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 Fundsupermart.com v7, DIY unit trust investing

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SUSDavid83
post Nov 1 2014, 03:42 PM

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QUOTE(woonsc @ Nov 1 2014, 03:34 PM)
cry.gif  got scammed tongue.gif
Hahaha.. okaaay~
But it's nice to not go through those dips
*
Different people has different cook book. So just adopt a strategy that is comfortable for you.
SUSDavid83
post Nov 1 2014, 03:44 PM

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QUOTE(birdman13200 @ Nov 1 2014, 03:19 PM)
Just come back from FSM workshop at JB. Learn some basic stuff of creating portfolio, most thing is known thing, just good to get refresh and relook into current portfolio.

As standard, there is a promotion for the fund house involved, which is Libra Invest. This fund house would rather new to me, how ur guy think of Libra Invest's fund, especially "Libra EquityEXTRA Fund", look promising and consistent return over the year.
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The Libra fund promo thingy should have expired yesterday, bro!
SUSPink Spider
post Nov 1 2014, 03:44 PM

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Dips are when we noob retail investors get to buy things on the cheap wink.gif
SUSDavid83
post Nov 1 2014, 03:49 PM

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QUOTE(Pink Spider @ Nov 1 2014, 03:44 PM)
Dips are when we noob retail investors get to buy things on the cheap wink.gif
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If I have a crystal ball can see the future, I can see the dips. whistling.gif

Otherwise, it's merely a luck or you're extremely experienced in TA/FA.
SUSPink Spider
post Nov 1 2014, 03:56 PM

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QUOTE(David83 @ Nov 1 2014, 03:49 PM)
If I have a crystal ball can see the future, I can see the dips. whistling.gif

Otherwise, it's merely a luck or you're extremely experienced in TA/FA.
*
doh.gif

I meant, when u see dip ALREADY HAPPENED, don't freak out and run away
Dare dare pump in flex.gif
SUSDavid83
post Nov 1 2014, 03:57 PM

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QUOTE(Pink Spider @ Nov 1 2014, 03:56 PM)
doh.gif

I meant, when u see dip ALREADY HAPPENED, don't freak out and run away
Dare dare pump in flex.gif
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Well, I said earlier, different people, different cook book:

1. Some may freak out
2. Some may take it as opportunity to buy in
3. Some wait-and-see
4. Some doesn't do anything (ignore it)
woonsc
post Nov 1 2014, 04:02 PM

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QUOTE(David83 @ Nov 1 2014, 03:57 PM)
Well, I said earlier, different people, different cook book:

1. Some may freak out
2. Some may take it as opportunity to buy in
3. Some wait-and-see
4. Some doesn't do anything (ignore it)
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i choose 3
icon_idea.gif i think after the dip.. when recovery happens.. then buy in with the recovery..
birdman13200
post Nov 1 2014, 04:04 PM

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QUOTE(David83 @ Nov 1 2014, 03:44 PM)
The Libra fund promo thingy should have expired yesterday, bro!
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No, it is promotion for who attend the workshop at JB today, valid till 14-Nov 3pm, on any Libra Invest fund.
I am just study around see whether 1% sc is worth it or not.
SUSPink Spider
post Nov 1 2014, 04:07 PM

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QUOTE(birdman13200 @ Nov 1 2014, 04:04 PM)
No, it is promotion for who attend the workshop at JB today, valid till 14-Nov 3pm, on any Libra Invest fund.
I am just study around see whether 1% sc is worth it or not.
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Things to think about:

What is the market(s) that this fund invest in?
What do u think is the upside potential of those markets?
How did this fund performed in the past vs its benchmark and its peers?

