero already...

possible?
saigetsu

Hi TS! My situation

- Car hit by another car back in Jan 2019
- Police determined other driver is at fault, got the keputusan already
- Tak sempat bring to shop my husband pulak got into accident (own fault)
- life happened, so basically only today finally got the chance to bring car to shop
- our concern is to get the car back as soon as possible. paling boleh tahan 2 weeks, by raya memang really need it already
- damage is minor cracks to bumper and license plate

was told by an agent that one option is we can claim using lawyer, so the car should be out in 4-5 days. the lawyer will take our LoU as his fees.

is this legit? what's the risk? any other procedure?

thank you!

Hi TS.

My situation.

Car hit within apartment compound. I reported police, the one hit me also reported 1 week later.

The tricky thing is here

Keputusan is set on 16th June, but i already booked my repair on 12th June. But keputusan can say is I no wrong because mine is a parked car and not moving and kena hit.

My car is comprehensive 1st party. The hit me one i duno.

So i send in to authorized workshop to do repair. The repair timeline agak agak is 1 week.

Question.
1. Go for OD-KFK claim ? Since i 100% confident i am not wrong?

2. Go for 3rd party claim? Will it is hassle?

Which is advisable? Or wait for final keputusan and then only send to service center repair? My concern is will the claim amount be disputed, although i send in to authorized workshop service center. Later bill 5k, compensation only 3k or 4k?

And do i need the other party police report to claim this? Or i need the keputusan report to make claim?

1 more question

Mine is comprehensive policy. The another party lets say is a third party coverage policy.

Under this scenario, can i go for ODKFK?
I was read somewhere here that ODKFK requires 2 party both the victim and the offender to have comprehensive coverage only can work.

If not then go for tppd

Very confused now also.

Hi TS, I got knocked from behind last friday and reported in less than 24hours. What should I do next? All I get from the police station was a receipt looking thing where I filled up before they take my statement.

so i still need the results lar?

1.Hi TS, for my case, I was told by the workshop guy he will submit the claim to my insurer and my insurer will claim back from the other person's insurer. Is it normal?
2. How to claim " CART"? , is it through my insurer which is the same method as described above or claim directly from the other person's insurer?

My case is someone bang my car.
I put my car to a workshop. Then I consider renting a SOCAR during repairing days (around 2 weeks)
My question is about paying back the rental car expenses from a 3rd party insurance company.

If I rent a car which is satisfied means the same or smaller engine (cc) than mine and from a proper rental company,
a 3rd party insurance company would pay me back the total amount of rental fee that I spend base on repairing days.
Or,
they only pay me back the only calculated amount base of adjuster's expected repair days?

For example, I spend RM1,000 for 2 weeks.
But if the adjuster's estimate repair was 1 week,

Does the company pay me RM 1,000 or cut down RM500 then pay me RM 500?

Hi TS,

This car i sold to a friend. He still didnt settle all the payment so we still didnt change name.

Then around feb he accidentally bang a motorcycle. Just a small scratches. He bring the motorcycles & do a police report.

But they came to an agreement no insurance claim will be made.

Then this letter come to my house. But the letter said no document needed. Tried to called insurance but always line busy.

Can u pls assist.

Currently i asked my friend to contact the motorbike owner.

Hi all sifu, my car has been bang by a car @ End of May.
Claim his insurance and sent to workshop for a week,
after that workshop ask me courier the document to his insurance copy(AIG) to claim loss of use,
about 1 month liao but no reply at all, how suppose the procedure work?

I have a situation.

My wife's car got hit from behind. Minor dent.

The guy who hit was not owner.. driving his uncles car.

The uncle came to the scene of accident.. he had walkie talkie in his hand. we Took pictures and phone number but the guys refused to share IC and license. Die die say number plate is enough. And when my wife asked again he became aggressive and shoved the IC in her face and warned her "only for you to see, happy now?"

He said will settle if affordable if not asked us to claim insurance. He even asked us to go to his own workshop in batu caves to fix the car. Make it sound almost like they are syndicate in PJ to cause accident and generate business for his workshop.

Now I'm worried we cant claim the insurance since the owner and the driver is different. What if the car has no 3rd party insurance?

How is the best way to resolve this? We otw to police station to make report.