QUOTE(bcpbeancounter @ Jul 6 2014, 01:31 AM)
Nope....it is colder than ice.....4 Critical Signs of a Bubble Market V7, UUU still trounced DDD
4 Critical Signs of a Bubble Market V7, UUU still trounced DDD
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Jul 6 2014, 10:27 AM
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#41
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Jul 6 2014, 10:33 AM
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#42
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QUOTE(Dern @ Jul 6 2014, 10:02 AM) aiyoh...so sad hor. all the ppl who are angry and grudges come and attack that person. these ppl claim buy multiple properties lah, millionaire lah, say want to buy this million dollar property here and there lah...sometimes i wonder, actually so free to type here i think must be working as agents or clerical job in developer office lah, confirm already lah...that's why they hold a grudge, kena tangkap basah..hahahah Hey, so u r not that busy anymore hor....can u start to answer whether u know or dont know which coming IPO will make money???? Talk so much n still avoiding to answer this....or it is you can't answer? If dont know just say so lar....I know your replies later ll be something else...oh well, what to do, ppl are in denial mode, so they instead pf looking at themselves they quickly go and find other ppl and say cant even buy low cost house. they so thick face hor till need to do like that. poor them, must they themselves cant afford it so they throw the blame to others lah hahaha. dont even dare to think this kind of ppl in reality. |
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Jul 6 2014, 11:59 AM
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#43
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QUOTE(Dern @ Jul 6 2014, 11:22 AM) today is sunday wor, of course going out with friends soon loh...just came back from breakfast. you "d***" yourself loh. of course needs to avoid answering ppl like you, else later you become like either the whore zuiko or the suicidal and in denial drpitchard.... Type so long for what as still didnt able to answer a simple question. Not sure u r hiding or embarass to answer. wso, whether i know or not, if you really want to know the answer you can search for yourself, not ask me, "or is it you cant answer?" honestly, your questions makes your motive looks really dumb and stupid. dont be ike drpeachlubang....already kena tangkap then somemore become a drama queen, aduh. But as long as u r happy...u suka hati lar.....the more u twist n finding excuses to avoid it...the more apparent we know what is it |
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Jul 6 2014, 12:09 PM
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#44
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QUOTE(bearbearwong @ Jul 6 2014, 11:27 AM) with this, more probable than not, property market has run to its end of road... property investment will risky investment after this.. Young man....u really believe that news???Myself believe property price may go thru some correction but on selected location n projects plus some distress selling from buyers or owners for whatever reason. If u want the price to collapse, it ll not be the case in real but for me, I also hope the price to collapse for one or two years. I have missed some properties too due to insufficient of funds or money to grab all of my "sum sui" properties. If price really can fall, even buying using 50% cash also good. If need 100% cash, it ll be from those fire sales owners who is hiding from ah loong now. I not an agent nor a flippers....whatever I buy ll going for renting purposes. Whether positive or negative returns also doesnt matter. Few years down the road, can slowly increase rentals until may 20 years later...all ll be fully paid off....the empire ll be built in years n not within a day...so, if u know any place got cheap price, do let me know, I ll be keen especially shop lots or commercials... |
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Jul 6 2014, 12:12 PM
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#45
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QUOTE(DrPitchard @ Jul 6 2014, 12:01 PM) Caught me having too many properties, able to show multiple S&Ps while you dumb f@ck POOR girl got non?!?!?! Back against the wall so say it is fake?!?!? LMAO What kind of friends do u think she has??? I guess all same back ground...As long as you are happy, lady, with your so-called friends. Hahahahahahahhahahahahahahahahahahahahahhahahahahhahahahahahahhahahahahahahahahahahahahhahahahahahahhahahahah |
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Jul 6 2014, 12:15 PM
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#46
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Jul 6 2014, 12:29 PM
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#47
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QUOTE(DrPitchard @ Jul 6 2014, 12:20 PM) Great minds think alike.... Still a novice nia....only got 1 shop lot n 1 commercial...looking to acquire more shop lots as easy to take care...unlike residential...everytime change tenants lots of things to do...but I only rent to companies n not individuala or families...as companies easier to collect rental.Long term, real estate will surely hold its value and appreciate. It's more of a retirement thingy for me more than anything else, buy a property, leave it there and re-visit again after a few years down the road. Good for you that you can afford shop lots or commercials. I'm still at the residential stage... |
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Jul 6 2014, 12:30 PM
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#48
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QUOTE(DrPitchard @ Jul 6 2014, 12:20 PM) Great minds think alike.... Still a novice nia....only got 1 shop lot n 1 commercial...looking to acquire more shop lots as easy to take care...unlike residential...everytime change tenants lots of things to do...but I only rent to companies n not individuala or families...as companies easier to collect rental.Long term, real estate will surely hold its value and appreciate. It's more of a retirement thingy for me more than anything else, buy a property, leave it there and re-visit again after a few years down the road. Good for you that you can afford shop lots or commercials. I'm still at the residential stage... |
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Jul 6 2014, 01:14 PM
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#49
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QUOTE(DrPitchard @ Jul 6 2014, 12:43 PM) How's the liquidity compared to residential? Easy to take care as in less maintenance of the unit itself or less hassle from the tenants? Never intend to sale, so never bother the liquidity. Shop lot, just 4 walls only. Whatever need to hack or reno ll be taken care by the tenants... |
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Jul 6 2014, 07:19 PM
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#50
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Jul 7 2014, 12:10 AM
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#51