Make your own judgement and jump in or walk away at your discretion wink.gif
SUSPink Spider
post Nov 1 2014, 04:12 PM

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Damn, this Libra fund size is too small, RM2M+ only doh.gif

This made its expense ratio very high at 2.69%

Lucky its performance more than made up for it

During period of poor market/fund performance, this will sting

Bear this in mind

birdman13200
post Nov 1 2014, 04:37 PM

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QUOTE(Pink Spider @ Nov 1 2014, 04:12 PM)
Damn, this Libra fund size is too small, RM2M+ only doh.gif

This made its expense ratio very high at 2.69%

Lucky its performance more than made up for it

During period of poor market/fund performance, this will sting

Bear this in mind
*
Ya, I noticed that too, too high expense ratio.
Some more the minimum Subsequent Investment is RM1k, make it more difficult to top up. So, I may just forget about this 1% sc promotion.
rjb123
post Nov 1 2014, 04:45 PM

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QUOTE(David83 @ Nov 1 2014, 03:57 PM)
Well, I said earlier, different people, different cook book:

1. Some may freak out
2. Some may take it as opportunity to buy in
3. Some wait-and-see
4. Some doesn't do anything (ignore it)
*
I chose 2 - opportunity to buy in.

The way FSM works it's not exactly instant to buy / sell, doesn't make much sense trying to time it too much!


wodenus
post Nov 1 2014, 05:03 PM

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QUOTE(rjb123 @ Nov 1 2014, 04:45 PM)
I chose 2 - opportunity to buy in.

The way FSM works it's not exactly instant to buy / sell, doesn't make much sense trying to time it too much!
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Besides it's not as if you can even see today's prices, you can only see yesterday's price smile.gif
repusez
post Nov 1 2014, 05:07 PM

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QUOTE(Pink Spider @ Nov 1 2014, 03:06 PM)
I thought that cursed-pusseh-that-shall-not-be-named hates FSM's 2% SC, big fan of eUT? eUT got sell CMF meh? hmm.gif

Aiyo, I sold most of my stocks before the recent hippy bra cup...my profit lots until I dunno how to spend sweat.gif

Maybe I should buy some cat food and donate to charity whistling.gif
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i think eUT has a similar thing to FSM CMF, it's called philip master money market fund, i think it's performance last year is a bit better than CMF but now CMF has a higher returns 3.382 compared to philip master money market fund 3.24%

But for eUT you need to do switching for the money market fund when you want to use it to buy other funds. For FSM , the CMF is another payment option, where they do the switching for you.



rjb123
post Nov 1 2014, 05:11 PM

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QUOTE(wodenus @ Nov 1 2014, 05:03 PM)
Besides it's not as if you can even see today's prices, you can only see yesterday's price smile.gif
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Exactly - if you intend to keep getting in/out, better off trading different products - not UT biggrin.gif
rjb123
post Nov 1 2014, 05:30 PM

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Still using Bloomberg Watchlist to monitor Portfolio - bit inconvenient to update holdings in there but I prefer this to keep an eye on it rather than FSM website.


BTW, do you guys think it's worth starting a thread dedicated to ETFs? There doesn't seem to be one at the moment and I'm sure there's quite a few of us investing in them too.
SUSPink Spider
post Nov 1 2014, 05:32 PM

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QUOTE(rjb123 @ Nov 1 2014, 05:30 PM)
Still using Bloomberg Watchlist to monitor Portfolio - bit inconvenient to update holdings in there but I prefer this to keep an eye on it rather than FSM website.
BTW, do you guys think it's worth starting a thread dedicated to ETFs? There doesn't seem to be one at the moment and I'm sure there's quite a few of us investing in them too.
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u start one lor

If not many is into it, then leave the thread to die lor LOL
repusez
post Nov 1 2014, 05:39 PM

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i think there's one thread on US ETF

"Asset Allocation Investing using US ETF "
https://forum.lowyat.net/index.php?showtopic=2843370&hl=ETF

rjb123
post Nov 1 2014, 05:43 PM

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Yeah I'm aware of that one, although that seems to be specifically US ETFs / asset allocation rather than discussion on individual / non US listed ETFs.

Then there's the USA stock discussion thread but that seems to be mostly trading individual stocks / options on ETFs
max_cavalera
post Nov 1 2014, 08:28 PM

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QUOTE(woonsc @ Nov 1 2014, 04:13 PM)
blush.gif  why so many sifu sell before the dip d?
shocking.gif  got indicators?
can learn?
Some ppl say don't time the market, while other ppl say don't let ur portfolio bleed..
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Both oso got pros n con... Who can really time the market 100% of the time? Even world most expert economist make a wrong shot 50% of the time...

But if u r a savvy reader of some renown economiat blog and read the edge often and some other credible source...u can mostly avoid any major crash....

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