Wrap account client can do unlimited switching, hence they need not fear the switching cost.

For example they can put a stop loss point of say 5% or 10% and when it hits the limit, they can switch to all Money Mkt at zero cost.

There are my client who did just that at 5% loss.

BTW, my client portfolios are all back to green now.

Xuzen

Think of it as buying a regular pass and season pass to your favourite theme park (e.g. Sunway Lagoon).

Wrap is the equivalent to season pass.

Xuzen

No need. All done automatically. You just sit back relax and continue to collect money....

Xuzen

Collect Money Forever!

Xuzen

Ah Hiay, an chuah... how many hundred thousand you invest into AhNehland?

Xuzen

Oh wow! There is really "free lunch"!

Xuzen

My REITs exposure is via Hwang Reits & Infra fund

Xuzen

I am topping up Lee Sook Yee, Chen Fan Fai and going into Tikka Masala fund aka Manulife India Equity fund.

Xuzen

P/s Lee Sook Yee = KGF & Kenanga Asia-Pac Total Return Fund, Chen Fan Fai = Eastspring Inv Small-Cap

This post has been edited by xuzen: Dec 1 2014, 11:01 PM

Everywhere red... Have to think outside the traditional market liao....blue ocean, my friend.

Xuzen

Check out our jaguh kampung funds.... They are are holding abt 25 to 30 percent cash now, they anticipated this volatility!

Xuzen

EM = Asia-Pac ex Jp consider as EM

BRIC = did not even come up on my algo radar, hence boh hiew and boh chap.

Jaguh kampung = KGF, Eastspring Equity Income, Eastspring MY focus and Eastspring small-cap

Xuzen

P/s Tikka Masal fund is very volatile, I am planning a hit and run tactic on this one. I do not incur any switching nor sales charge on this as I am on wrap account.

There is a Chinese saying, "If everyone has good foresight, there will not be any beggar in this world"

Tikka Masala fund was not even on my algo radar until recently.... I did not pick it up too until very recently, like two months ago. Even then, I was reluctant to go in at first because of its high volatility nature. But now, its reward to risk ratio is getting very delicious... like ripe plum juicy Indian mango waiting to be devoured.

Xuzen

This post has been edited by xuzen: Dec 2 2014, 10:29 AM

"Courage young Padawan, strong is the force with them,

Steady heart one must have still...."

Xuzen

P/s: if still pain, buy KY jelly!

This post has been edited by xuzen: Dec 2 2014, 11:16 AM

If you are a virgin, no matter how much KY you pakai also painful

I want to add, one should add REITs into one's portfolio. It is a great diversifier! There are three REITs fund of fund that I know off, namely; AMReits, Affin Hwang REITs & Manulife REITs (formerly MAAKL REITs).

Of the three, I like Hwang for its superior reward to risk profile.

Xuzen

Sifu Pink,

Please explain further for the benefit of all noobs and seasoned investor alike, thanks.

Xuzen

They are still giving good reward to risk ratio. I am topping up into them.

Xuzen

Yar lor.... still want to spoon-feed you lagi ar?

Xuzen

The latest fact sheet is still 31/10/2014; these documents are not updated daily but rather on a monthly cycle... and I am sure their 30/11/2014 issue is not ready yet. Unless you are the fund-manager, you will never know the day to day holding of the fund.

This brings me to question why you need to know the latest holding? UT is a product designed for us to outsource the trading part to professionals so that we only need a macro view of things. If you are too bog down with micro day to day stuff; then you are not investing, you are trading.

Xuzen

This post has been edited by xuzen: Dec 2 2014, 03:32 PM

My fav is Hwang-PRS moderate. Has a little of everything... bonds, dividend yielding equities, US &, Asia-Pac inc Jp exposure.

Xuzen

Three rotational theme you can pick up:

I)Affin-Hwang REITs & Infra fund (Asia-Pac ex-Jp REITs exposure)

II) RHB-OSK-GS US Equity Fund (US large cap)

III) Manulife India Equity - Sensex exposure

Xuzen