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Fixed Deposit Rates in Malaysia V6.1, Please Read Post #1
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BATMAN99
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May 29 2014, 12:41 AM
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Hi everyone, I'd like to ask a question here.
I am a Maybank user, currently already have a fixed deposit account created under my name (with physical FD certificate).
If now I were to create a eFD at m2u, will it affect my existing fixed deposit account (such as will it pandai-pandai debit from my certificate balance and disturb the maturity)? And how do I make the initial placement to my eFD?
Secondly, if I convert my existing ATM card to Debit card, will the balance shown in my account at ATM inclusive of my eFD balance?
Thank you.
This post has been edited by BATMAN99: May 29 2014, 12:42 AM
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BATMAN99
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May 29 2014, 05:16 PM
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Hey guys I'm in a mess now, I just created a eFD account under "Maybank Conventional Fixed Deposit" and made placement of RM 3000.
I printed the eFD placement receipt at completion and the status is APPROVED, but in fact by the time I made the placement my account balance is less than 3k, so how come they can approve the placement?
Also, I don't see any eFD account shown up when I tried to view my eFD account in m2u.
Please enlighten, thanks.
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BATMAN99
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May 29 2014, 05:36 PM
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QUOTE(cybpsych @ May 29 2014, 05:25 PM) i assume this is your 1st time placing eFD? it will take about 1-2 days for maybank to clear. Subsequent placement will be immediate. <-- info from forumers at this topicon the other hand, today i encountered something strange. I've placed eFD back in March for Islamic Flexi (Mudharabah). Today, i placed another eFD using Conventional. It treated this as "1st" placement as well and my account not yet deducted. Okay then I guess 1-2 days later the placement will become invalid right? Since my account balance that I used just now has not enough balance to make that placement.
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