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 Accident 101: i teach u claim loss of use

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TSsaigetsu
post Oct 15 2018, 01:41 PM

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QUOTE(#Victor @ Oct 15 2018, 12:12 PM)
The CART/day is depend on engine displacement of ur car and the number of days is subject to adjuster's discretion doh.gif
user posted image
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This
TSsaigetsu
post Oct 15 2018, 01:46 PM

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QUOTE(remeron @ Oct 15 2018, 01:45 PM)
Oh okay, there's not a big issue I assume?
By the way, is it advisable to ask the lawyer to get a statutory declaration from the witness of what he saw?
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Have u report to ur insurance co? They will do everything for u.
TSsaigetsu
post Oct 15 2018, 03:42 PM

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QUOTE(remeron @ Oct 15 2018, 02:01 PM)
Ya I have reported. Should I tell them about the witness?
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why not. but actually u gonna lose your ncd no matter what. so no need to report also can. court going to favour him. or else who gonna paid for the hospital bill and his suffering.


TSsaigetsu
post Oct 16 2018, 09:23 AM

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QUOTE(Davez89 @ Oct 16 2018, 09:06 AM)
What if he had his cam working that shows the motorcyclist ran red light?  Will he still lose his ncd?
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Car vs moto

Motor got injury, doesnt matter if motor is party at fault, car ounya ncd will burn.

Coz somebody to protect someones life.
TSsaigetsu
post Oct 23 2018, 08:50 AM

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QUOTE(nasiayam @ Oct 22 2018, 10:03 PM)
finally got my claims, more than 3 months after accident, can cover 90% of the repair cost

so Third Party Property Damage claim against motor is possible!
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u r lucky guy coz he is not injured. if motorcycle injured gg lah.
TSsaigetsu
post Oct 23 2018, 02:49 PM

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QUOTE(nasiayam @ Oct 23 2018, 01:01 PM)
he was injured but not serious, called ambulance for him, but not sure if he claimed my insurance since his was comprehensive

if he injured then i'll have issue in claiming his insurance?
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he didnt claim. coz u have successfully claims third party against him.
TSsaigetsu
post Oct 25 2018, 01:11 PM

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QUOTE(azam_halim @ Oct 25 2018, 12:34 PM)
Is this still legit?.. Coz i saw in insurans quotation, need to do some add.on for this (or i didnt understand correctly..)

btw i just read the first post
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This is for when people bang u. The one that u need to buy is when u bang someone or salah sendiri.
TSsaigetsu
post Oct 29 2018, 02:15 PM

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QUOTE(PuDing92 @ Oct 29 2018, 01:42 PM)
hi

my car was involved in a hit and run. already made police report and already received the report.

I have the car plate no in the report.

so how do I claim to the offender`s insurance ?

he/she did not make any report as checked by the traffic police.

so what should I do now ?
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go to jpj to find out his insurance company. then go to any workshop ask them if they do third party claim..
and they will assign lawyer to you. lawyer will tell you what to do next

which include go to pesuruh jaya sumpah to make statutory declaration that another car hit u. u wana claim against him
TSsaigetsu
post Oct 29 2018, 03:08 PM

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QUOTE(PuDing92 @ Oct 29 2018, 02:19 PM)
for the lawyer and stuff, I don't need to pay anything right ?
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jpj u pay, statutory declaration u pay, police report u pay. keep receipt. and claim back from them via lawyer.


TSsaigetsu
post Nov 7 2018, 03:08 PM

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QUOTE(geelim77 @ Nov 7 2018, 03:02 PM)
adoi, just received offer letter....they only offer RM30 x 7days = RM210, instead of actual 14days which my car was in workshop.

