Have any of the Acacia Phase 1 buyer apply for loan? Anyone has already got any offer? Which bank? Rate?
Official Bandar Tasik Puteri @ Rawang Thread, Appreciation Carnival. 6th December 2014
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 Nov 13 2014, 08:05 PM
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#41
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108 posts Joined: Jul 2014 From: Malaysia   
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Nov 15 2014, 11:11 AM
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#42
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108 posts Joined: Jul 2014 From: Malaysia
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QUOTE(kickasix @ Nov 15 2014, 09:30 AM) Wow interesting rates rhb gave ya.. I tot all only blr-2.4.. I've been snooping around M Residence discussion. Over there RHB is giving blr-2.5 too |
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Nov 18 2014, 08:52 PM
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#43
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108 posts Joined: Jul 2014 From: Malaysia
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» Click to show Spoiler - click again to hide... « Waaa, looks like you really did your research. Good job bro faishalll! Now almost everyone is feeling hopeful  All the best LYG in delivering the proposed concept of BTP. If LYG can make it, I think it's going to be a good foundation for LYG to start Puteri Heights since LYG credibility is proven. Right now there are still a lot of people doubting LYG's credibility due to bad BTP reputation from the past. |
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Nov 21 2014, 06:13 PM
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#44
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108 posts Joined: Jul 2014 From: Malaysia
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QUOTE(keponggangster @ Nov 21 2014, 03:04 PM) developers' goal is to make $ through new development (big $ as compared to manage township by collecting monthly fees). hence, all developers wan to wash hands after 1 year pass the key to buyers, meaning exit to manage the respective townships. Even if you go to any condo there are people who don't want to pay as well. Those kind of people are really selfish, but as you said, we cannot do anything about them. G&G has upper hand in terms of joint management board and is safeguarded by strata title law. F&G is free style with only RA. unless u can get >80% residents to sign DMC. The current place im staying is F&G, many jokers dun wan to pay monthly security fees but we cant do anything. Good luck  Right now all buyers can only wish that they will have a good neighbour who will pay the maintenance fee in order to make the security post actually functional. Otherwise, it will only be for show. Yes, right now LYG is promising us a lot of stuff, including the guard post located in several places in BTP. But at the end of the day, if LYG did deliver those things they will handover to the residents and it's up to them. So go pray hard and hope there's no selfish people who want to enjoy all the privilege but don't want to pay as your neighbour la.  This post has been edited by dino_rongak: Nov 21 2014, 06:14 PM |
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Nov 22 2014, 09:39 PM
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#45
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108 posts Joined: Jul 2014 From: Malaysia
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QUOTE(kickasix @ Nov 22 2014, 12:22 PM) Hope not only neighboor good, the ppl forming the RA must be good n unite as well.. Therefore all residnts hv to be in meetings, cast vote, etc.. If I'm not mistaken, the existing community in BTP has already set up an online forum. You can search it on Google. But there is not much thing posted on that forum. Maybe after new owners moved in, it will be more lively.The unity in neighborhood (among all race/religion) will prosper any township, old or new. Residents oso should make like online page (communicate), gotong royong n social activities so they know each other n feel d spirit of neighborhoodness. Tis will oso spread words n somehow urge others who dun wan to pay, fulfill their responsibilty. This d best we can do, apart from paying our own fees, i guess. Hard to do than speak for sure, but lets keep positive & just be sure to know and play our part :-) |
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Nov 23 2014, 01:05 PM
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#46
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108 posts Joined: Jul 2014 From: Malaysia
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QUOTE(BEANCOUNTER @ Nov 23 2014, 12:48 PM) hmm.....you guys still dun get it...... I believe people here have already seen your point. That's why most of them already said, there's no way for them to do anything if people did not pay since it's individual title. However, looks like they still trying to stay on the positive side and hope for the best. under strata title, the JMB/committee can do the following by law to ensure prompt payment:- 1. revoke parking permit/entry permit to the estate 2. remove or block water and electricity to the premises 3. advertise those default masters in the notice board...and etc...... this will ensure people pay up....and they dun have to go to court, apply permit and etc,,,, BUT if you are on individual title with DMC.....good luck lioa....by right you dun have the power to impose the above. You can only sue the person in the court of law.....and it takes time and money which most JMB doesnt have. Rather than saying it will fail from the beginning, let's just wait and see. Once Acacia VP in two years (hopefully) and people moving in, we will see how the RA will take shape and how people participation in it. If everything goes well, I guess BTP will be one of the few community that manage to do well with just RA management  I'm not trying to condemn you or anything, I just wanted to voice out my opinion. Peace yo  |
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Nov 23 2014, 01:25 PM
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#47
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108 posts Joined: Jul 2014 From: Malaysia
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QUOTE(BEANCOUNTER @ Nov 23 2014, 01:10 PM) if you have to dream....might as well dream big...otherwise its a waste of a dream. Being told they're gonna fail over and over again and yet they still being on the positive side. I think that's a big dream already  |
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Nov 24 2014, 07:32 PM
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#48
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108 posts Joined: Jul 2014 From: Malaysia
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QUOTE(Yuin Chuan See @ Nov 24 2014, 12:04 PM) Wow... Great info. It's Sekolah Berasrama Penuh Integrasi Rawang. One of my friend went to that school years ago. It's funny to think that I came to this area to look for a house   The school name is Sekolah Menengah Berasrama Penuh Kundang if I am not mistaken la. By the way, when will your house ready to move in? Mind to share with us? How much does your house cost?  |
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Nov 24 2014, 07:35 PM
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#49
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QUOTE(MARVIN333 @ Nov 24 2014, 03:33 PM) The same with me. I got 94.5% for CIMB including MRTA and 90% loan for RHB not including MRTA. Looks like CIMB offers quite high loan margin for a lot of people here... Care to share why you're considering to go with RHB instead? HONGLEONG only give 80% loan. they said due to rebate that developer offered. interest for both bank are at -2.4. Perhaps am gonna go with RHB.  This post has been edited by dino_rongak: Nov 24 2014, 07:38 PM |
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Nov 25 2014, 07:16 PM
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#50
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108 posts Joined: Jul 2014 From: Malaysia
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QUOTE(nyunyunyu @ Nov 25 2014, 06:14 PM) If u take mrta 10 yrs loan tenor 30yrs let say loan value 300k. Then the mrta value will reduce 30k each yr until year 10. If u oass away on year 5, the mrta will cover only 150k from your outstanding loan amount. Means if outstanding loan is about 250k, u have to add another 100k to clear the loan. Banks these days usually offering MRTA with their loan right? But how about MLTA? Usually I can see people have to go out and find by themselves. Not many bank offering MLTA is it?This post has been edited by dino_rongak: Nov 25 2014, 10:42 PM |
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Dec 6 2014, 03:39 PM
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#51
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108 posts Joined: Jul 2014 From: Malaysia
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Any Acacia Phase 1 buyer here that have already receive letter from lawyer telling to sign S&P?
