Yes you are right but the problem is we don't know when the price is gonna go down except for sure after the distribution ex-date.

How about the calculation on the 2nd day after the ex-date? Let say the NAV is even lower than on the ex-date.

This post has been edited by cappuccino vs latte: Jul 5 2014, 10:45 PM

it's the same as if there's no distribution at all. you can never know the dropping of price when there is no distribution.

This post has been edited by cappuccino vs latte: Jul 6 2014, 02:40 AM

good luck to earning more. mind sharing your portfolio?
but i think it's important to clear up the myth so that you don't only invest in one go after distribution.

CIMB-Principal speaker said today if the China fund currently made 10-13% return better realise the profit now and just go away because we never know when the Chinese market will have adjustment again..

RHB-OSK CEO said he never invest in overseas fund. So he don't know overseas fund charges is higher or lower than RHB-OSK charges I still don't know whether invest through RHB-OSK is cheaper or directly invest in the Goldmen Sachs feeder fund is cheaper.

Bro,

May i know what's ur estimated capital required in order to gain RM5k - 7k per month? Interested, interested...

lol if one isn't even willing to discuss, then why are you even on a forum?
I'm willing to learn and to clear my misconceptions if I'm wrong.
I'm not even arguing.
oh well, whatever.
good luck.

some folks think that mutual funds = stocks,
not understanding mutual funds' NAV is a pure mathematical value of it's underlying assets (stocks, cash, debt instruments, etc) LESS charges (eg. yearly mgt fee minused daily from the value).

thus, logically - whether a fund's NAV down or up, it doesn't necessarily mean value or over value, unlike stocks - eg dividend paying stocks, which the Dividend Yield increases as the price goes down a lot (assuming dividend paid out is similar to last).

anyhow, to each his own reality & POV lar - i'm just stating statistical facts, not "feel" yar

I think most of the stock and fund investors will look at this way: money is the real value investors getting whether from stock dividend payout or fund distribution. Comparing stock value vs fund NAV? That is non-sense for them.

I'm gonna say this only once and won't repeat again.

Listen to RO Player at your own risk.

RO Player - Roulette Online Player

He is a gambler, a gambler has his own set of fallacies. Sometimes a gambler's fallacies work, and then he thinks that he is god. But one cannot argue that MATHEMATICALLY and STATISTICALLY the odds are stacked against the player, favouring House/casino.

To put it in layman terms, to say it straight, ALL HE SAYS ABOUT DISTRIBUTIONS ARE INCORRECT.

He is bringing his own set of fallacies to unit trust investing. He is a boaster and here just to boast of his huge wealth and profit that he gained.

To use an analogy, a self-proclaimed wise man said to a young man, "if u curse your mum now, u will be struck by thunder immediately". The young man cursed his mother, and was struck by thunder. All the uninformed fools then worship this wise man like god. But the meteorological dept had already detected a thunder strike coming, it was going to strike anyway...whether or not this young man curse his mother.

All you need to know and all I can explain that is TECHNICALLY CORRECT about distributions are on Post #1.

Period.

This post has been edited by Pink Spider: Jul 6 2014, 06:07 AM

remembered this posting by "wongmunkeong"
go to page #37, read post # 738 + a few more postings following that
hope that will clear your misconceptions (which I think u r right all along)

Sifus.. I still cant find a particular fund. My portfolio is equity heavy thats good which I'm doing monthly dca. However in view I have some extra cash and am interested to top up or buy into a fund under the recommended listt that can enjoy 1% using lump sum instead of dca. Cant find a fund consistently give more than fds return. Was looking at eastspring small cap is it suitable for lum sum at this time

What I know is most of the recommended funds' returns are better than FD for the past few years. Eastspring small cap is one of them.
Judging from the Msia economic outlook, most of the big cap stocks already reaching fair P/E multiples while the small caps' multiples still below par. There is room to proceed further.
Just my 2 cents. Btw I'm not sifu, just an ikan bilis investor.

Dude, Pink Spider opened this thread and wrote the very extensive FAQ right at the beginning. He has also posted extensive calculations explaining why his explanation is correct. You posted calculations of your own but when challenged you failed to defend them at all. When questioned on the specific funds that you bought to achieve your claimed returns to independently verify if the claims are plausible, you also declined to answer.

But somehow you believe that you have more credibility than Pink Spider?

Sum moar git but-hurt so ezily! OMG!

Touche!

would you said that, if you had read this posting before......
posted in Mar 2014.... (now is july...had gone up more since than).

"Since January 2013, the gains in the stock prices for the small cap stocks were due entirely to higher valuations. In fact, during this period, earnings and dividend growth were both negative.

This explains why the P/E ratio for FBM SCAP Index went up by a significant 179%, much more than the gain in the index of 47%.

Please let me repeat. Prices for small cap stocks have risen by 47% since January 2013 at a time when the earnings and dividends of these same companies have fallen.

Is that reasonable? Yes, if the starting valuations were low. This was true in January 2013 when the P/E ratio was 9 times and price-to-book ratio was 0.75 times for the FBM SCAP Index.

Is it still rational now? The P/E multiple today for the small caps is 25 times and the price-to-book ratio is 1.10 times. Even if you believe in the stock market, it is better to switch to the FBM KLCI stocks.

It should be noted that the FBM SCAP price to book is almost always below one time (please see Chart 2). The reason for this is simple. Why would you buy a small cap, illiquid – and sometimes risky -- stock above its asset value?"

read entire article and charts and data at
http://www.theedgemalaysia.com/highlights/...nal-values.html

This post has been edited by yklooi: Jul 6 2014, 01:27 PM

Sifu so any funds undervalued currently that might provide a good opportunity to buy a lum sum currently to provide consistrnt return soon

pls tell me what price u want enter KGF?
i also ready 30k to enter at same price with u