I even include receipts of car rental (rm75 x 14days = rm1050) during LOU submission, why they only offer claim of RM210 so low?

now need to write letter to decline their offer n ask for more.

possible still got hope to fight to increase higher claim?
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go fight for your right. say BNM say can. or else threaten to report to bnm

TSsaigetsu
post Nov 8 2018, 09:43 AM

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QUOTE(geelim77 @ Nov 7 2018, 04:07 PM)
boss
can claim both CART and car rental?
OR only allow to claim either 1 only?
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satu je

amboi
TSsaigetsu
post Nov 15 2018, 09:55 AM

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QUOTE(geelim77 @ Nov 15 2018, 09:51 AM)
YIIPEEEE!!!!.....1 week after my appeal letter to them, today they finally offer me the full amount I asked for.
seriously, the 1st offer they gave was a friggin low ball.....lucky can get back my car rental money.

Thank all sifu for your wise guidance and knowledge thumbup.gif  notworthy.gif  :thumbsup:
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Can u share a bit what did u say to them?
TSsaigetsu
post Nov 15 2018, 10:36 AM

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QUOTE(geelim77 @ Nov 15 2018, 10:14 AM)
mainly just copy n paste what i read here.....LOL
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Good good.
TSsaigetsu
post Nov 15 2018, 11:37 AM

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QUOTE(topearn @ Nov 15 2018, 11:04 AM)
Hi ts, first of all, I really appreciate your kindless to help everyone here who needed help when they encounter accidents. U R still doing this after over 4 years. God will reward you for your kindness.
Anyway, my car too was hit from behind nearly 2 weeks ago and am now waiting for the Keputusan case to be completed. Seems that these 4 reports are needed to submit a claim
1. police report - 3rd party
2. policy sketch plan
3. police investigation report
4. police's photograph of damage vehicle
I wonder if these 4 reports from the traffic police is sufficient to make a claim to Pacific Insurance ? I checked from this site - https://www.mycarinfo.com.my/ISearch/Enquiry?version=b2c

that the vehicle which hit me is their insurer and it's 3rd party insurance.

Is this how I should proceed to claim against Pacific Insurance ?

Wait for the 4 items to be ready and submit them together with all the rest, like IC, driving licence, car registration, insurance policy, etc - to Pacific Insurance ?
Meantime, can I send my car to any workshop for repairs ?
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send to workshop first. ask them if they do third party. and from there, ask them what document required. they will settle for u.
TSsaigetsu
post Nov 17 2018, 10:47 PM

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QUOTE(AyamBannedTwice @ Nov 17 2018, 10:40 PM)
Involve in accidents on Sept
Till today haven’t got time to send to workshop to repair
Can still hantar ke? Because i got my keputusan case already
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Dunno. U should send ur car within 14 days wor. But try ur luck la.
TSsaigetsu
post Nov 19 2018, 04:27 PM

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QUOTE(topearn @ Nov 19 2018, 03:18 PM)
My car was hit from behind. Can I send to any workshop and claim from the insurance company of the car that hit me ?
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callur insurance first. find out the panel workshop.
TSsaigetsu
post Nov 20 2018, 10:02 AM

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QUOTE(victorian @ Nov 20 2018, 09:01 AM)
My car was in the workshop for 2 months (60 days). I had to use other mode of transport like lrt in between but I did not rent a car. Do you think the insurance will pay for the full 60 days without a car rental receipt?
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No.

Can only pay based on my first post.
TSsaigetsu
post Nov 21 2018, 12:05 PM

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QUOTE(m.dandollah @ Nov 21 2018, 11:59 AM)
Hi. Accident from 2015 but haven’t claim LOU still can claim now ke? I have all the documents just always forgot to claim one.
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lul

u can try ur luck
TSsaigetsu
post Nov 26 2018, 07:51 PM

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QUOTE(Forgotoldaccount @ Nov 26 2018, 07:20 PM)
Hi, may I ask, if a workshop approach me during accident, they are not panel of my insurance but a paim panel workshop. Is that okay?
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Better not. Though no harm. Usually they sapu loss of use claim
TSsaigetsu
post Dec 19 2018, 02:39 AM

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QUOTE(Scissorshand @ Dec 15 2018, 07:42 PM)
Just this morning, got smacked by bike. Rider had banks licence but short of proving legal road tax as he claimed the bike belongs to his brother whose in another state

I was informed its hard to claim against bike.. What the adv..
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Can claim. Just ask hm what is his insurance co. Contact tje insurance com make sure both make police report within 24 Hours

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