This mth I have an aggressive appetite, RM10K into US equities linked feeder fund and RM 7,500 into m'sia small cap fund.

Xuzen

Because the numbers are guiding me towards these asset class.

My exposure towards large cap is high, my portfolio is telling me to diversify out.

Xuzen

Mr Chen Fan Fai's fanboy checking in....

If you notice some of my posting lately, I am already overweight on Bolehland Large cap fund. You see that I am divesting my money into small cap and US equities.

I have zero holdings in bond at the moment... all my fixed income in CMF, coz same rtn with less risk.

David, pls note that EI Equity Income has greatest reward to risk ratio amongst all local funds, second to Lee Sook Yee fund only.

Xuzen

p/s: I have exposure to hwang funds via PRS. If I buy direct, I have to pay sales charge, I buy through PRS... zero sales charge. Clever or not?

This post has been edited by xuzen: Jun 30 2014, 12:33 PM

I am those that have a tendency to spend, so this PRS with its lock in mechanism is suitable for me.

Hmmmm, come to think of it, Hwang manages my PRS money, Eastspring manages my KWSP portion, and Kenanga manages my cash portion. All in all... I am happy with such arrangement.

Xuzen

Mediocre return with high sales charge... no thanks.

Xuzen

go with PISEF but but but..... better come come to Eastspring Equity Income. We fulfill your wildest fantasy!

Xuzen

that is why lar.... I use the wrap account, I pay no SC, but I pay them 1.5% p.a. wrap fee aka "paw kar liao" fee. I have unlimited switching and no switching fee.

If you too sayang-sayang or cannot lose your SC, then stay with PISEF. No right or wrong answer... it is all about expediency and what you are comfortable with.

Xuzen

Good funds, you have #XUZEN# seal of approval! Go forth and prosper!

This post has been edited by xuzen: Jul 3 2014, 08:37 AM

Green green green everywhere.... all my portfolio are in green, but wait... my port has always been green all this while.

Xuzen

The one that has fulfilled my wildest fantasy has been Eastspring Inv. Small Cap...

Xuzen

Market crash is like death... we all know it is a sure thing, only unsure is the timing of it. So instead of worrying it, prepare for it.

Use asset allocation, utilise the lessons learned in Modern Portfolio Theory.

Xuzen

Wah, so openly share his wealth info.. nanti house kena burglarised, car-jacked or kidnapped for ransom baru tau!

Xuzen

I wager RM10k into a RHB US Equity last mth and now DJ is on a bull run? I wonder why my crystal ball so tepat dan hebat wan ar?

I also top on small cap.... now let's see whether the small cap index punches up north or not...

Xuzen

This post has been edited by xuzen: Jul 4 2014, 07:46 PM

Bodoh punya Hwang orang. These are standard answers that they should prepare before hand... investors are generally kiasu wan, in cakap orang puteh.... risk adverse.

Xuzen

Sum moar git but-hurt so ezily! OMG!

Touche!

Sementara ada yang takut menunggu,
Yang credik, yang gagah berani,
Terus Mara ke depan,
Mengaut rezeki yang berlimpah-limpah.

Indeks naik, khuatir,
Indeks turun, takut,
Bagaimanpun tak selesa,
Baik letak bawah bantal je!

This post has been edited by xuzen: Jul 8 2014, 12:43 PM

KGF dropped? My data showed an increase wor and I have been accumulating KGF for my client and myself since Q4-2013.

Xuzen

OMG... you treat fund like stock market? Nothing better to do ar? Especially with a low volatility fund like KGF....

Xuzen

I bet he also get lots of emails/sms from Geneva, Pegasus, Zang Lian MLM, banks' telemarketer, Wine Investment etc etc etc... darn busy wor!

Xuzen

Actually I am waiting for a drop, then I can stress test in real time and real life my portfolio's resiliency. I am after all an academic minded person who is in it for scientific research.

Xuzen