Not a representative sample

Go here :

http://www.fundsupermart.com.my/main/fundi...erateTable.svdo

Close your eyes and pick 20 funds. Then plot them and see the return. Unless you have an incredible amount of money, there won't be a lot of difference if you annualize it

good info.....checked....10yrs periods
annualized from 0.53% to 16.76%
lowest 11 < 4%, highest 11 > 12%...average annualized 8.66%
lowest 21 < 5%...average annualize 3.65%
highest 24 > 10%...average annualize 12.51%
annualized variance of top & btm 21 is about 8.8%

then variance in % of Total ROI terms in 10 years?
is it 365% and 1251% and variance 880%?

This post has been edited by yklooi: Oct 12 2014, 07:27 PM

Or we'll make it a game of chance.. given all these funds, among funds with 10-year track records, what is the probability of picking a fund that will outperform FD rates (ie. 3.9 - 4.2%) ?

Another way of thinking is this : if you bought all 20.. would you do better than FD?

Now if we throw active switching into the mix, how do you know when to switch? and how do we know that active switching will mean more profit?


This post has been edited by wodenus: Oct 12 2014, 09:07 PM

how do I know when to switch?
for me.....if after 3~5 years, the fund are still not competitive among its peers of the similar mandate.
will switching will mean more profit?
not sure...as there will always be risks associated with UT investment...but I would "Feel" better switching than keeping under achievers (among its similar peers) after 3 ~ 5 years of below pars performance.
for in the end it is the total ROI in the portfolio that matters.

There's no time indication whereby one should switch or not.

Some said use the switching method to "lock" the profit.

sorry off topic.

You don't cover PUT with stocks, only CALL. You cover PUT with cash to cover margin. If you get assigned with PUT, you have to buy the stocks not sell it.

Maybe more people like us go and post in the US stock thread to balance the day-trader and AAPL crowd there.

Can also switch during downturn to a fund that you think can recover better, not just lock profit.

Because your avatar is a female cat in heat

Today top-up. Used up almost 26% of my CMF/FI buffer already

Eastspring Investments Small-Cap Fund
Hwang Select Asia (Ex Japan) Quantum Fund
Eastspring Investments Dana Al-Ilham
Eastspring Investments Growth Fund
Kenanga Growth Fund
RHB-OSK Small Cap Opportunity Unit Trust
RHB-OSK Emerging Opportunity Unit Trust
AMB Ethical Thrust
RHB-OSK Equity Trust

Before anyone comment, yes, most of them are Malaysia focus. I don't follow modern portfolio theory, which limit risk but also profits. It is ok with me

optimistic about the market?

Not really about the market. Just follow my VCA. Make sure have enough ammo if need to top up again next month

Anyone know where I can download or extract last 2 years daily fund price? FSM has changed their 3Y chart to daily instead of weekly. I'm using that and now I need to calculate my own weekly average. Thanks.

This post has been edited by kimyee73: Oct 13 2014, 11:41 AM

U can try poking FSM to see if they'll release (assuming U absolve them from any legal issues for your own usage/misusage of the data)
I managed to get a few specific funds' data when i was planning out my "PM --> FSM migration" (which PM funds $ --> which FSM fund)

off topic
oops - yeah, typo - to cover naked CALLs (undefined loss)

scared lar see those folks trade - by the minute wan + SPY contracts of several hundreds!
eek.. kecut

This post has been edited by wongmunkeong: Oct 13 2014, 12:06 PM

Portfolio bleeds heavily.

KGF gain nearly wiped out. Now at +2.20% only

portfolio dropped like hell, from good profit to now loss RM4k+, madness!

tutup mata sebelah...

the one that is not losing as much is Dynamite fund (i only have 3 anyway). heartbreak with KGF but oh well... long term long term... aiwef also down down down.

with 95% EQ
10 days portfolio dropped 5%...
not that bad I guess......
more to dive?

This post has been edited by yklooi: Oct 13 2014, 07:36 PM

don't see & just close eye. do others things.
Heart Must Be Steady

Where do you switch to then?

My strategy to perform switching from super under performed fund to another more promising fund.