My template

Here's the official response from PBB Customer Service
Shall I forward this email to BNM for further actions ?

Good. I am still waiting PBB to reply to my email. Maybe with your case, PBB will be more careful in their reply.

I never get the chance to see what will be BNM's follow up. The banks always comply 

Another PBB customer service staff mentioned additional MCC code of 5814 is covered as well and all e-commerce online transactions are entitled for 6% cash rebate, wonder who is right??

That is good. BNM has yet to respond to my email.

When I made a booking with AirAsia early this morning, I received OTP for the payment. However, I did not receive any SMS alert for the transaction itself.

Is this the same for other bank's credit card, that there will be no SMS if you already receive the OTP.

Compare this to HLB Wise:

PB Visa Signature
- min income 100k
- 6% on dining, grocery, online transaction
- 1 VIP point per RM spent.
- RM 60 cap
- Free lounge access with minimum 5 overseas transaction
- Free travel insurance
- 12 swipes for annual fee waiver

HLB Wise
- min income 36k
- 10% on 2 cat + mobile, min RM 50 x 10 times to be eligible for cashback.
- no cashback or points for others.
- RM 100 cap
- No lounge access.
- No travel insurance.
- no fee waiver.

Go with this or HLB wise?

I just received a call from PBB telling me the same thing, but she cannot confirm it yet. What makes it interesting is that Bank Negara have not even responded to my email, so they are taking the initiative to inform me 

Thanks to ronnie for the pbebank sign up guide. Otherwise I really not enough brain power to figure out to use their website.

Easily the worst website I have ever seen/used.

Now.. after login..I realize there's no line by line transactions.. or am I missing it and its hidden somewhere?

I received an official reply from PBB on the SMS alert complaint to BNM. The implementation of the system change will be in this month, in black and white 

did anyone have received their cashback?

I get the cash back today. Basically get it for restaurant, kfc, aeon supermarket at 1u, online payment for maxis and astro at maxis and astro websites.  But no cash back for sogo supermarket.

Maybe need start compile a new MCC under 6% list for Public Visa Signature

I received mine via normal mail. 6 digit pin.

There is a box on the form asking whether the applicant want to receive the PIN or not (1st page). Usually I will not tick, but since PIN is going to be implemented in 2015, I ticked it this time.

Hi Ron,

I double checked with the PBCS in regard to eligibility of 6% rebate for online transactions. Here's their reply.

"Please be informed that you will enjoy the 6% rebate if it is a eCommerce transaction including bill payment/insurance (exclude transaction via www.pbebank.com).

Should you have further inquiries, please do not hesitate to contact our Customer Service Representatives at 03 2176 8000 (24 hours) for assistance."

Kinda contradicting against the one you'd got from the CS previously.