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 Accident 101: i teach u claim loss of use

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TSsaigetsu
post Dec 20 2018, 01:18 PM

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QUOTE(KOHTT @ Dec 19 2018, 10:46 PM)
A red proton bang me from the back this morning in Sri Petaling area.

We negotiate and I requested him to pay me RM200 but that guy keep saying he only have RM50.

I told that guy just give me whatever you have first and please pay RM150 later.

I followed up with sms later which ask that guy to paid me by end of today otherwise I shall report to police.

He was not please with my request and said that I have agreed earlier that RM50 is the settlement and went ahead to police to lodge report first.

Later police called me and told me if I want to claimed insurance and make police report, please refund the RM50 to him. Otherwise there will be complication later when police issue saman to him and claim insurance from his insured.

I tried to call that guy but he is not answering now. Is what police said correct and anything else I can do?
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U will have problem if he didnt make police report. To confirm it happened. Pls notify ur insurer oso.
TSsaigetsu
post Dec 20 2018, 08:07 PM

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No. You can actually still make A police report. In order for you to make a claim, both parties need to make a police report. If he already compensate you, will unlikely make a police report.

When both parties make a police report police will determine who is the party at fault. The police will produce a document call ed keputusan. And the report is the one insurance need to process your claim.


TSsaigetsu
post Dec 27 2018, 10:27 AM

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QUOTE(mokkf82 @ Dec 27 2018, 10:23 AM)
I had accident on 15th Dec. Report made the same day, but waited almost two weeks now for the keputusan to ready. Still no feed back from the runner yet.
What is the fastest way to get the keputusan?
Without it, my car cannot be fix and claim the fellow that hit me from back.
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follow up la. usually 2 weeks je
TSsaigetsu
post Jan 4 2019, 03:25 PM

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QUOTE(mokkf82 @ Jan 4 2019, 03:13 PM)
Problem is it's not the workshop who follow up. I send my car back to the Manufacturer Service center, so they will not chase for the keputusan, but the runner did. But it takes ages for the runner to get the keputusan, as Sarjen takes long time to do the report.
Can we just call the polis station and ask for it?
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Can. U got the number ref. Can call and ask for status
TSsaigetsu
post Jan 22 2019, 10:57 AM

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QUOTE(Despatchboy @ Jan 17 2019, 07:55 PM)
Hi, one question can i claims LOU from my insurance if i banged ppl? Thank you.
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no. unless u bought a cover called CART during renewal of policy

compensation against repair time.


TSsaigetsu
post Jan 24 2019, 12:28 PM

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QUOTE(Lada Putih @ Jan 24 2019, 11:18 AM)
Hi guys
My case is that I'm a parked car
Neighbour car knock into me and slam my door till paint chipped
I acquired cctv showing neighbours car plate
Upon balai Pulis carplate doesn't tally up
Neighbour avoids me like a plague
One late wee hour I caught them coming back
I took pictures of their road tax

Currently my question is that
The guy who knock me is an Indian
Name show up at balai is a Chinese
How do I proceed from here?

AM I still able to claim from their insurance?
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yes. u can. claim from the real owner which is malaysian. doesnt matter skin colour.

make police report, who is the car owner, who is the driver.

claim thirdparty under bang and run


TSsaigetsu
post Jan 24 2019, 12:30 PM

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QUOTE(Lada Putih @ Jan 24 2019, 11:18 AM)
Hi guys
My case is that I'm a parked car
Neighbour car knock into me and slam my door till paint chipped
I acquired cctv showing neighbours car plate
Upon balai Pulis carplate doesn't tally up
Neighbour avoids me like a plague
One late wee hour I caught them coming back
I took pictures of their road tax

Currently my question is that
The guy who knock me is an Indian
Name show up at balai is a Chinese
How do I proceed from here?

AM I still able to claim from their insurance?
*
What you need are:
1. IC
2. Police report
3. Police decision
4. Car damage picture FROM the police with the report number
5. Your insurance policy.
6. The other party's insurance details (can get from JPJ, but you need to have the police decision first to request, normally if you are victim and police has ruled in your favour, JPJ will give)
7. A front page letter stating all the above are true and that you want to claim third party. You may need to summarise your case also.

You can also use https://www.mycarinfo.com.my/ to check which insurance the other party is using. Don't think can use for the above though.

