It has been a suckish month for equities. Only my money market give me the most return this month of Aug-14.

So it is another new month, time to consult my crytal ball aka my algo. Since FSM website is down, I will do it after I come back from Merdeka holiday.

Happy birthday 58th birthday Malaysia...

Xuzen

Algo algo full of vigor,
Let this seeker ask for guidance proper,
What shall you reveal o'algo?
So that this seeker shall benefit and prosper.

small cap increase by forty (%) seems proper,
US equity double and you will prosper,
Local large cap reduce
for it is not an asset in favor,

Listen to O'algo ye seeker,
And may ye shine and prosper.

Xuzen

This mth is happy happy mth so far:

i) RHB US equity naik!
ii) Local jaguh kampong fund naik (KGF & ES Small-Cap)!
iii) Hwang Infra & REITs fund naik!
iv) And my Money Mkt of course naik lah!

Xuzen

I am holding Eastspring Inv Bond Fund b'coz that is the only EPF approved fixed income fund available and I am using it as a sinking fund to launch into their equity based funds slowly.

Xuzen

No, my reason for selecting eastspring inv bond fund because my biggest chunk of investable money is from my KWSP withdrawal!

Xuzen

My algo has already prompted me to reduce my exposure to Bolehland large cap two months back and I have steadily reduce my exposure to them. KGF & ESEIF both I have reduced by 20%.

However, my algo prompted me to increase Bolehland small cap (ESSCF), US (RHB US Equity) and Asia-Pac (Ponzi) and REITs (Hwang-REITs).

Xuzen

p/s

I believe I will reduce my Bolehland exposure (both large cap & second liner) further in anticipation of a large correction post GST implementation.

Looking forward, Asia-Pac, REITs and US will be my main equities exposure. I will also keep a higher percentage in money-mkt fund as I believe OPR hike is imminent.

All good choice except no. 4. Ditch it in exchange for Eastspring Investment MY Focus Fund. If you choose this new fund, you may drop KGF.

Xuzen

Despite the less than impressive mkt performance of the local bourse, local jaguh kampong funds still have very good risk-adjusted performance compared to off-shore fund.

I am partial towards it and putting around 60 to 55% into it. Bear in mind, early of this year and end of last year, my portfolio was 80% jaguh kampong funds. I have been reducing it slowly towards the 55% mark. I am shifting more towards REITs and Asia-Pac.

Xuzen

This post has been edited by xuzen: Sep 20 2014, 03:11 PM

Nope.. need to pay wan... dun wan lar!

My algo sendiri tulis punya (proprietary product - patent pending ).. pakai excel punya makro learned during college/uni days. Those days used to pakai Windows 3.11 wan leh.... now you know how ancient I am liao hor...

Xuzen

This post has been edited by xuzen: Sep 20 2014, 03:14 PM

Wow! Unker Wong... I am surprise you are not on life-support or ambulatory care wor... j/k.

Pasal tu Google share hor... "TAK NAK!".

Algo ni, untuk cari makan punyer.... no share share.

Xuzen

Hello my old friend. Somehow I remember it to be less complicated, less cluttered and easy to use.

Xuzen

I am at awe at your awesomeness my dearest :Tok-kok sifu!"

Xuzen

he he he.....

Xuzen

I bet they also gave you a massive hard-on right? 0.67 now... show hand all into it eh? Mr Roullette Playar!

Xuzen

I bet many LYForumers will be shocked with the sudden ESISC 50% drop!

I also bet many silently also buy into this fund since many silent reader out there are using our banter/kopitiam talk as a compass for their investment. Without paying us a single cent of sales charge...

Oh well.. Corporate social responsibility...

Xuzen

This post has been edited by xuzen: Sep 25 2014, 04:52 PM

Where got funny wan? All of us here one UT counter only sudah RM 100K or more ... you USD 1,000.00 nia... don't tok so much... !

Xuzen

Pussycat pussycat feeling fine and well,

Happy happy invest in small cap thinking all is well,

Pussycat pussycat forget to mention, fund has risk rating of ten (highest risk),

What goes up will come down eventually one should comprehend,

And pussycat pussycat... small cap is not indexed with KLCI,

Another info pussycat conveniently forget to identify!

Xuzen

LOL! Your pantun kung-fu suxs......

BTW, if you do comprehend my powderful england hor... you got understand I no say what you or anyone should do this or dat hor...

I only pointed out some inaccuracies in your earlier post. Don't get so butt hurt easily can or not?

Xuzen

This post has been edited by xuzen: Sep 30 2014, 04:31 PM

It is fine, you are entitled to whether accept or reject my pointers. However, my bigger reason for replying to you and engaging in light banter is to let those silent reader of the inaccuracies that you are saying. The deserve to know correct info.

Call it corporate social responsibility.....on my part.

Xuzen

My portfolio update and commentary:

Last month was a volatile ride. Things go up and down and up and down... For those who cannot stomach it, should increase cash exposure to earn 3.XX% interest almost risk free! Which is not too bad. I heard some FD are giving close to 4.00% interest nowadays...

Looking up in Oct-14, my algo prompted me to plough back my money into M'sia large cap (KGF and ESMYFocus) which I have pared down three months ago. I believe this is consistent with the recent sell down in Bolehland index recently.

This month I pared down my US holding by 15% and move the money back into Bolehland large cap.

Small cap and commodity remain unchanged, meaning... I did not increase not decrease. I think small cap may have reach its zenith at the short term time-frame. Commodity will have potential to move up, but it is highly volatile and one should only expose to it if you have an aggressive appetite.

I have also Increased REITs exposure by 20% for its good non-correlation to conventional equities.

Xuzen

p/s: I don't hold Asia-Pac x-Jp in my portfolio per-se coz I gain that exposure through Hwang-PRS Growth fund. No point duplicating it. For those asking, how come I know which will go up, which will not? Actually I don't know, but I am merely regurgitating analyst report that I receive from various fund houses day in day out.



This post has been edited by xuzen: Oct 2 2014, 10:13 AM