OMG! OMG! OMG! You missed out on the Small cap and Bolehland rally for the past two years!

You 80 y/o apek or what? why so conservative? 100% bond? Giler punya olang!

Xuzen

You can run, but there is no where to hide... the red sea will consume you!

Jokes aside, the market will be very volatile in 2H2014, as what analyst reported.

If you cannot stomach the volatility, increase your cash holding vis-à-vis Money Market fund. Hitting a near 4.00% p.a. is good for you to ride out this short term tempest.

Xuzen

This post has been edited by xuzen: Oct 3 2014, 11:20 AM

For global fund, my personal favourite is AMOasis Global Islamic. I like it for its low volatility, higher than average risk-adjusted reward among peers.

Global fund is good for those who are not sure where to throw their money at. It is a good middle of road asset class.

Xuzen

This post has been edited by xuzen: Oct 3 2014, 11:40 AM

GEM too volatile... I do not like volatility. I look at volatility as a marker, I don't look at peak or trough. That would be consider market timing, and in MPT... mkt timing is a no-no

AIW is a new born baby... less than three years old. I set my algo to automatically discount funds that are less than three years old.

Xuzen

I wanna "kow peh kow bu" liao... my portfolio down 1.35%.

Darn "beh song"... never seen it in negative light before.

Xuzen

Read from a pre-prepared speech, ahem (clear throat):



Xuzen

p/s: Asia-Pac x-Jp down, KLCI down, US S&P down, REITS also down (N14M4H!). Only money market is positive. No eye see! Go hibernate. Wake up again in Nov-14

Hwang's style is alpha chasing Fund House. That is their style. Hence when market good... supra return and vice-versa.

BTW, this has been a suckish month for equity. All are down, no region is safe except India and Indonesia.

Those who have exposure to ASEAN centric fund will be spared. Those who invested in India thorugh Manulife-MAAKL will reap benefit, but I doubt many whould have overweight on Indonesia and India.

So, hang in there, the Risk:Reward Ratio are still intact. Ride it out baby, ride it out.

Xuzen

This post has been edited by xuzen: Oct 9 2014, 03:15 PM

The only close peer is Dynamite fund. Dynamite is a runaway success recently. Maybe they made some very good calls. Such things happens...

The rest of the Asia-Pac xJp also tanked. Dynamite is the only exception.

Xuzen

Heart must be steady... their Sharpe ratio is still intact.

Xuzen

Dynamite ada India exposure around 8%. Maybe that uplift it...?

Xuzen

I believe this little correction is good for all of us. When market is going up up up... herd instinct tend to chase the market. (normal human behavior = greed)

When this correction occurs, it allows one to reevaluate his/her risk tolerance.

If one has high risk tolerance, then top-up as market volatility is normal and expected.

If one has low risk tolerance, then switch temporary to fixed income/money mkt and re-enter the equity market gently aka DCA/VCA.

Both methods are acceptable, it all boils down to the individual risk tolerance. There is no right or wrong answer.

Xuzen



This post has been edited by xuzen: Oct 14 2014, 09:03 PM

Any time is a good time to enter jaguh kampung fund.

Lee Sook Yee fund FTW 4EV4H!

Xuzen

Read my post No 900....

Then decide. It all depends on individual.

Xuzen

At this moment the market is probably oversold.

If you ask me to point my finger, I would say... put your money in Asia Pac ex-Jp and US based equities fund. This is based on fund houses previous reports I read.

I have not seen anything new post correction. Will share if I come across any.

Xuzen

Good evening fellow unit-trust investors,

I know the previous weeks have been a suckish period with regards to your portfolio return. However, my post here is to offer some perspective.

http://www.fundsupermart.com.my/main/fundi...erateTable.svdo

Let's take a look at one of FSM's recommended fund i.e. Kenanga Growth Fund.

The three years annualised return is 19.41% p.a. i.e., when compounded, the total return is 170.26%.

Now look at the 1 mth return column; the loss is 9%.

To put it into perspective, if you have invested through this fund with an initial investment of RM 1,000.00 in 2011, your asset would have grown to RM 1,702.60.

With a 9% drop recently, your asset would have dropped to RM 1,549.40 still giving you a respectable return of 16 to 17% p.a.

Unit-trust, especially through good fund manager, you are still better off in the medium to long term period. Short term volatility or fluctuation is expected, and should not be too much of a concern.

Practice DCA or VCA, and stay invested. Watch your asset grow!

Xuzen

This post has been edited by xuzen: Oct 18 2014, 10:07 PM

Private Retirement Scheme

Go read it, don't expect spoon-feeding.

Xuzen

Fund Managers are still bullish on equities esp East Asia and US.

Equities are still the preferred asset class into the mid-term period. This downtrend is (in the fund manager's opinion) a temporary correction and present a buying opportunity.

Xuzen

Looking back in hind-sight...

As of late Qtr2 to early Qtr3, many fund managers start to go overweight in cash in their portfolio. These people already factor in the volatility. The famous TTB of iCap fame went as far as 50% cash. Other fund managers cannot go so cash heavy as they are bound by the trust deed.

Xuzen

I prefer Kenanga Asia-Pac Total Return simply because Lee Sook Yee is in-charge!

Xuzen

Cunlah Lee Sook Yee , gua caya sama lu! Ehwal!

Xuzen