TSsaigetsu
post Feb 8 2019, 03:47 PM

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QUOTE(HMMaster @ Feb 8 2019, 03:05 PM)
Recently I hit someone at the rear (both car rear to rear). What is the process for the insurance claim? (Both car)
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https://forum.lowyat.net/index.php?showtopic=3547924&hl=
TSsaigetsu
post Feb 26 2019, 06:43 PM

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QUOTE(jerm57 @ Feb 26 2019, 06:15 PM)
Last month my car got hit on the rear fender. The unker only offered peanuts to settle so opted to just make police report. Fast forward to today and still got no keputusan because the unker didn't make report. The sarjan say nothing I can do, JPJ will just blacklist the car owner. :/
Is this case solvable?
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can claim third party. but u have to make declaration first with pesuruh jaya sumpah

n u also need uncle plate number
TSsaigetsu
post Feb 26 2019, 10:04 PM

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QUOTE(jerm57 @ Feb 26 2019, 07:20 PM)
So after getting the sworn statement from commissioner of oaths, do I go back to polis or to the insurer? I also took pictures of the unker's plate and car.
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go to jpj, find out what insurer he is. need to pay jpj. then contact his insurer, tell them what happened. and ask what doc they required. the sworn statement from comissioner is one of it. then go to any workshop ask them if they do thrid party claim. uf yes u send ur car there, pass all the doc required to the workshop. workshop will settle for u.
TSsaigetsu
post Mar 10 2019, 06:44 PM

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QUOTE(SwarmTroll @ Mar 10 2019, 06:13 PM)
Guys, if kena langgar kereta from the back while parked, and number plate cannot confirm (witness say is lorry but cannot give me the plates correct num lol) means Own Damage Claim la? Its a hit and run
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Yup. Unless get a cctv nearby. Then u may have chance to claim hird party
TSsaigetsu
post Mar 10 2019, 09:11 PM

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QUOTE(SwarmTroll @ Mar 10 2019, 08:06 PM)
No-fault own damage claim also difficult is it? Cause there is two: NF-ODC and ODC from what I have read. I was reading from Ringgitplus.
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U dont have the plate number, doesnt matter, u will lose your ncd.
TSsaigetsu
post Mar 11 2019, 10:55 AM

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QUOTE(japman @ Mar 11 2019, 10:40 AM)
Hi, got into an accident 2 weeks ago. Bought the police report and keputusan. The other party is wrong and I would like to claim from his insurance.
I asked my insurance agent if I can send my car to my own insurance approved workshop for repair but was told I need to go the the other party's insurance approved workshop instead.
Is this the procedure? How do I get to know the other party's insurance company?
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What vehicle hit u?
Taxi, bus?

U can send to ur own insurance approved panel if private car hit u. Commercial car like taxi bus lorry cannot. (Can if they do third party claims).


TSsaigetsu
post Mar 11 2019, 11:07 AM

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QUOTE(japman @ Mar 11 2019, 11:05 AM)
Thanks for the fast response.
It is a private car.

In that case I can send to my insurance approved workshop, but why did the agent told me that they are not involved and need to go the other side. vmad.gif
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In the event of accident, better called insurance then agent. Next time renew online. Membazir je bayar 10% but agent useless.
TSsaigetsu
post Mar 14 2019, 08:14 AM

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QUOTE(SwarmTroll @ Mar 13 2019, 07:40 PM)
Car insurance better renew online? Im doing mine through my agent, agent will charge 10% more?
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The correct term is that if u purchase insurance directly sama ada Branch ataupun menerusi talian anda akan dapat 10 persen diskaun.

Kenapa Google keyboard voice boleh memahami bahasa Melayu tetapi bahasa inggeris tak boleh.
TSsaigetsu
post Mar 14 2019, 12:09 PM

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QUOTE(SwarmTroll @ Mar 14 2019, 11:43 AM)
I got my insurance through bank/agent, gonna renew soon. I'll ask the insurance company themselves to see if its true to get discount from them.
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its bank negara requirement mang. dont waste ur time, just renew online.
TSsaigetsu
post Mar 15 2019, 06:32 AM

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QUOTE(SwarmTroll @ Mar 14 2019, 10:00 PM)
Renew online there is discount ke? Cause now I have my quote that I got from agent, wanna see if doing it another way will be cheaper.
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When u renew either branch, online, or telephone, u will entitle 10% discount coz u didn't use agent service.


TSsaigetsu
post Mar 15 2019, 02:19 PM

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QUOTE(SwarmTroll @ Mar 15 2019, 01:41 PM)
Apparently Allianz online has no rebate as I have checked with them, are you using any good ones that can be renewed online with rebate?
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Y dont u print screen let me see the breakdown cost. Cannot be takde. Allianz is the biggest in malaysia. How could they do that.

That aside, aig, etiqa amgeneral
TSsaigetsu
post Apr 3 2019, 10:52 AM

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QUOTE(8sg9ft @ Apr 2 2019, 07:54 PM)
Sorry to ask about police reporting here. Let’s say i got bang from another car at my door while i was switching lanes, if both of us make police report, will there be such a thing as police come up with a result stating both parties are in the wrong and therefore both need to pay saman?
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if police cant decide, they will not saman. the case will fall under "refer to insurer" category.

TSsaigetsu
post Apr 8 2019, 11:47 AM

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QUOTE(Gold_Moderator @ Apr 8 2019, 11:06 AM)
Can third party insurance claim ? If let say my friend car is insured 3rd party insurance. He go bang some one.
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can.

as the name implies.

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