for 6~8 mths time frame with the current volatility uncertainty of US interest rate upward announcement....+ the SC charges of the funds and with the return of the funds "NOT expected" to exceed MUCH compared to CMF...

I would buy into CMF and wait for the expiry of the 6~8 mths

Has The Malaysia Small Cap Sector Lost Its Lustre?....September 4, 2014
Since touching a 17-year high on 19 August 2014, the FBM Small Cap Index has fallen by -4% as of 2 September 2014....Author : iFAST Research Team

http://www.fundsupermart.com.my/main/resea...?articleNo=4968

What To Make Of The ECB’s QE?
The European Central Bank has further eased monetary policy, with both rate cuts as well as quantitative easing. In this week’s Idea of the Week segment, we review the key actions taken by the ECB and attempt to review how effective they might be.... Fundsupermart.com September 5, 2014

https://secure.fundsupermart.com/main/artic...-5-Sep-14--9722

A Landmark Initiative to Boost Returns for China Equity Funds?

With the pending launch of the Shanghai-HK Connect, investors in both markets will soon be able to get access to stocks which were formerly inaccessible. We spoke to several fund managers on the implications for their respective China equity strategies... Fundsupermart... September 3, 2014

https://secure.fundsupermart.com/main/artic...ity-Funds--9714

"all i want to do is to park some money into some funds and watch the principal grow into 'something' 3-5 years down the road"

if just "something".....try bank FD or Cash Management Funds?
http://www.fundsupermart.com.my/main/resea...ad=ed_cmf_story

just better than FD?......
my agar-agar guess would be...
if Malay try ASNB Funds
If near to 50 yrs try EPF lump sump contribute (there is a limit thought)

unknown to your risk profile/experience....try playing with data in the attached file....maybe it can helps you select your allocations




Attached File(s)
 ROI_estimation.zip ( 10.67k ) Number of downloads: 27

Investing always carries an element of risk. It is paramount to always keep tabs on your life’s circumstances and finances to evaluate the amount of risk you can take before committing to an investment.

2 Things You Should Know About Risk Before Investing
http://www.fundsupermart.com.my/main/resea...?articleNo=4888

fancies any?
http://www.fundsupermart.com.my/main/resea...?articleNo=4747

some info about FSM recommended portfolios...
FSM Asset Allocation Methodologies
In the beginning of each year, FSM research team will release our “What and Where to Invest” report, which represents the team’s outlook
for various markets and asset classes. We detail in the report whether we are overweight/neutral/underweight on equities vis-à-vis fixed
income. If we are overweight or underweight on equities, the portfolios’ actual target allocation is likely to deviate from the primary target
allocation accordingly.
Region/Country Allocation
For the “Stable” and the “Growth” portfolios, the equity part consists of a “core” portion and a “supplementary” portion.
Core: The core portion is the larger portion (80% to 90%) of the portfolio, investing in regional markets such as the US, Europe, Asia
ex-Japan and Global Emerging Markets. This is to diversify risks and capture market returns of different regions in the long run.
Supplementary: The supplementary portion is the smaller portion (10% to 25%) of the portfolio, investing in markets which are less
regionally diversified, such as single-country or sector-based equities. These are investments which may experience higher volatility, but
may possibly deliver higher returns. Single-country examples include India, China and Indonesia, and sectors include technology, healthcare
and resources.
Risk Disclosure Statements:
• Model portfolios are presented for informational purposes only. They are based on Fundsupermart.com’s in-house Research Team’s views
with the generic and factual factors of the respective market condition and/or sector and have not taken into account of any personal
circumstances of any specific person. The model portfolios should not be construed as any recommendation or solicitation to invest in any
particular funds.
• You should not base on the model portfolios alone to make investment decisions and you are strongly advised to make your own assessment
before investing into the relevant products and ensure they are suitable for you and match with you personal circumstances. Your
use and reliance upon such content is at your own risk. Fundsupermart.com shall not be responsible for any damages or losses arising from
your use or reliance on the information contained in this list.
• Like all investments, investments based on the model portfolios involve risk. There is no guarantee that the model portfolios can achieve
any result or it can be used under any market circumstances.
• Investment involves risk. The price of securities may go down as well as up, and under certain circumstances an investor may sustain a
total or substantial loss of investment. Past performance information presented is not indicative of future performance.

