but need the moto rider to report also..so far, no report by them..call no pickup one

i have his no plate..how to check his insurance company? can check online?

Hi everyone. Just got banged behind by a motorcycle. The story is like this.

Was driving from zoo negara to UK Perdana to pickup a passenger (I'm an Uber driver). I knew the way to go UK Perdana was a bit further upfront but then my waze said turn left. I panicked all of the sudden, hit the brake without realizing there's a motorcycle behind me. I saw him skidded on the road and then he hit me. He only suffered a little bit scratch here and there but his motor(a 125cc probably. Not sure) rear view mirror was broken and got some scratches. My car though was dented and my rear lamp on the left was broken.

Long story short, I agreed to bear his cost to repair for his bike, then I sent my car to a workshop. It will cost me RM16xx to fix my car.

I still haven't done any police report yet. Should I go and report it? Can I claim from my insurance company? My car is only 3 months old. I asked the workshop guy, he said it's better to pay cash instead of claim from insurance. Is it true?

Hi there, recently my myvi got bang by a trailer/lorry, serious damage, facing a lots of issue for claim, hope that you all can give some advise

1. 08/02/2017 - My myvi bang by a trailer from the side
2. At first, my car was tow to my friends workshop, then I am advised to send my car to perdua panel due to it is 3.5 years car, consider a new car, can claim original parts
3. 14/02/2017 - Tow to Perdua Panel
4. 22/02/2017- Keputusan out, its the trailer fault, submit all documents to Perdua
5. Perdua claim advisor advise me to contact the insurance company myself, to ask whether I able to claim OD KFK, without further explanation, just ask me to call.
(To be honest i have no idea wat is OD KFK, third party claim before this)
6. I call Aianzz,
  1st advisor
  advisor said normally if involve commercial/public transport, cannot claim OD KFK, can only can on third party.
    2nd Advisor
    Can claim on OD KFK if the trailer is less that 10 tan. (But the trailer is more than 10 Tan in my case)
7. I call up perdua to inform what Alianz told me, and hope to claim on third party, but Perdua advisor told me Perdua did not do 3rd Party claim, can only claim OD KFK.

Its been 3 weeks, my car still in perdua workshop but yet to fix
So in this case should I repair my car in Perdua but claim on OD? or should I go outside panel to do 3rd party claim?
(someone told me, even outside workshop can claim original parts)

In the end, I ask Perdua to submit as OD KFK, if cant then will be OD.
Have no choice , because outside panel might able to claim third party faster, but my car damage is too serious, everyone advise to back to Perodua. Perodua guy told me actually they can claim 3rd party, but most of them don't want to do so, because it might take up to 6 months-1 year.

Aiksss, the trailer driver get 1 saman RM300, the victim have to lost NCD, pay for towing, have no car to use (2-3 months), take grab everyday    

In the end, I ask Perdua to submit as OD KFK, if cant then will be OD.
Have no choice , because outside panel might able to claim third party faster, but my car damage is too serious, everyone advise to back to Perodua. Perodua guy told me actually they can claim 3rd party, but most of them don't want to do so, because it might take up to 6 months-1 year.

Aiksss, the trailer driver get 1 saman RM300, the victim have to lost NCD, pay for towing, have no car to use (2-3 months), take grab everyday    

If car more than 5 years old and someone else crashed into my rear, still can claim from the person's insurance for new body parts & repair costs?

My car was parked at the grass area next to the road near Pantai Hillpark Condo. I seldom use the car, maybe 4-5 times a year. Last month one car crashed into the back of my car that was parked there. Someone call me at work n i came home to see the car. The problem now is, during that time my car road tax & insurance just expired. I do know the car registration number of the car who hit me. Can i still make 3rd party claim over his insurance since the police result report said he is at fault.

15/2 - car got rear ended, sent into workshop
7/3 - finished repair, claim under OD-KFK

double checked with workshop, whether can claim loss of usage, they say can, even printed out a notice of claim for me, so, after handover the docs to insurance company, just wait for their news ?

mine, just noticed that the letter doesn't have any contact method other than address, guess i'll have to re-type the letter myself,
the thing is, the workshop clerk typed RM50 x 7 days, but my car is a 1.5, so, should i just leave it as it is, or should i change it to RM30 x 7 days ?

Short answer: No, google search on "insurance betterment"

Long answer:
1) Insurance will replace similiar age old parts from chop shop with similiar wear & tear or years. If there are no old parts, you need to top up for the new part.
e.g. chop shop old part rm300, new part rm500, you need to top up rm200. Insurer will only pay rm300 max.

or

2) You can request to install new parts, with agreement you will top up the difference.
The other party insurer is not stupid either and will try to lower their claim cost.

Doesn't matter OD or 3rd party claim, non panel workshop will still claim from the insurer. If non panel even worse, insurer generally pay lower % as non panel generally means "cheating" kind of workshop. That's the reality in Malaysia.

Back to the point, if your repair cost with new part is rm500, or with old/used part is rm300. The insurer only agree to pay rm300 to workshop (no matter panel or not), workshop will still tell you to either accept rm300 parts, or you top up rm200.

Also, most of the time in these cases, non panel will ask you pay cash full amount, then you yourself go claim from 3rd party. You can submit rm500 claim, but the insurer (whether OD/3rd party) will only offer rm300 due to betterment. Accept or not, you bring to court/PIAM/etc. still same.

If you don't want, leave your car in workshop forever, or you tow/drive it to somewhere else. Or with rm300 you buy new parts and install/fix yourself to save the labour cost.

for Loss of Use, anyone have claim for those expenses incurred like buying the keputusan, police reports? my claim insurance officer told me can...

I mean to claim the third party insurance for all the cost incurred eg. loss of use, RM spent for police reports, keputusan

Need some advise if i can claim LOU on my recent accident

Facts:
- Motorcycle bang into my car, his fault for ramming into me at the traffic light.
- Police report made.
- Claimed my own insurance for the repair since i can't claim motorcycle's insurance.
- Took almost a month to complete the repair.
- Kurnia is my current vehicle insurance company.

Now, when i check with the service center who did my claims, they say i can't claim LOU because when i renew my insurance last year i did not opted for LOU (which i didn't know there's an option to opt for it).

I was told i will have to pay additional on top of my sum assured for my yearly insurance.

Am i getting the correct information? Or is the LOU claim something that is already included in all standard insurance policy?

I don't understand, can i claim LOU or not? And does Kurnia requires additional payment yearly for LOU claims?

Wait, i can claim car insurance from Motorcycle?

How does that work????? I was told that once a car is hit by motorcycle, it's gg regardless who's fault it is.

But too bad i already done the claim with my own insurance.. sigh

Had an accident last week where car open door and i fly from my bike.

im riding a superbike.

now police report made, insurance customer service say either i claim own insurance or i claim 3rd party. Judgement is car wrong, he illegally parked and open door without looking.

any advise on this part?

they say 3rd party i can pay the damages first, but shop quotation need out and adjuster see how much can claim, adjuster fee also paid by me.

i am afraid it is gona take 6 months, workshop say 3rd party always slow.

I have 0% now. next year i wont get ncd.

ya 1 week+ kena open door.

if claim 3rd party, can i pay first? scratch also they let u claim meh.