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 Fixed Deposit Rates in Malaysia V7, Please Read Post# 1 & 2

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cybpsych
post Dec 23 2014, 11:07 AM

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Mach by Hong Leong Drive Campaign 2014

More info: Mach by HLB | T&Cs (En) | T&Cs (BM)

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cybpsych
post Dec 24 2014, 07:45 PM

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QUOTE(robert82 @ Dec 24 2014, 06:41 PM)
Hi,

I read up on PIDM and would like to clarify few things just to ensure I fully understand it.
So it says PIDM will protect my money up to 250k.

Assuming I have 300k in Bank A now. Only 250k will be protected.
So if I shift 50k into Bank B, will the 50k be protected as well?

Thanks.
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PIDM coverage is per individual per bank.
cybpsych
post Dec 24 2014, 09:56 PM

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Hong Leong Happy Friends Little Fluffy Promotion
Junior Fixed Deposit - 15 December 2014 till 31 March 2015

Minimum JFD Placement Amount: RM1,000
Tenure: 24 Months
Promotional Interest Rate: 4.28 p.a.

The Promotion is open to all existing HLB and New-To-Bank (“NTB”) Malaysian and non-Malaysian Individuals who are below eighteen (18) years of age (“Customers”) whereby the 3-in-1 Junior Savings Account (“3-in-1 JSA”) opened or will be opened by their parents or legal guardian for the Customers as beneficiaries of the 3-in-1 JSA.

More info: HLB | T&Cs (En) | T&Cs (BM) | T&Cs (Chinese)

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This post has been edited by cybpsych: Dec 24 2014, 09:56 PM
cybpsych
post Dec 26 2014, 04:06 PM

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gsc unit sent by RinggitPlus via their parent company, Ascension Lab Sdn Bhd.
cybpsych
post Dec 29 2014, 03:01 PM

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QUOTE(matow @ Dec 29 2014, 02:17 PM)
I have an FD with Affin, matures today, called up to ask if can uplift to the  2yrs @ 4.38%, officer says no, have to be fresh funds. Sigh, next choice is the ambank 3yrs@ 4.5%, since small amount, I think I go for that.
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i had the same scenario with you.

here's what i did:

1) IBG out to other banks (RM2 for OTC IBG). Mine from Affin -> MBB.

2) Then online IBG (RM0.10 per RM10k per day) back to Affin's SA <- you need a SA for the promo FD, so create this SA when you uplift existing FD.

3) If online IBG to Affin's SA, they still allow to use the SA's fund; provided within few days before new FD placement. check with the branch's requirements.

4) Alternatively, use banker's cheque (e.g. MBB's banker's cheque is RM5) before placing the Affin FD.
cybpsych
post Dec 30 2014, 08:24 PM

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Hong Leong Bank - Business Deposit - “CNY Great Fortune” Campaign
2 Jan 2015 - 8 Feb 2015

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More Info: HLB | T&Cs (EN) | T&Cs (BM)
cybpsych
post Dec 31 2014, 09:59 PM

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QUOTE(cybpsych @ Dec 11 2014, 10:10 AM)
thanks. this could be the same campaign with revised rate.

Even their T&Cs (outdated now updated as of 12-Dec) vs website info vs sms above are all not consistent  rclxub.gif  rclxub.gif

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TenureInterest Rates/Indicative Profit Rates
6 months3.75% p.a
9 months4.15% p.a
12 month3.90% p.a
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Alliance has revised the 9-month rate and extended the promo to 31-Mar-2015

TenureInterest Rates/Indicative Profit Rates
6 months3.75% p.a
9 months3.85% p.a
12 month3.90% p.a

More Info: Alliance | T&Cs

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