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Credit Cards Balance Transfer (BT) Plans V3 - Banks Offer List

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victorywp
post Sep 24 2014, 05:22 PM

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QUOTE(brotan @ Sep 24 2014, 04:52 PM)
so what is it that ppl report about the 2 different set of numbers?
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maybe they bt from different banks cc and the waiver only appear from one of the bt while the other(s) still pending.
LostAndFound
post Sep 24 2014, 09:04 PM

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Repeating question from v2 cos by bad luck it was just before v3 start.

I wish to BT to my maybank card from OCBC card. Can I only BT up to statement amount or can BT the current amount (I wish to BT two statements and don't want to submit 2 BT applications). Dunno whether this is considered overpaying due to current amount not being inside the last statement.
victorywp
post Sep 24 2014, 09:08 PM

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QUOTE(LostAndFound @ Sep 24 2014, 09:04 PM)
Repeating question from v2 cos by bad luck it was just before v3 start.

I wish to BT to my maybank card from OCBC card. Can I only BT up to statement amount or can BT the current amount (I wish to BT two statements and don't want to submit 2 BT applications). Dunno whether this is considered overpaying due to current amount not being inside the last statement.
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as i know they take statement amount. or maybe you want to take the risk and try whether they accept current amount.
bearbear
post Sep 24 2014, 09:50 PM

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QUOTE(victorywp @ Sep 24 2014, 05:22 PM)
maybe they bt from different banks cc and the waiver only appear from one of the bt while the other(s) still pending.
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funny because both acc also received money.
goliath
post Sep 24 2014, 09:59 PM

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QUOTE(victorywp @ Sep 24 2014, 09:08 PM)
as i know they take statement amount. or maybe you want to take the risk and try whether they accept current amount.
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Wondering if I can choose the amount I want to BT rather than following the statement amount... hmm.gif
smartly
post Sep 24 2014, 10:11 PM

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i do MBB BT, card service ask me to amend BT amount to the hundred multiplication... why not following the exact outstanding bal from the statement of the card ? any shortfall we need to top up ?

e.g
statement is RM5678.90
mbb settle RM5600.00

we need to settle the short fall ?
victorywp
post Sep 24 2014, 11:08 PM

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QUOTE(smartly @ Sep 24 2014, 10:11 PM)
i do MBB BT, card service ask me to amend BT amount to the hundred multiplication... why not following the exact outstanding bal from the statement of the card ? any shortfall we need to top up ?

e.g
statement is RM5678.90
mbb settle RM5600.00

we need to settle the short fall ?
*
always mark up, for eg, rm5601 statement you put rm5700 for bt. so no shortfall problem.
victorywp
post Sep 24 2014, 11:11 PM

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QUOTE(goliath @ Sep 24 2014, 09:59 PM)
Wondering if I can choose the amount I want to BT rather than following the statement amount...  hmm.gif
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no, have to follow the statement amount and in multiplication of rm100.
romariotan82
post Sep 24 2014, 11:11 PM

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QUOTE(brotan @ Sep 23 2014, 11:40 AM)
upgrading my pbb visa gold to visa signature

good rebate + BT still applicable

thanks to Ronnie for creating the thread on that topic
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Hi Bro,

What is the income doc required and how long take to upgrade to visa signature
TSbrotan
post Sep 25 2014, 02:12 AM

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QUOTE(romariotan82 @ Sep 24 2014, 11:11 PM)
Hi Bro,

What is the income doc required and how long take to upgrade to visa signature
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epf or salary statement

pbb said 1 week. mine not yet approve
bee993
post Sep 25 2014, 05:45 AM

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submit bt again...aeon dont bother tp reply at all.
victorywp
post Sep 25 2014, 07:38 AM

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QUOTE(bee993 @ Sep 25 2014, 05:45 AM)
submit bt again...aeon dont bother tp reply at all.
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what happen? your account blacklisted? tongue.gif
bearbear
post Sep 25 2014, 07:59 AM

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abuse too much tongue.gif
victorywp
post Sep 25 2014, 09:23 AM

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QUOTE(bearbear @ Sep 25 2014, 07:59 AM)
abuse too much tongue.gif
*
how to determine too much? more than 10 or more than 20? hmm.gif
sendohz
post Sep 25 2014, 10:58 AM

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Ok, after looking at this thread, can i conclude that after one BT we can do another BT back to the previosu card?

Eg. HLB to MBB Month 1
MBB to HLB Month 2

provided its 0% installment plan

Is it right this way?
bearbear
post Sep 25 2014, 11:00 AM

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QUOTE(victorywp @ Sep 25 2014, 09:23 AM)
how to determine too much? more than 10 or more than 20? hmm.gif
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can't be bothered, as long as AEON still approve mine tongue.gif
victorywp
post Sep 25 2014, 11:13 AM

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QUOTE(sendohz @ Sep 25 2014, 10:58 AM)
Ok, after looking at this thread, can i conclude that after one BT we can do another BT back to the previosu card?

Eg. HLB to MBB Month 1
    MBB to HLB Month 2

provided its 0% installment plan

Is it right this way?
*
yes
victorywp
post Sep 25 2014, 11:21 AM

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QUOTE(bearbear @ Sep 25 2014, 11:00 AM)
can't be bothered, as long as AEON still approve mine tongue.gif
*
some already more than 20 still get approved. mine only around 10 only. you? must be 30+ eh?
WaCKy-Angel
post Sep 25 2014, 11:25 AM

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QUOTE(sendohz @ Sep 25 2014, 10:58 AM)
Ok, after looking at this thread, can i conclude that after one BT we can do another BT back to the previosu card?

Eg. HLB to MBB Month 1
    MBB to HLB Month 2

provided its 0% installment plan

Is it right this way?
*
Yes but then, BT to MBB advertised as 0% interest but its actually got 3% upfront charges.
And then next month you BT back to HLB? So you pay 3% for 1 month?
victorywp
post Sep 25 2014, 11:32 AM

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QUOTE(WaCKy-Angel @ Sep 25 2014, 11:25 AM)
Yes but then, BT to MBB advertised as 0% interest but its actually got 3% upfront charges.
And then next month you BT back to HLB? So you pay 3% for 1 month?
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the 3% upfront charge will be reversed (after few days) during this promotional period.
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