This post has been edited by yklooi: Sep 11 2014, 11:57 PM

fyi,....my CIMB GTF from 16 Jan till 29 Aug...still -2.15%
should have bought at a BETTER time i guess.

Why the US Market Won’t Crash Just Yet

Even as investors worry about a crash in the US equity market, conditions appear ripe for a move towards “bull market” valuations
iFAST Research Team September 18, 2014

https://secure.fundsupermart.com/main/artic...h-Just-Yet-9765

maybe of interest to some....

Top 10 Best Performing Unit Trust Funds As of 12th September 2014
http://invest-made-easy.blogspot.com/2014/...rust-funds.html

Private Retirement Scheme (PRS) Fund Performance As of 27 Aug 2014
http://invest-made-easy.blogspot.com/2014/...e-prs-fund.html

This post has been edited by yklooi: Sep 22 2014, 02:30 PM

Has The Malaysia Small Cap Sector Lost Its Lustre?......September 4, 2014
Since touching a 17-year high on 19 August 2014, the FBM Small Cap Index has fallen by -4% as of 2 September 2014.

http://www.fundsupermart.com.my/main/resea...?articleNo=4968

CONCLUSION

The Malaysian small cap segment is no longer cheap, but can provide some diversification in faster growing sectors when used together with a large cap fund. Also, higher valuations after the strong market run-up means the segment can be more difficult for individual investors to navigate. Therefore, investing in one of the aforementioned small cap funds to bank on the expertise of fund managers is a better way to get exposure.

However, investors should understand the riskier nature of this segment, and should keep exposure to the supplementary portion of the portfolio with less than 10% of total investments.

guess FSM will only updates when they received the Quantity data from ES...normally takes few weeks.
as for the profits drop....cos the price data are updated as per latest (2 days late)

Affin Hwang China Growth fund as at 31 July has 73.6% in HK,..not sure of other funds.

wow,..it seems like "RHB-OSK BIG CAP CHINA ENTERPRISE FUND" (as posted by David83 at post# 673) is the winner

This post has been edited by yklooi: Oct 3 2014, 10:10 AM

Hope the above links helps....
BTW...just remember to "Keep Your Risks In Check"
http://www.fundsupermart.com.my/main/resea...?articleNo=2266

just wanted to "ACT" clever lor....before going senile

One of the Three Misunderstandings Equity Investors Commonly Have About Funds
In this article, we are going to explain one of the three misunderstandings about funds commonly found among investors.
Author : Fundsupermart.com

Funds must be held for long?

Funds are mid- to long-term investment instruments relative to short-term speculation. The only difference is duration. Short-term investors profit from accurately determining the volatility of short-term market conditions and capturing the opportunity to buy and sell. In the contrary, long-term investors can afford to wait longer and not be influenced by short-term volatility. However, it does not mean investors can enter the market randomly. Some people, in fact, mistake long-term investment as long-term holding and believe they only need to buy and hold funds with outstanding track history selected from markets or sectors they favour.

Like stocks, funds require regular analysis of performance and various factors. It does not mean one has to hold a fund forever; investors can switch it with another fund whenever they deem necessary. In the event of conditions affecting a fund’s performance such as inadequate resilience, poor performance in down markets, underperforming returns in up markets and changes in management, etc., investors can consider switching the fund. Investors should also note other crucial factors contributing to mid- and long-term returns like stability, volatility and extensiveness.

http://www.fundsupermart.com.hk/hk/main/re...?articleNo=8737

some of the YTD market index performance by countries
http://www.fundsupermart.com.my/main/resea...?articleNo=5080

3 Things to Buy in The Current Market Correction

In this article, we suggest three markets for investors to buy in the current correction in the stock market. iFAST Research Team October 7, 2014

The old adage “Fortune favours the prepared mind” is true in the markets and in investing. Investment opportunities come and go from time to time, and only those who are prepared will be able to take advantage and seize those opportunities. History has shown us that corrections in markets often provide wonderful (and sometimes very profitable) investment opportunities, and the recent decline in equity markets worldwide have led to several interesting opportunities. In this article, we suggest three markets for investors to buy into in the recent dip in stock markets.

https://secure.fundsupermart.com/main/artic...Correction-9810

This post has been edited by yklooi: Oct 7 2014, 09:34 PM