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 4 Critical Signs of a Bubble Market V6, Signs are already there in Malaysia

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bcpbeancounter
post May 3 2014, 11:17 PM

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QUOTE(zenjet @ May 3 2014, 11:14 PM)
yup ~ GDP is not personal income but is a "products & services" from everyone ~

which you need to sell them to get cash but if 86% of them is on loan ~ u oni get 14%
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NO. once you delivered your goods or provided services, you get 100% paid.
SUStikaram
post May 3 2014, 11:19 PM

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QUOTE(bcpbeancounter @ May 4 2014, 12:11 AM)
that's why we cannot just rely on 1 ratio and conclude that the debts is too low or too high. I think this ratio is just an indication, nothing much. if we are to take total debts over GDP, it will be few hundred % I guess as I think commercial debts are even higher compare to household debts.
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But if the country household debts very high ho.
Bank scare to lend more.
This will also cause credit cranch.
Mean u n me no money to buy banana n i will not grow more banana.
zenjet
post May 3 2014, 11:20 PM

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QUOTE(bcpbeancounter @ May 3 2014, 11:17 PM)
NO. once you delivered your goods or provided services, you get 100% paid.
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i see ~ so you always buy properties by cash ~ no wonder

gspirit01
post May 3 2014, 11:25 PM

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If interested, can read the following to understand the high debt effect:

Academic one (Just read the abstract)
http://www.bis.org/publ/othp16.pdf

Newspaper and articles:
http://www.thestar.com.my/Business/Busines...o-GDP-hits-100/

http://jaybanks.ca/vancouverrealestatenews...household-debt/
bcpbeancounter
post May 3 2014, 11:31 PM

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QUOTE(tikaram @ May 3 2014, 11:19 PM)
But if the country household debts very high ho.
Bank scare to lend more.
This will also cause credit cranch.
Mean u n me no money to buy banana n i will not grow more banana.
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this one you are right. But when credit crunch will come? You have the crystal ball? or maybe hantu pisang can tell you. tongue.gif
zenjet
post May 3 2014, 11:32 PM

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So what is the household debt to GDP hits and exceeds 100% of the GDP? This will only mean that the average Malaysian household is carrying debts as much as its income.

I think this part made it clear right?

This post has been edited by zenjet: May 3 2014, 11:32 PM
bcpbeancounter
post May 3 2014, 11:35 PM

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QUOTE(zenjet @ May 3 2014, 11:32 PM)
So what is the household debt to GDP hits and exceeds 100% of the GDP? This will only mean that the average Malaysian household is carrying debts as much as its income.

I think this part made it clear right?
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No...my total debts is few times higher than my annual income. Can I suggest that the writer also not too sure of how GDP is calculated? Haha...
zenjet
post May 3 2014, 11:38 PM

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QUOTE(bcpbeancounter @ May 3 2014, 11:35 PM)
No...my total debts is few times higher than my annual income. Can I suggest that the writer also not too sure of how GDP is calculated? Haha...
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maybe the products u produced 90% goes to ur boss ~ you only take 10% as paycheck ler ~

well ~ it happens to everyone except bosses ~
bcpbeancounter
post May 3 2014, 11:40 PM

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QUOTE(zenjet @ May 3 2014, 11:38 PM)
maybe the products u produced 90% goes to ur boss ~ you only take 10% as paycheck ler ~

well ~ it happens to everyone except bosses ~
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of the 100% service I provide to my company, I get paid 74%. 26% go to the sucker.
SUStikaram
post May 3 2014, 11:44 PM

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QUOTE(bcpbeancounter @ May 4 2014, 12:40 AM)
of the 100% service I provide to my company, I get paid 74%. 26% go to the sucker.
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Maybe your ouput just 10% only leah.

The rest 90% you rob from your subodinate. tongue.gif
bcpbeancounter
post May 3 2014, 11:45 PM

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QUOTE(tikaram @ May 3 2014, 11:44 PM)
Maybe your ouput just 10% only leah.

The rest 90% you rob from your subodinate. tongue.gif
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this is called team work! icon_rolleyes.gif
SUStikaram
post May 3 2014, 11:48 PM

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QUOTE(bcpbeancounter @ May 4 2014, 12:45 AM)
this is called team work!  icon_rolleyes.gif
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Rob wo.

teamwork is share.
gspirit01
post May 3 2014, 11:49 PM

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QUOTE(bcpbeancounter @ May 3 2014, 11:40 PM)
of the 100% service I provide to my company, I get paid 74%. 26% go to the sucker.
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Wah! High income individual spotted.
bearbearwong
post May 3 2014, 11:52 PM

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QUOTE(bcpbeancounter @ May 3 2014, 11:45 PM)
this is called team work!  icon_rolleyes.gif
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Is this multi level marketing? Or senior? I dun tink so MLM.. MLM dun offer till 74% profit.. ur company make how much? 26%?

Thought you said bank dun borrow to you liao? Dat y cant buy more?

This post has been edited by bearbearwong: May 3 2014, 11:55 PM
zenjet
post May 3 2014, 11:59 PM

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QUOTE(bcpbeancounter @ May 3 2014, 11:45 PM)
this is called team work!  icon_rolleyes.gif
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MLM !!! pretty sure!!!
bcpbeancounter
post May 4 2014, 12:03 AM

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QUOTE(zenjet @ May 3 2014, 11:59 PM)
MLM !!! pretty sure!!!
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only MLM need team work? shakehead.gif shakehead.gif
zenjet
post May 4 2014, 12:05 AM

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QUOTE(bcpbeancounter @ May 4 2014, 12:03 AM)
only MLM need team work?  shakehead.gif  shakehead.gif
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I don rob my teammates ~
bearbearwong
post May 4 2014, 12:05 AM

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QUOTE(zenjet @ May 3 2014, 11:59 PM)
MLM !!! pretty sure!!!
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74% percent profit.. very high sales target.. wah looks relax.. means not amway.. forever living once reach certain time position secured..

those product sold to public 100.. in actual fact cost mb 10 to 20 ringgit only..

factoring commissions into product..

hey if really MLM.. he sure swipe credit card kao lat.. advance own money sin.. buy product @ 100% price.. later company return your entilement back to you.. mb 10%.. 20%.. 50%.. 60%.. must be a large company
bearbearwong
post May 4 2014, 12:07 AM

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QUOTE(bcpbeancounter @ May 4 2014, 12:03 AM)
only MLM need team work?  shakehead.gif  shakehead.gif
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Hami product? I forever living manyak use.. one shot salary plus commision can get 20k .. 30k.. hmm...yum yum
bcpbeancounter
post May 4 2014, 12:09 AM

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QUOTE(gspirit01 @ May 3 2014, 11:49 PM)
Wah! High income individual spotted.
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QUOTE(bearbearwong @ May 3 2014, 11:52 PM)
Is this multi level marketing? Or senior? I dun tink so MLM.. MLM dun offer till 74% profit.. ur company make how much? 26%?

Thought you said bank dun borrow to you liao? Dat y cant buy more?
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I am ordinary working class sit in office everyday. Bear bear refer this at 70%. haha...
in Malaysia very easy to hit the highest tax bracket of 26% personal income tax. I don't think my income is high, of course I don't say I am poor la. haha...

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