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 ASN, ASN2, ASN3, ASG, ASB, ASW2020, ASM, ASD, AS1M, AMANAH SAHAM NASIONAL BERHAD V6

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lucifah
post Dec 30 2014, 09:38 AM

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QUOTE(cybermaster98 @ Dec 30 2014, 09:27 AM)
Can we update our ASB books on Friday?
*
if you want to join the queue and wait for a few hours, sure tongue.gif


or u can just wait 2 weeks for everything to cool down - it's not like your money going to go anywhere laugh.gif


lucifah
post Jan 5 2015, 10:47 PM

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QUOTE(yugimudo @ Jan 5 2015, 05:11 PM)
I dunno but I can feel ASB2 < ASB1 in term of return.

But, these fund is magic fund. They can manipulate so that ASB2 perform better than ASB1 to attract investor.

Depend on situation. If both account have same performance, might invest some in ASB2.

Or might also go into ASN2 to taste a bit capital appreciation.

Many plan, limited money, so thrilling biggrin.gif
*
my advice is for u to just open an ASB2 account

topping up is easier than opening a new account

esp if the govt suddenly tried to entice majority voters with 10% first yr dividend for asb2? who knows? better be prepared than sorry tongue.gif
lucifah
post Jan 8 2015, 12:30 PM

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QUOTE(yugimudo @ Jan 8 2015, 11:45 AM)
Boss got inside "hint"

I ask the opiser at counter amik number. How to open ASB2.

He give hint: ASB1 sudah penuh? ASB1 lagi "hensem". ASB2 tk beberapa nak "hensem".

There u go, that is the only hint I got.
*
of koz there's the risk, but better be prepared with a book rather than wait in line in march later hoping to open up the account

plus, putting in a few k wouldn't hurt your finances if the dividend declared is just 6.5%.

that's an understandable risk. heck, i'm losing about 4k from my ASN2 investment as we speak. that's just 2 months old. but i take it as part of learning. u can't win all the time wink.gif
lucifah
post Jan 8 2015, 05:57 PM

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QUOTE(theberry @ Jan 8 2015, 02:57 PM)
4k is a huge loss. do you manage to average it? i lost about 1k but what i heard from other people economy will be worsen until the end of 2015 because our economy is not ready for GST yet .
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lost is actually about 2sen per share x 100,000 units = rm 2k

the additional rm 2k or so is from the service charge that they deduct immediately when u buy into the ASN2

no, didn't do averaging yet unless the unit price drop > 10 sen. if drop by 10 sen, i will need to inject the same amount as my initial investment so i can halve my loss sweat.gif

however, this is a long term investment and i'll wait at least 3 yrs before i sell. hopefully can get > rm1 per share, if not the rm 1.20+ at its peak last year
lucifah
post Jan 12 2015, 04:34 PM

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QUOTE(Double_Ace @ Jan 12 2015, 03:57 PM)
Hey guys is this a big issue, should i make a report or just leave it? You know after drawing money from ASB you will get your copy of the slip the yellow color paper, i accidentally drop mine either in the bank or some where else. Should i inform the bank i lost it?? Bcs all my details are in it. My asb number, name, ic number etc etc?
*
not worth the hassle

i discard all of my withdrawal slip into the bin next to the counter all the time


lucifah
post Jan 14 2015, 02:11 PM

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QUOTE(sms2u @ Jan 14 2015, 02:06 PM)
Maybank always ask for IC or tell that only owner can do the tx
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or if u have letter of consent

but usually a good rapport is all that you need

that's why i keep all my banking to just one branch at any time, build up good relationship over the years


lucifah
post Jan 17 2015, 12:33 PM

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QUOTE(Ancient-XinG- @ Jan 16 2015, 05:43 PM)
I decided to upgrade the 1st and 2nd post any ideas?? Hehe
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put a BOLDED reminder for everyone to read 1st post and don't ask basic question like can non bumi beli ASB or not? is AS1M still available or not?

these questions should be resolved by just reading the first post. laugh.gif
lucifah
post Jan 26 2015, 10:51 AM