This post has been edited by dino_rongak: Dec 6 2014, 07:43 PM |
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Dec 8 2014, 05:57 PM
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#52
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QUOTE(Low Yat Group @ Dec 7 2014, 12:09 PM) Hi - All Buyers, if the lawyer asked you to pay the first 10% it means that the SPA is ready for signing. Do call them up and arrange the date suitable for you. Congrats on a wise decision, property prices are already moving up, we have many buyers regretting not signing up earlier. LYG, based on my understanding, the lawyers is giving 14 days from the letter date to sign S&P. What if I am not in KL and cannot sign within that 14 days? |
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Dec 10 2014, 09:25 AM
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#53
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108 posts Joined: Jul 2014 From: Malaysia
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QUOTE(Yuin Chuan See @ Dec 8 2014, 09:47 PM) Good evening, everyone. May I know any of you have signed your S&P? Will you get the floor plan for your house? Have you contacted the lawyer? Who did you talked to? |
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Dec 17 2014, 07:07 PM
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#54
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QUOTE(greenCat @ Dec 17 2014, 05:31 PM) @Marvin333 Bumi price maybe?acacia phase 1 (intermediate unit)? hmm price a bit different  |
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Dec 19 2014, 02:06 PM
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#55
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108 posts Joined: Jul 2014 From: Malaysia
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Just out of curiosity, for those who have signed S&P which bank are you signing with? RHB? CIMB? Others?
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Dec 19 2014, 04:53 PM
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#56
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QUOTE(gobin @ Dec 19 2014, 03:58 PM) Does any panel bank offers BLR-2.45% OR 2.5%? I only got -2.4 max. But I think there are a few that got -2.45. Maybe because I haven't establish my credit reliability. Quite ok la for my first loanThis post has been edited by dino_rongak: Dec 19 2014, 04:54 PM |
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Dec 19 2014, 05:18 PM
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#57
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QUOTE(gobin @ Dec 19 2014, 05:05 PM) hi dino_rongak, Which bank is giving -1.5? I haven't signed S&P yet. Maybe in two weeks time. I just got back to KL yeah, most of bank that I surveyed, giving around that range only but there are some even less than BLT-1.5%. Have you signed S&P? |
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Dec 20 2014, 11:57 PM
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#58
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QUOTE(Yuin Chuan See @ Dec 19 2014, 11:59 PM) I choose CIMB because it is fast, efficient and most importantly offering the best rate. QUOTE(FirstHome @ Dec 20 2014, 08:15 PM) Same here. Really efficient and fast. May I know what's the interest rate CIMB is offering you guys? |
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Dec 23 2014, 12:41 PM
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#59
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108 posts Joined: Jul 2014 From: Malaysia
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QUOTE(leekk8 @ Dec 23 2014, 10:11 AM) Seem like many of the phase 2 units have defects of leaking. Even in Garden Heights facebook group, many owners said there is leaking. Any GH Phase 1 owner here? I want to know if they are also facing the same issue as stated here. If they do, LYG will have to replace the whole QA/QC team la because it seems to me that they don't know how to do their job. Really hope LYG take this seriously, as I believe these comments will definitely affect the coming buyers of Acacia phase 2 and 3, as well as the Seiring East and West. And I really hope the coming phase 3,4 and 5 will have better quality. If LYG continues to plan selling the houses in BTP, they need to step up and address this issue accordingly. Bad reputation from previous projects are not a good way to seel your future development especially nowadays people go online first to see the feedback of previous owners before buying. |
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Dec 29 2014, 09:15 PM
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#60
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108 posts Joined: Jul 2014 From: Malaysia
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QUOTE(amhaziq013 @ Dec 29 2014, 11:41 AM) hiii, im new here~~ Hi amhaziq013. Welcome and good to see you here  . Are you current resident of BTP or new buyer? |
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