FYI BoomChaCha

Mach Fixed Deposit Money Box Campaign
6 December 2014 and ends on 28 February 2015, both dates inclusive

6-month @ 3.80% pa | 12-month @ 4.00% pa

T&Cs (En) | T&Cs (BM)



This post has been edited by cybpsych: Dec 12 2014, 09:06 PM

Do u need to utilise the fund at a short notice?

If yes, then try eFD instead. Maybank has decent rates but benefits are fund can be uplifted easily in case of emergency.

Not recommended to lock the fund into FD since benefits would be low, I'd prefer to keep it as adhoc fund instead.

arent both the same by you earlier?

nice share

here's the info and T&Cs from OCBC:



OCBC Great Savings Treats

Equaliser Treats: The OCBC Great Savings Treats is here! Restore the value of your money with Fixed Deposit rates of 3.90% p.a. for the first 12 months and 6.00% p.a. for the subsequent 1 month.

More info: Equaliser Treats | Discovery Treats/Existing Funds Treats | Terms & Conditions

Maybank FD "Countdown 1" Campaign
9 December - 31 December 2014

Sweeter rate for 1 month @ 3.40% p.a.

To participate in the Campaign, the minimum placement amount is:
-- RM25,000 per receipt for Retail/Individual customers, or
-- RM50,000 per receipt for SME/Business Banking, Sole Proprietor, Partnership, Club/Societies/Association.

The promotional rates are offered for fresh funds only.

More Info: Maybank | Terms & Conditions

from T&Cs:


promo ended 27 Nov, final 28th day would be on 25 Dec. possibly we can expect the sterilizer by month end?

thanks. this could be the same campaign with revised rate.

Even their T&Cs (outdated now updated as of 12-Dec) vs website info vs sms above are all not consistent

Tenure	Interest Rates/Indicative Profit Rates
6 months	3.75% p.a
9 months	4.15% p.a
12 month	3.90% p.a

This post has been edited by cybpsych: Dec 12 2014, 05:05 PM

back from placing another FD with Affin for the 2yrs 4.38% p.a.

utilized IBG "fresh" fund from MBB >> Affin's SA which i did from Monday till Wednesday. Better than using MBB's banker's cheque @ RM5.


FYI, Affin has a new 6-mth FD promo.

6-month @ 3.90% p.a. Fresh fund with min. RM10k per customer.

This is better than its own board rate of 3.70% p.a. for 12-mth, but still lower than OCBC/RHB/AmBank/UOB/Alliance @ 4.00% p.a.




ps BoomChaCha, Affin pays interest if maturity falls on non-working days.

This post has been edited by cybpsych: Dec 12 2014, 04:03 PM

Hong Leong 12-Month Festive FD Promotion
15 December 2014 - 31 March 2015 (both dates inclusive)

12 Months @ 4.08% p.a.

● Fresh fund required.
● Min RM10k. Max RM5mil.
● Required to nominate a CASA Account for the purpose of crediting the FD interest.
● FD interest must be credited into the CASA on a monthly basis.
● Interest to be added-on to the FD principal sum is not allowed.
● Upon maturity, the Principal FD amount shall be auto-renewed at the prevailing 12-month Conventional FD board rate.

More info: HLB | T&Cs (En) | T&Cs (BM) | T&Cs (Chinese)

for UOB, no. [UOB's FD CNY Promo T&Cs]


for OCBC, yes. [OCBC's FD Great Savings Treats Promo T&Cs]

Wait for my pm to discuss the profit sharing settlement

Congratz!

btw, what was the question they asked?

ILU too

a-ok! still got chance.

Selection date: Within fourteen (14) days after the end of the Contest Period (30-Nov), which would begin today.

Contact date: Eligible Participant will be contacted via telephone within two (2) weeks from the selection date, via their respective telephone numbers in the Bank’s record. That means all contacting will end by December.

Terms and Conditions for I AmBanking on Top Rates 36 Months Promotion

http://www.ambank.com.my/ambank/SiteAssets...ate36mthENG.pdf

http://www.ambank.com.my/ambank/SiteAssets...Rate36mthBM.pdf

my sms is different:

kancheong weiii ... seems there are 2 SMSes: confirmed, pending delivery address and/or unconfirmed, pending verification.

after sending them the details, RP's reply was ...


this means, the SMS was just purely a notification and asking us (those who registered in RP) to revert details for checking.

nice share!

Maybank's IBG Timetable also revised!

Guys, off topic again. This topic is getting longerrrrrr

Finally!

the catch is in the T&Cs