means priority to hlb wise.

Good. I am still waiting PBB to reply to my email. Maybe with your case, PBB will be more careful in their reply.

Let's see how they response to your request after I get feedback from PBB/BNM... Would BNM follow-up ?

I never get the chance to see what will be BNM's follow up. The banks always comply

Let's see how compliant is Public Bank

Just charge the card for oversea transaction, let's see if it got any restriction for online spending..

The SMS alert I received is kinda misleading..



I only used once, and it says multiple

Btw, do you guys think AirAsia consider online transaction? If yes, then can use for coming soon free seats promotion

This post has been edited by herc: May 30 2014, 05:24 PM

Haha multiple, they really wanna save on SMS.

According to CS, yes airasia booking is included.

Noted with thanks

bear in mind, this is the same CS who told me that they cannot reveal the MCC codes...so do share with us the final outome or..i suggest you to call up CS and ask specifically on Airasia and take note of the date/time, just in case.

As expected, PBB choose not to reply to my email but call me instead to inform that they are not able to lower the SMS trigger amount, min they can go is RM100. Previously, the CS also choose to call me when I asked about the MCC codes.

I just recall a similar case with PBB posted here few months back. So PBB is one tough nut to crack.
https://forum.lowyat.net/topic/1796957

your turn then to log a case to bank negara

Done.

I urge other card holders to do the same too.

min RM 100 ??? my other credit card can reduce RM 1.00

i believe most of CS do not know what is MCC
because they are MCC ( mong ca ca) instead of merchant category code

the person who contacted me is aware of what is MCC

I love your synonym

When a bank are set to play with grey areas, are you sure they don't know about all the MCC codes?
If they don't know, just type MCC codes in Uncle Google already can come out the whole list
http://web.archive.org/web/20070710202209/...mcc_booklet.pdf
CS's officers are trained to make sure card holders are mong ca ca
They will only reveal when they know that person who called do know his/hers rights.
So far I've dealt with Public bank, Maybank, HSBC(quite LC but will tell the truth), OCBC and HLB.
Public Bank has the best service when come in fraud case, they'll make sure you pay more than rm250
8 years ago already like this, thought after 8 years they are still doing the same, to stand high against other banks, some strategies(oops, I mean dirty) are needed

yeah~I got my card today!

Wondering if paypal considers oversea transaction? It is for maybank

Has anyone successfully performed 6 months 0% BT plan? How many working days is needed to process?