According to;
http://www.maybank2u.com.my/calculator/for...c-homeLoan.html

Local banks can lend up to 9 times of household income, 50% higher than UK banks before 2008 crisis or double of current limit.

Unless income could double within a short period of time, property crisis is inevitable.

Oh....you buy more ya... must sapu all you know? Don wait   

wow your are on your way to become a milionare i see.. i got beter suggestion since confirm going up to 1.4 million, you should buy more properties of the same type buy 2 or 3 at least now 700k... after 2018 1.4 million di..

so, by 2018,  1.4 million X 4 units = 6.4 million, what are you waiting for? break both legs and hands also no need to work di..

lock all monies into FD 4% yearly for 6.4 million= RM256,000 yearly

monthly= 21k plus to spend.. how to finish? FD alone..

He talk only...Maybe he not even have the money.. talk kosong.   

Ok lu...then good luck to you lu...while I laughing those soham... stupid fella.. taking debts..     

Genius! You are LKS in the making! Those idiot wage earners should join you.

As a student, I am not in the position to take your advise. Believe it won't be too late in 2018, right taiko?

Is already too late lor taikor... your money..i also earn already.. Since 2008 till now I already earn few million 

No need to be so emotional
I am aiming a plantation land

haha, buy nowdays plantation land already been jack up quite high on certain palces.. 

not only kelapa sawit, rubber estate also the same....
yeah still have lower value land but mostly (yeah ur rite) loan problem, loan margin damn low for land..

Property market on upward trajectory

PERAK'S property market is on an upward trend even though the overall market nationwide has been slowing down since the beginning of the year.
Perak Real Estate and Housing Developers' Association Malaysia (REHDA) committee member Dr Tan Chin Yong said the reason could be the state's property market was still lagging behind in terms of pricing and spillover demands from neighbouring states.

He said the demand for residential houses in the state was not only from the locals, but also buyers from Selangor and Penang, who could not afford to purchase houses in their own states, and foreigners.

"Property prices in Ipoh is still cheaper compared with Selangor, Penang and Johor, where the prices are now sky-high due to property speculation," he said at the launch of the Malaysia Properties Expo (MAPEX) here recently.

Tan said there were other factors which affected the property sector such as restrictions on bank loans, development charges on developers and that foreigners could only purchase properties above RM1 million.

"These factors affect the property market and people are now more cautious about their investments.
He said was it relatively cheaper to purchase property in Ipoh; for example, a terrace house here, which costs RM300,000 would cost RM700,000 in Selangor.

"So far, we have about five per cent of foreigners, from Singapore and Hong Kong, purchasing properties here, under the state's My Second Home programme.

"Ipoh has been listed as the third Best Place for Retirement by the Live and Invest Overseas Publication, making it another selling point for the state," he said.

Meanwhile, Perak REHDA president Datuk Francis Lee said the Finance Ministry's Valuation and Property Services Department survey, under its Property Market Report 2013, showed that property prices in the state had been going up since last year, with price increases of between 10 and 16.5 per cent.

"Of the 13 states in the country, the value of transacted residential properties in Perak last year ranked ninth, slightly ahead of Kedah, Pahang, Trengganu and Kelantan.

"However, with competitive pricing and increase in cost of delivery of residential properties, property prices in the state will be on an upward trend for the coming years," said Lee.

He added that the MAPEX expo, in its 15th year, aims to assist locals in finding a house of their choice and to provide information on the latest market outlook for properties in the state.

Bullshit!

Conversion premium but also subject to approval, not "easy"

Tanam jagung lor

oh...really or not? Shit bull or bull shit...but I saw you gonna shit on your pants...   

Totally bullshit ~ i've been staying in Ipoh for almost 30ys ~ dozens of projects were outsourced to my uncle's company ~

so far i oni heard china men buying shoplots ~ not residential units ~ never heard singaporeans or hongkies buy homes here ~

let alone 5% of them ~ indeed Ipoh is good for retirement but do you buy a house oni stay in after 30 yrs?

u can forget about rent it out unless u can get those next to colleges/unis ~

IMO, there is effect on loan growth. But it failed in bringing down overall property prices. Maybe it is not BNM's intention to bring down prices at the first place ? I think if there is no further measures, price will grow by a small %, like it used to be in the normal years.

She has no intention to make u-turn, is mainly for slow it down. Obviously the price acceleration has slow since then. The intention since the cooling measure never mean to hunt the prop market down, just to slow it down. Seem like u wrongly interpreted what the bank Negara want, and thought they are try to create the result u wan.

Dont limit ur potential. It might go beyond that.

WOW.. let see we have:

a) slow down in transaction
b) bank negara increasing OPR
c) Zeti mention measures taking effect

hmm what is next?

a) price increase and keep increasing
b) price remains stagnant
c) price drops in selected areas

which one is more probable?

actually, why is there a need to slow down? even OPR increase also such a small margin.. how can buyers and investors feels anything ? like ants bite only... like that slow di ? if economic collapse really we can see worse effect lor..

of course Zeti never meant so, but whether investors and speculators are of good capacity to withhold the slowdown and yet greedy at the same time to profit 200k and keep holding... hmm ..

message is clear.. investment will slow down, more properties will be in holding mode, now, lets see any drop out investors? hehehe...