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QUOTE(willywonka92 @ Jan 26 2015, 10:38 AM)
Just a quick question. I invested 10k in asb. Since the dividend rate is 8.5% doesn't it mean I'm getting 850? But right now why I only get  8% of it. Some expert mind to explain it?
*
dividend is 7.0%

bonus is 1.5%

don't confuse the two
lucifah
post Jan 26 2015, 01:12 PM

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QUOTE(mytaffeta @ Jan 26 2015, 01:08 PM)
bro, u dont confuse also.. haha.. its div 7.5%, bonus 1%..  biggrin.gif
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oh, i got that one mixed up. hahha tongue.gif

thanks for the head up

usually bank / loan officers will always say dividend = dividend + bonus to mislead many new investors.


lucifah
post Jan 26 2015, 02:20 PM

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QUOTE(Ancient-XinG- @ Jan 26 2015, 02:17 PM)
Luci, our variable fund make comeback Liao.
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first time isee it goes beyond my purchase price... phewww.. sweat.gif

maybe because of mid east economics related to the death of the king. might be something to do with opec oil production.
lucifah
post Jan 28 2015, 08:54 AM

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QUOTE(nazztradamus @ Jan 28 2015, 02:34 AM)
Hi guys. Went to Maybank yesterday cluelessly, planning to start an ASB2 account. However the bank exec told me to look at ASG-Kesihatan instead, and he cited that the growth are more stable and on upward trend.

Should I agree with him and jump in with ASG-Kesihatan? Or are there other PNB funds that performs better?

Let me inform my objective first. I would like to save some of my saving accounts cash elsewhere to:
1. get better return than FD
2. minimal risk
3. easy liquidity - incase I need to take out and use it for emergency (marriage, house needs, etc... Yeah, I consider marriage fund as emergency, lol).

Not sure if I should go ahead with ASG-Kesihatan since all ASG have 5% sales charge. Even if est. 2015 returned is at 7.2%, I'll only get 2.2% max (7.2% - 5%) if the marriage fund is required for next year  sweat.gif

Anyone has an idea what's the best option for me? Will it still be any PNB funds with 0% sales charge?

Thanks everyone  icon_rolleyes.gif

[attachmentid=4320414]
*
if you haven't max out your ASB, go invest in ASB

ignore what the bank officers tell you. they work on commission basis. you invest in ASG, you pay service charge and they get commission from that


wink.gif
lucifah
post Jan 28 2015, 10:59 AM

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QUOTE(nazztradamus @ Jan 28 2015, 10:12 AM)
ASB maxed out already. So I guess its ASB2 then? Many thanks guys.
*
yes. ASB2. good option.

if u can't get ASB2, u still have plenty of other better choices compared to ASG


lucifah
post Jan 28 2015, 02:06 PM

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QUOTE(hyelbaine @ Jan 28 2015, 02:04 PM)
Fixed priced and variable priced funds have their own advantage/disadvantage that one should consider. Personally there's no harm in diversifying in some variable priced funds to take a bit more risk, as they say high risk/high reward.

However if you're not willing to take the risks of price fluctuations than I guess ASB2 isn't too bad. We'll know how good it is in March this year wink.gif
*
i have a substantial amount in ASN2. gave me heat ache a few weeks ago when price collapsed to below 6.2 sen per share. i buy in at 6.46 and only yesterday show some positive sign... sweat.gif
lucifah
post Jan 28 2015, 03:38 PM

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i am still using old books. no notice whatsoever to change to new one.


lucifah
post Jan 28 2015, 04:33 PM

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QUOTE(nazztradamus @ Jan 28 2015, 04:32 PM)
Other choice like?
*
ASW, ASM & AS1M

bumi units are always available and they give consistent returns of 6.5 - 6.7% annually



lucifah
post Feb 11 2015, 11:51 AM

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QUOTE(wil-i-am @ Feb 11 2015, 10:56 AM)
Nope, must b a/c holder
*
i think the correct answer is: yes can buy for her but cannot update her book unless you have the authorization letter



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