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QUOTE(bearbearwong @ Jul 6 2014, 09:09 PM) so, we have reach consensus, that there is a need for price to undergo correction and the property market is bad? I never said there is a need for price correction woh. I only feel there may be price correction. However, this correction ll not be much n it ll bounce back without your realization. of course long term property will gain.. but a gradual increase rather than a Huge leap of price for those hoping for capital appreciation.. proeprty market comprised of many salary investors rather than cash rich investors.. if not why bank negara would want to maintain the BLR at 6.6%? if investors are made of strong holding powers, bank negara already increase to BLR 10 or even 12.. I also dont hope property crash, correction would be good, however the presence of RPGT really change the texture a lot... those hoping for low profit also got problem playing fast game.. holding wise risk.. seller also dilema.. look at those shops nowadays, 3 storey ones easily cost 3-5 million... rental yields can cover the few million loans? look at Taman equine SK, shops are still unentered till now.. 3 years.. how tor ent, shopping malls in major cities like cHEARAS like viva mall, 1 shamelin, southgate, ss2 mall, times square upper floors and etc all are dying, suore upcoming malls and service apartments malls ...haizz When price going thru some correction, I dont think normal people like u or those waiting for collapse will grab it. U ll continue to wait for the best n lowest n believe me, u ll not likely to get it one. U dont underestimate the holding power of the majority buyers. If u have bought one n if property market is under pressure n your neighbour wants to sell it out even lower than the purchase price, that doesn't mean u will also want to sell it too. Unless the economy is so bad that a lot of people r retrenched n got no more power to hold on n pay the installment. But if that's the case, even those DDD camp saw the price collapsed but they also got no power to buy too as they may also lost their job or can't get loan... dont be too pessimistic on those shops n malls. Those who can afford to fork out millions to play this game, u don't need to worry how deep their pocket as they are certainly rich enough to hold it. They may have too much money no where dump n may be just dump it into properties. I got such friends who got too much money n keep looking for things to buy n hold. |
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Jul 7 2014, 12:17 AM
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#52
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QUOTE(Dern @ Jul 6 2014, 11:53 PM) told u so many times, it's like you dont understand english...besides, up to me lah if i want to answer you or not. whether you are insulting me or scarcastic remarks on me, up to me also whether to answer you or not....those kind of tactics agents/developer worker use, dont think can use here lah... If u r not a girl. Man it up n just answer lar...talk so much for what? U keep telling others are whore n fake...so, look at yourself, a simple question I pose to u, u sampai sekarang still pusing pusing....is it so difficult to say u dont know actually??? U said I tembak u without bahan n asked me back n I immediately replied u saying I dont know...is it so malu if u dont know??? Salah meh?? Will die meh??? |
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Jul 7 2014, 06:25 PM
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#53
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QUOTE(icemanfx @ Jul 7 2014, 02:17 PM) All the BBB taikor here are cash rich, won't feel a pinch even rate rise by 3%, so 0.25% is nothing. Any additional interest paid can just topped up to subsale price, price will UUU. If interest rate hike, just adjust lor...maybe go less one or few times to the pub n drink lesser beer lor...savings is more than enough to cover the extra interest hike.... |
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Jul 7 2014, 06:26 PM
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#54
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QUOTE(icemanfx @ Jul 7 2014, 02:17 PM) All the BBB taikor here are cash rich, won't feel a pinch even rate rise by 3%, so 0.25% is nothing. Any additional interest paid can just topped up to subsale price, price will UUU. If interest rate hike, just adjust lor...maybe go less one or few times to the pub n drink lesser beer lor...savings is more than enough to cover the extra interest hike.... |
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Jul 7 2014, 06:28 PM
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#55
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QUOTE(Showtime747 @ Jul 7 2014, 03:23 PM) I have paid housing interest rates close to 10% in the past I have experience putting money into bank n interest rates close to 10%...The important thing is don't over leverage. Prepare for the worse. When the environment became bad, we will adjust to it. We won't die so easily but try to survive. We will try to cut down all other expenses to save our house. Only if there is no option then we will sell our house. In life, we are sure to encounter recession and bad times. After you have experienced and survive, you will be more confident to face any recession and bad times in the future at those days, interest so high, people still buying properties.... |
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Jul 7 2014, 06:34 PM
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#56
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QUOTE(DrPitchard @ Jul 7 2014, 04:32 PM) Very true. Might sound very indifferent of me, but I really couldn't care less about the gap that is widening. All I care is the market for my properties that I hold and if I can capitalize on it. Whatever phase comes, we sure can weather thru lar...97/98 crisis come, those DDD pessimistic camp's father got jump from 14th floor meh??? Still surviving right???Very well said. Lucky (or is unlucky?) for me, I have yet to go through that phase. But nonetheless, I believe I am well armed and have taken the necessary measures (not over leveraging/over exposing, having a backup stack of cash....etc) if big crisis comes, majority cant afford to pay loan, bank may adjust the loan structure so not to cause a major collapse n default which in return may bring down the bank too since we have keep on talking what home loan ratio is 80-90% of GDP... |
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Jul 7 2014, 11:06 PM
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#57
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Jul 8 2014, 04:43 PM
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#58
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Jul 8 2014, 05:20 PM
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#59
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Jul 8 2014, 06:26 PM
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#60
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QUOTE(jolokia @ Jul 8 2014, 06:12 PM) Ok ok....like that u r older....ah pek...during 97 crisis...did u bankrupt? Or did u run road? Or did u lelong your house? Or any of your family members jump from 14th floor? Myself have brace thru that storm. Only some of the shares have plunge to penny stocks n eventually delisted. Myself n all my friends, none at all get into bankrupcy or lelong any house or jump from 14th floor. Some of the contractors friend who cry business is hard n no cash flow, today they are multi millionaire but still cry business is hard nowadays....but house getting bigger n bigger... so, if there are so many bankrupcy, lelong, n jump from 14th floor, our population should have reduced by 10% in 1997... |
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